Pathward Financial (CASH) Return on Invested Capital [ROIC] (2011 - 2026)
Pathward Financial's Return on Invested Capital [ROIC] came in at 19.56% for fiscal Q3 2026 (quarter ended Jun 30, 2026), down 2.62 percentage points from 22.18% a year earlier and down 3.41 percentage points from the prior quarter.
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Analysis
Pathward Financial (CASH) Return on Invested Capital [ROIC] (2011 - 2026) Analysis & Trends
For FY2025 (ended Sep 30, 2025), Pathward Financial's Return on Invested Capital [ROIC] was 19.02%, down 3.10 percentage points from FY2024.
- Return on Invested Capital [ROIC] carries a five-year change of +11.22 percentage points (FY2020 to FY2025).
- Going back by fiscal year, Return on Invested Capital [ROIC] was 22.12% in FY2024 (-2.50 pp) and 24.62% in FY2023.
- The fiscal Q3 2026 figure represents the lowest quarterly Return on Invested Capital [ROIC] since fiscal Q3 2023.
- Year-over-year, Return on Invested Capital [ROIC] increased in three of the last eight quarters, with an average year-over-year change of -1.19 percentage points.
- The fastest year-over-year change in Return on Invested Capital [ROIC] over five years came in fiscal Q3 2024 (a gain of 7.52 percentage points), and the weakest in fiscal Q1 2025 (a drop of 5.04 percentage points).
- Business Quant data shows CASH's Return on Invested Capital [ROIC] at 22.97% (Q2 2026), 23.34% (Q1 2026) and 21.83% (Q4 2025) in the three fiscal quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 883.45 Bn | 912.92 Bn | - | 32.13% |
| 2 | Banco Santander Chile | 401.52 Bn | 521.46 Bn | - | - |
| 3 | Bank Of America | 377.43 Bn | -1,998.64 Bn | - | 25.16% |
| 4 | Hsbc Holdings | 330.31 Bn | 330.37 Bn | - | - |
| 5 | Morgan Stanley | 299.17 Bn | -209.92 Bn | - | 42.00% |
| 6 | Royal Bank Of Canada | 274.08 Bn | 124.82 Bn | - | 11.34% |
| 7 | Mitsubishi Ufj Financial | 270.70 Bn | -1,317.79 Bn | 10.89 Bn | 6.24% |
| 8 | Goldman Sachs | 263.13 Bn | -3,293.98 Bn | - | 14.05% |
| 9 | Wells Fargo & Company | 243.64 Bn | 245.78 Bn | - | 27.68% |
| 10 | Pathward Financial | 1.54 Bn | 777.84 Mn | - | 19.56% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 19.56% |
| Mar 31, 2026 | 22.97% |
| Dec 31, 2025 | 23.34% |
| Sep 30, 2025 | 21.83% |
| Jun 30, 2025 | 22.18% |
| Mar 31, 2025 | 25.20% |
| Dec 31, 2024 | 19.95% |
| Sep 30, 2024 | 20.79% |
| Jun 30, 2024 | 26.10% |
| Mar 31, 2024 | 25.63% |
| Dec 31, 2023 | 24.99% |
| Sep 30, 2023 | 20.51% |
| Jun 30, 2023 | 18.57% |
| Mar 31, 2023 | 19.89% |
| Dec 31, 2022 | 19.49% |
| Sep 30, 2022 | 23.48% |
| Jun 30, 2022 | 20.93% |
| Mar 31, 2022 | 21.58% |
| Jun 30, 2021 | 17.75% |
| Mar 31, 2021 | 16.43% |
API Access
Pathward Financial Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=CASH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "CASH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=CASH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();