C & F Financial CFFI
NASDAQ CFFI
$93.65 +0.15 (+0.16%)
At close: Sep 9, 2026 · 4:00 PM EDT

C & F Financial (CFFI) Gross Margin (2023 - 2026)

C & F Financial's (CFFI) quarterly Gross Margin came in at 99.0% in Q2 2026, down 19.0% on a YoY basis from 122.22% in Q2 2025, and little changed quarter-over-quarter from 98.98% in Q1 2026.

Analysis

C & F Financial (CFFI) Gross Margin (2023 - 2026) Analysis & Trends

C & F Financial (CFFI) has reported Gross Margin for 4 consecutive years, with 99.0% the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Gross Margin fell 19.0% year-over-year to 99.0%; the trailing twelve-month figure through Jun 2026 stood at 99.08% (down 9.0% YoY), and the FY2025 full-year result was 99.15%, down 6.0% from the prior year.
  • Gross Margin held at 99.0% in Q2 2026 per CFFI's latest filing, from 98.98% in the prior quarter.
  • Across five years, Gross Margin topped out at 99.38% in Q1 2023 and bottomed at 98.98% in Q1 2026.
  • Historically, Gross Margin has averaged 99.18% across 4 years, with a median of 99.19% in 2024.
  • The sharpest annual moves came in 2024 and 2026: Gross Margin increased 5 bps in 2024, then slipped 19 bps in 2026.
  • Over 4 years, Gross Margin stood at 99.18% in 2023, then fell by 0 bps to 99.14% in 2024, then gained by 0 bps to 99.14% in 2025, then fell by 0 bps to 99.0% in 2026.
  • According to Business Quant data, Gross Margin over the past three periods registered 99.0%, 98.98%, and 99.14% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Banco Santander Chile 950.85 Bn 950.85 Bn - -
2 Truist Financial 61.46 Bn 61.46 Bn - -
3 Fifth Third Bancorp 49.43 Bn 25.71 Bn - -
4 M&T Bank 34.72 Bn 34.72 Bn - -
5 Huntington Bancshares 33.60 Bn 29.07 Bn - -
6 Citizens Financial 29.31 Bn 29.31 Bn - -
7 Regions Financial 25.53 Bn 25.53 Bn - -
8 First Citizens Bancshares 24.60 Bn 24.07 Bn 29.00 Mn 39.19%
9 Keycorp 23.26 Bn -24.44 Bn - -
10 C & F Financial 304.24 Mn 162.22 Mn 40.46 Mn 99.00%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 99.00%
Mar 31, 2026 98.98%
Dec 31, 2025 99.14%
Sep 30, 2025 99.21%
Jun 30, 2025 99.19%
Mar 31, 2025 99.06%
Dec 31, 2024 99.14%
Sep 30, 2024 99.27%
Jun 30, 2024 99.20%
Mar 31, 2024 99.23%
Dec 31, 2023 99.18%
Sep 30, 2023 99.22%
Jun 30, 2023 99.33%
Mar 31, 2023 99.38%