C & F Financial (CFFI) Gross Margin (2023 - 2026)
C & F Financial's (CFFI) quarterly Gross Margin came in at 99.0% in Q2 2026, down 19.0% on a YoY basis from 122.22% in Q2 2025, and little changed quarter-over-quarter from 98.98% in Q1 2026.
Analysis
C & F Financial (CFFI) Gross Margin (2023 - 2026) Analysis & Trends
C & F Financial (CFFI) has reported Gross Margin for 4 consecutive years, with 99.0% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Gross Margin fell 19.0% year-over-year to 99.0%; the trailing twelve-month figure through Jun 2026 stood at 99.08% (down 9.0% YoY), and the FY2025 full-year result was 99.15%, down 6.0% from the prior year.
- Gross Margin held at 99.0% in Q2 2026 per CFFI's latest filing, from 98.98% in the prior quarter.
- Across five years, Gross Margin topped out at 99.38% in Q1 2023 and bottomed at 98.98% in Q1 2026.
- Historically, Gross Margin has averaged 99.18% across 4 years, with a median of 99.19% in 2024.
- The sharpest annual moves came in 2024 and 2026: Gross Margin increased 5 bps in 2024, then slipped 19 bps in 2026.
- Over 4 years, Gross Margin stood at 99.18% in 2023, then fell by 0 bps to 99.14% in 2024, then gained by 0 bps to 99.14% in 2025, then fell by 0 bps to 99.0% in 2026.
- According to Business Quant data, Gross Margin over the past three periods registered 99.0%, 98.98%, and 99.14% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | - |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | - |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | - |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | - |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | - |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | - |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | 39.19% |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | - |
| 10 | C & F Financial | 304.24 Mn | 162.22 Mn | 40.46 Mn | 99.00% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 99.00% |
| Mar 31, 2026 | 98.98% |
| Dec 31, 2025 | 99.14% |
| Sep 30, 2025 | 99.21% |
| Jun 30, 2025 | 99.19% |
| Mar 31, 2025 | 99.06% |
| Dec 31, 2024 | 99.14% |
| Sep 30, 2024 | 99.27% |
| Jun 30, 2024 | 99.20% |
| Mar 31, 2024 | 99.23% |
| Dec 31, 2023 | 99.18% |
| Sep 30, 2023 | 99.22% |
| Jun 30, 2023 | 99.33% |
| Mar 31, 2023 | 99.38% |