Commerce Bancshares Inc /Mo/ (CBSH) Net Margin (2009 - 2026)
Commerce Bancshares' Net Margin was 32.03% in Q2 2026, down 2.18 percentage points from 34.21% a year earlier but up 2.26 percentage points from the prior quarter.
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Analysis
Commerce Bancshares Inc /Mo/ (CBSH) Net Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Commerce Bancshares' Net Margin was 31.29% through Jun 30, 2026, down 1.21 percentage points year-over-year; for FY2025, it was 32.10%, up 0.31 percentage points from FY2024.
- Net Margin shows a five-year change of +6.49 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was 31.79% in FY2024 (+1.42 pp), 30.36% in FY2023 (-2.44 pp), 32.81% in FY2022 (-5.22 pp) and 38.03% in FY2021 (+12.41 pp).
- Quarterly Net Margin has moved between 27.77% (Q4 2023) and 34.86% (Q3 2021) over five years.
- Compared with a year earlier, Net Margin has declined for four straight quarters, with an average year-over-year change of +0.58 percentage points over the last eight quarters.
- The best year-over-year quarter for Net Margin over five years was Q4 2024 (a gain of 4.48 percentage points); the worst was Q2 2022 (a drop of 15.62 percentage points).
- Per Business Quant data, CBSH's Net Margin in the three quarters before Q2 2026 was 29.77% (Q1 2026), 31.30% (Q4 2025) and 32.09% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 32.03% |
| Mar 31, 2026 | 29.77% |
| Dec 31, 2025 | 31.30% |
| Sep 30, 2025 | 32.09% |
| Jun 30, 2025 | 34.21% |
| Mar 31, 2025 | 30.74% |
| Dec 31, 2024 | 32.25% |
| Sep 30, 2024 | 32.75% |
| Jun 30, 2024 | 33.67% |
| Mar 31, 2024 | 28.32% |
| Dec 31, 2023 | 27.77% |
| Sep 30, 2023 | 30.80% |
| Jun 30, 2023 | 32.18% |
| Mar 31, 2023 | 30.69% |
| Dec 31, 2022 | 33.62% |
| Sep 30, 2022 | 31.91% |
| Jun 30, 2022 | 31.14% |
| Mar 31, 2022 | 34.69% |
| Dec 31, 2021 | 32.34% |
| Sep 30, 2021 | 34.86% |
API Access
Commerce Bancshares Inc /Mo/ Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CBSH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CBSH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CBSH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();