Pathward Financial (CASH) Return on Invested Capital [ROIC] (2009 - 2026)
Pathward Financial's Return on Invested Capital [ROIC] came in at 18.89% for fiscal Q3 2026 (quarter ended Jun 30, 2026), down 2.47 percentage points from 21.36% a year earlier and down 3.22 percentage points from the prior quarter.
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Analysis
Pathward Financial (CASH) Return on Invested Capital [ROIC] (2009 - 2026) Analysis & Trends
For FY2025 (ended Sep 30, 2025), Pathward Financial's Return on Invested Capital [ROIC] was 18.42%, down 2.91 percentage points from FY2024.
- Return on Invested Capital [ROIC] carries a five-year change of +9.84 percentage points (FY2020 to FY2025).
- Going back by fiscal year, Return on Invested Capital [ROIC] was 21.33% in FY2024 (-2.00 pp), 23.33% in FY2023 (+3.96 pp), 19.37% in FY2022 (+3.44 pp) and 15.93% in FY2021 (+7.35 pp).
- The fiscal Q3 2026 figure represents the lowest quarterly Return on Invested Capital [ROIC] since fiscal Q3 2023.
- Year-over-year, Return on Invested Capital [ROIC] increased in three of the last eight quarters, with an average year-over-year change of -1.05 percentage points.
- The fastest year-over-year change in Return on Invested Capital [ROIC] over five years came in fiscal Q3 2024 (a gain of 7.18 percentage points), and the weakest in fiscal Q1 2025 (a drop of 4.50 percentage points).
- Business Quant data shows CASH's Return on Invested Capital [ROIC] at 22.12% (Q2 2026), 22.46% (Q1 2026) and 21.05% (Q4 2025) in the three fiscal quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 3.60% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 12.95% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 11.83% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 49.27% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 6.60% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 3.32% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 3.69% |
| 10 | Pathward Financial | 1.56 Bn | 1.56 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 18.89% |
| Mar 31, 2026 | 22.12% |
| Dec 31, 2025 | 22.46% |
| Sep 30, 2025 | 21.05% |
| Jun 30, 2025 | 21.36% |
| Mar 31, 2025 | 24.17% |
| Dec 31, 2024 | 19.27% |
| Sep 30, 2024 | 20.02% |
| Jun 30, 2024 | 24.83% |
| Mar 31, 2024 | 24.40% |
| Dec 31, 2023 | 23.38% |
| Sep 30, 2023 | 19.31% |
| Jun 30, 2023 | 17.74% |
| Mar 31, 2023 | 18.88% |
| Dec 31, 2022 | 18.18% |
| Sep 30, 2022 | 22.21% |
| Jun 30, 2022 | 19.42% |
| Mar 31, 2022 | 19.28% |
| Dec 31, 2021 | 18.81% |
| Sep 30, 2021 | 15.15% |
API Access
Pathward Financial Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=CASH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "CASH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=CASH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();