Commerce Bancshares (CBSH) Net Margin (2009 - 2026)
Commerce Bancshares' quarterly Net Margin came in at 30.35% in Q1 2026, down 17.0% year-on-year from 36.57% in Q1 2025, and down 4.42% quarter-over-quarter from 31.75% in Q4 2025.
Commerce Bancshares has reported Net Margin for 18 years, with the latest figure at 30.35% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin fell 17.0% year-over-year to 30.35%; the trailing twelve-month figure through Mar 2026 stood at 32.26% (down 34.0% YoY), and the FY2025 full-year result was 32.35%, up 8.0% from the prior year.
- Net Margin for Q1 2026 stood at 30.35%, down from 31.75% in the prior quarter.
- The five-year high for Net Margin was 35.24% in Q1 2022, with the low at 28.34% in Q4 2023.
- Average Net Margin over 5 years is 32.15%, with a median of 32.52% recorded in 2024.
- Year-over-year, Net Margin plunged 1445 bps in 2022 and soared 418 bps in 2024.
- Tracing CBSH's Net Margin over 5 years: stood at 34.14% in 2022, then decreased by 17 bps to 28.34% in 2023, then rose by 15 bps to 32.52% in 2024, then fell by 2 bps to 31.75% in 2025, then slipped by 4 bps to 30.35% in 2026.
- The last three Net Margin figures came in at 30.35% (Q1 2026), 31.75% (Q4 2025), and 32.57% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 251.45% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 26.97% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | -0.97% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 27.35% |
| 10 | Commerce Bancshares | 7.63 Bn | 7.48 Bn | - | 30.35% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 30.35% |
| Dec 31, 2025 | 31.75% |
| Sep 30, 2025 | 32.57% |
| Jun 30, 2025 | 34.49% |
| Mar 31, 2025 | 30.52% |
| Dec 31, 2024 | 32.52% |
| Sep 30, 2024 | 33.29% |
| Jun 30, 2024 | 34.12% |
| Mar 31, 2024 | 29.02% |
| Dec 31, 2023 | 28.34% |
| Sep 30, 2023 | 31.34% |
| Jun 30, 2023 | 32.85% |
| Mar 31, 2023 | 30.97% |
| Dec 31, 2022 | 34.14% |
| Sep 30, 2022 | 32.79% |
| Jun 30, 2022 | 32.32% |
| Mar 31, 2022 | 35.24% |
| Dec 31, 2021 | 32.34% |
| Sep 30, 2021 | 34.86% |
| Jun 30, 2021 | 46.76% |
| Mar 31, 2021 | 38.32% |
| Dec 31, 2020 | 37.66% |
| Sep 30, 2020 | 36.17% |
| Jun 30, 2020 | 11.73% |
| Mar 31, 2020 | 15.28% |
| Dec 31, 2019 | 30.23% |
| Sep 30, 2019 | 31.82% |
| Jun 30, 2019 | 31.20% |
| Mar 31, 2019 | 29.22% |
| Dec 31, 2018 | 31.10% |
| Sep 30, 2018 | 33.28% |
| Jun 30, 2018 | 32.18% |
| Mar 31, 2018 | 31.59% |
| Dec 31, 2017 | 29.77% |
| Sep 30, 2017 | 24.15% |
| Jun 30, 2017 | 25.73% |
| Mar 31, 2017 | 24.06% |
| Dec 31, 2016 | 26.18% |
| Sep 30, 2016 | 22.82% |
| Jun 30, 2016 | 23.45% |
| Mar 31, 2016 | 22.32% |
| Dec 31, 2015 | 22.07% |
| Sep 30, 2015 | 22.82% |
| Jun 30, 2015 | 25.95% |
| Mar 31, 2015 | 23.27% |
| Dec 31, 2014 | 22.84% |
| Sep 30, 2014 | 24.86% |
| Jun 30, 2014 | 24.71% |
| Mar 31, 2014 | 25.15% |
| Dec 31, 2013 | 24.93% |
| Sep 30, 2013 | 26.14% |
| Jun 30, 2013 | 25.10% |
| Mar 31, 2013 | 22.68% |
| Dec 31, 2012 | 23.49% |
| Sep 30, 2012 | 24.40% |
| Jun 30, 2012 | 25.20% |
| Mar 31, 2012 | 26.27% |
| Dec 31, 2011 | 22.96% |
| Sep 30, 2011 | 25.36% |
| Jun 30, 2011 | 26.17% |
| Mar 31, 2011 | 23.73% |
| Dec 31, 2010 | 22.41% |
| Sep 30, 2010 | 21.15% |
| Jun 30, 2010 | 22.17% |
| Mar 31, 2010 | 17.12% |
| Dec 31, 2009 | 18.87% |
| Sep 30, 2009 | 19.37% |
| Jun 30, 2009 | 14.38% |