Commerce Bancshares (CBSH) FCF Payout Ratio (2009 - 2026)

Commerce Bancshares' (CBSH) quarterly FCF Payout Ratio came in at 0.06 in Q1 2026, down 79.47% year-on-year from 0.3 in Q1 2025, and down 56.98% quarter-over-quarter from 0.14 in Q4 2025.

Commerce Bancshares (CBSH) FCF Payout Ratio (2009 - 2026) Analysis & Trends

Commerce Bancshares' FCF Payout Ratio history runs 18 years deep, the most recent figure standing at 0.06 for Q1 2026.

  • On a quarterly basis, FCF Payout Ratio fell 79.47% year-over-year to 0.06 in Q1 2026; TTM through Mar 2026 was 0.13, a 51.41% decrease from a year earlier, with the FY2025 full-year figure at 0.25, down 7.06% from the prior year.
  • FCF Payout Ratio retreated to 0.06 in Q1 2026 per CBSH's latest filing, from 0.14 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.46 in Q2 2023 and bottomed at 0.23 in Q4 2024.
  • The 5-year median for FCF Payout Ratio is 0.28 (2024), against an average of 0.25.
  • Across the five-year window, FCF Payout Ratio slumped 172.19% in 2024 and soared 238.93% in 2025, its largest moves.
  • Year by year, FCF Payout Ratio stood at 0.45 in 2022, then fell by 28.57% to 0.32 in 2023, then slumped by 172.19% to 0.23 in 2024, then soared by 162.46% to 0.14 in 2025, then tumbled by 56.98% to 0.06 in 2026.
  • Per Business Quant, the three latest CBSH FCF Payout Ratio figures stand at 0.06 (Q1 2026), 0.14 (Q4 2025), and 0.33 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Commerce Bancshares 17.36 Mn -147.20 Mn - 0.06

Historic Data

Download Data
DateValue
Mar 31, 2026 0.06
Dec 31, 2025 0.14
Sep 30, 2025 0.33
Jun 30, 2025 0.39
Mar 31, 2025 0.30
Dec 31, 2024 -0.23
Sep 30, 2024 0.10
Jun 30, 2024 0.25
Mar 31, 2024 0.28
Dec 31, 2023 0.32
Sep 30, 2023 0.27
Jun 30, 2023 0.46
Mar 31, 2023 0.35
Dec 31, 2022 0.45
Sep 30, 2022 0.19
Jun 30, 2022 0.22
Mar 31, 2022 0.30
Dec 31, 2021 0.33
Sep 30, 2021 0.21
Jun 30, 2021 0.27