Credit Acceptance Corp (CACC) Return on Invested Capital [ROIC] (2011 - 2026)
Credit Acceptance's Return on Invested Capital [ROIC] came in at 6.78% for Q2 2026, up 1.60 percentage points from 5.18% a year earlier and up 0.77 percentage points from the prior quarter.
Credit Acceptance Corp (CACC) Return on Invested Capital [ROIC] (2011 - 2026) Analysis & Trends
For FY2025, Credit Acceptance's Return on Invested Capital [ROIC] was 5.37%, up 2.37 percentage points from FY2024.
- Return on Invested Capital [ROIC] carries a five-year change of -1.33 percentage points (FY2020 to FY2025).
- Going back by year, Return on Invested Capital [ROIC] was 3.00% in FY2024 (-1.16 pp), 4.15% in FY2023 (-4.94 pp), 9.09% in FY2022 (-6.85 pp) and 15.95% in FY2021 (+9.25 pp).
- The Q2 2026 figure represents the highest quarterly Return on Invested Capital [ROIC] since Q1 2023.
- Year-over-year, Return on Invested Capital [ROIC] has increased for five consecutive quarters, with an average year-over-year change of +1.25 percentage points over the last eight quarters.
- The fastest year-over-year change in Return on Invested Capital [ROIC] over five years came in Q4 2021 (a gain of 9.88 percentage points), and the weakest in Q1 2023 (a drop of 10.00 percentage points).
- Business Quant data shows CACC's Return on Invested Capital [ROIC] at 6.01% (Q1 2026), 5.53% (Q4 2025) and 5.85% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.67% |
| Mar 31, 2026 | 5.05% |
| Dec 31, 2025 | 4.68% |
| Sep 30, 2025 | 5.00% |
| Jun 30, 2025 | 4.50% |
| Mar 31, 2025 | 2.85% |
| Dec 31, 2024 | 2.41% |
| Sep 30, 2024 | 1.76% |
| Jun 30, 2024 | 1.75% |
| Mar 31, 2024 | 2.80% |
| Dec 31, 2023 | 3.43% |
| Sep 30, 2023 | 4.09% |
| Jun 30, 2023 | 4.45% |
| Mar 31, 2023 | 5.99% |
| Dec 31, 2022 | 8.06% |
| Sep 30, 2022 | 9.47% |
| Jun 30, 2022 | 11.97% |
| Mar 31, 2022 | 14.70% |
| Dec 31, 2021 | 14.29% |
| Sep 30, 2021 | 12.78% |
Credit Acceptance Corp Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=CACC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();