Pathward Financial (CASH) Return on Sales [ROS] (2011 - 2026)
Pathward Financial (CASH) recorded Return on Sales [ROS] of 59.44% in fiscal Q3 2026 (quarter ended Jun 30, 2026), down 20.74 percentage points from 80.18% a year earlier and down 6.61 percentage points from the prior quarter.
Pathward Financial (CASH) Return on Sales [ROS] (2011 - 2026) Analysis & Trends
On a TTM basis, Pathward Financial's Return on Sales [ROS] came in at 54.62% as of Jun 30, 2026, down 28.85 percentage points year-over-year; for FY2025 (ended Sep 30, 2025), it came in at 59.51%, down 2.04 percentage points from FY2024.
- Annual Return on Sales [ROS] has a five-year change of -14.38 percentage points (FY2020 to FY2025).
- Across earlier fiscal years, Return on Sales [ROS] came in at 61.55% in FY2024 (+2.68 pp), 58.87% in FY2023 (-20.72 pp), 79.59% in FY2022 (+9.54 pp) and 70.05% in FY2021 (-3.84 pp).
- Quarterly Return on Sales [ROS] has ranged from 30.22% in fiscal Q4 2025 to 201.53% in fiscal Q1 2022 over the past five years.
- On a year-over-year basis, Return on Sales [ROS] rose in two of the last eight quarters, with an average year-over-year change of -9.88 percentage points.
- Peak year-over-year performance for Return on Sales [ROS] in the last five years was a gain of 102.54 percentage points in fiscal Q1 2022, against a drop of 132.81 percentage points in fiscal Q1 2023 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at 66.05% (Q2 2026), 105.43% (Q1 2026) and 30.22% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROS (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 883.45 Bn | 912.92 Bn | - | 91.77% |
| 2 | Banco Santander Chile | 401.52 Bn | 521.46 Bn | - | - |
| 3 | Bank Of America | 377.43 Bn | -1,998.64 Bn | - | 93.16% |
| 4 | Hsbc Holdings | 330.31 Bn | 330.37 Bn | - | - |
| 5 | Morgan Stanley | 299.17 Bn | -209.92 Bn | - | 95.89% |
| 6 | Royal Bank Of Canada | 274.08 Bn | 124.82 Bn | - | 138.04% |
| 7 | Mitsubishi Ufj Financial | 270.70 Bn | -1,317.79 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 263.13 Bn | -3,293.98 Bn | - | 131.07% |
| 9 | Wells Fargo & Company | 243.64 Bn | 245.78 Bn | - | 84.05% |
| 10 | Pathward Financial | 1.54 Bn | 777.84 Mn | - | 59.44% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 59.44% |
| Mar 31, 2026 | 66.05% |
| Dec 31, 2025 | 105.43% |
| Sep 30, 2025 | 30.22% |
| Jun 30, 2025 | 80.18% |
| Mar 31, 2025 | 77.52% |
| Dec 31, 2024 | 90.00% |
| Sep 30, 2024 | 99.39% |
| Jun 30, 2024 | 96.51% |
| Mar 31, 2024 | 78.84% |
| Dec 31, 2023 | 108.88% |
| Sep 30, 2023 | 55.99% |
| Jun 30, 2023 | 63.66% |
| Mar 31, 2023 | 53.44% |
| Dec 31, 2022 | 68.72% |
| Sep 30, 2022 | 48.86% |
| Jun 30, 2022 | 68.12% |
| Mar 31, 2022 | 52.65% |
| Dec 31, 2021 | 201.53% |
| Sep 30, 2021 | 50.19% |
Pathward Financial Return on Sales [ROS] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=CASH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-sales-[ros]", "ticker": "CASH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=CASH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();