Commerce Bancshares (CBSH) Net Margin (2009 - 2026)
Commerce Bancshares (CBSH) posted quarterly Net Margin of 30.5% for Q1 2026, down 1645.0% year-over-year from 1.97% in Q1 2025, and down 36.7% quarter-over-quarter from 48.18% in Q4 2025.
Commerce Bancshares (CBSH) Net Margin (2009 - 2026) Analysis & Trends
Commerce Bancshares' Net Margin history runs 18 years deep, the most recent figure standing at 30.5% for Q1 2026.
- In Q1 2026, Net Margin fell 1645.0% year-over-year to 30.5%; the TTM figure through Mar 2026 stood at 38.89% (up 845.0% YoY), while the FY2025 annual figure was 49.62%, up 1687.0% from the prior year.
- Net Margin for Q1 2026 stood at 30.5%, down from 48.18% in the prior quarter.
- The five-year high for Net Margin was 56.89% in Q4 2022, with the low at 83.79% in Q4 2023.
- The 5-year median for Net Margin is 34.49% (2025), against an average of 31.75%.
- The sharpest annual moves came in 2023 and 2024: Net Margin tumbled 14068 bps in 2023, then surged 10011 bps in 2024.
- Commerce Bancshares' Net Margin stood at 56.89% in 2022, then slumped by 247 bps to 83.79% in 2023, then jumped by 119 bps to 16.32% in 2024, then soared by 195 bps to 48.18% in 2025, then sank by 37 bps to 30.5% in 2026.
- Business Quant data shows CBSH's Net Margin at 30.5% in Q1 2026, 48.18% in Q4 2025, and 49.92% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | Commerce Bancshares | 8.49 Bn | 8.28 Bn | - | 32.10% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 32.10% |
| Mar 31, 2026 | 30.50% |
| Dec 31, 2025 | 48.18% |
| Sep 30, 2025 | 49.92% |
| Jun 30, 2025 | 34.49% |
| Mar 31, 2025 | 46.95% |
| Dec 31, 2024 | 16.32% |
| Sep 30, 2024 | 51.58% |
| Jun 30, 2024 | 34.12% |
| Mar 31, 2024 | 29.04% |
| Dec 31, 2023 | -83.79% |
| Sep 30, 2023 | 47.76% |
| Jun 30, 2023 | 32.85% |
| Mar 31, 2023 | 44.50% |
| Dec 31, 2022 | 56.89% |
| Sep 30, 2022 | 32.79% |
| Jun 30, 2022 | 32.32% |
| Mar 31, 2022 | 35.24% |
| Dec 31, 2021 | 52.98% |
| Sep 30, 2021 | 51.00% |