Commerce Bancshares (CBSH) Net Margin (2009 - 2026)
Commerce Bancshares (CBSH) posted Net Margin of 32.1% for Q2 2026, up 5.78% on a QoQ basis from 30.35% in Q1 2026, and down 239.0% year-over-year from 23.1% in Q2 2025.
Analysis
Commerce Bancshares (CBSH) Net Margin (2009 - 2026) Analysis & Trends
Commerce Bancshares has reported Net Margin for 18 years, with the latest figure at 32.1% in Q2 2026.
- On a quarterly basis, Net Margin fell 239.0% year-over-year to 32.1% in Q2 2026; TTM through Jun 2026 was 31.68%, a 104.0% decrease from a year earlier, with the FY2025 full-year figure at 32.35%, up 8.0% from the prior year.
- Net Margin was 32.1% for Q2 2026 at Commerce Bancshares, up from 30.35% in the prior quarter.
- The five-year high for Net Margin was 35.24% in Q1 2022, with the low at 28.34% in Q4 2023.
- Average Net Margin over 5 years is 32.15%, with a median of 32.42% recorded in 2022.
- The sharpest annual moves came in 2022 and 2024: Net Margin tumbled 1445 bps in 2022, then surged 418 bps in 2024.
- Over 5 years, Net Margin stood at 34.14% in 2022, then decreased by 17 bps to 28.34% in 2023, then rose by 15 bps to 32.52% in 2024, then fell by 2 bps to 31.75% in 2025, then rose by 1 bps to 32.1% in 2026.
- The last three Net Margin figures came in at 32.1% (Q2 2026), 30.35% (Q1 2026), and 31.75% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 23.30% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 24.18% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 24.27% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 28.79% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 24.18% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 864.86% |
| 10 | Commerce Bancshares | 16.47 Bn | 16.28 Bn | - | 32.10% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 32.10% |
| Mar 31, 2026 | 30.35% |
| Dec 31, 2025 | 31.75% |
| Sep 30, 2025 | 32.57% |
| Jun 30, 2025 | 34.49% |
| Mar 31, 2025 | 30.52% |
| Dec 31, 2024 | 32.52% |
| Sep 30, 2024 | 33.29% |
| Jun 30, 2024 | 34.12% |
| Mar 31, 2024 | 29.02% |
| Dec 31, 2023 | 28.34% |
| Sep 30, 2023 | 31.34% |
| Jun 30, 2023 | 32.85% |
| Mar 31, 2023 | 30.97% |
| Dec 31, 2022 | 34.14% |
| Sep 30, 2022 | 32.79% |
| Jun 30, 2022 | 32.32% |
| Mar 31, 2022 | 35.24% |
| Dec 31, 2021 | 32.34% |
| Sep 30, 2021 | 34.86% |