Bank Of The James Financial (BOTJ) Payout Ratio (2015 - 2026)
Bank Of The James Financial's (BOTJ) Payout Ratio came in at 0.16 for Q2 2026, down 37.8% from 0.25 a year earlier and down 4.7% from the prior quarter.
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Analysis
Bank Of The James Financial (BOTJ) Payout Ratio (2015 - 2026) Analysis & Trends
For FY2025, Bank Of The James Financial's Payout Ratio stood at 0.20, down 12.0% from FY2024.
- In prior years, Bank Of The James Financial's Payout Ratio was 0.23 in FY2024 (+36.3%), 0.17 in FY2023 (+10.2%), 0.15 in FY2022 (-9.0%) and 0.17 in FY2021 (-31.4%).
- The Q2 2026 figure stands as the lowest quarterly Payout Ratio since Q4 2022.
- On a year-over-year basis, Payout Ratio has declined in each of the last three quarters, with growth averaging 8.7% over the last eight quarters.
- The strongest year-over-year quarter for Payout Ratio in the past five years was Q1 2025, with growth of 59.1%; the weakest was Q3 2021, with a decline of 40.7%.
- According to Business Quant data, Payout Ratio for the three prior quarters was 0.17 (Q1 2026), 0.20 (Q4 2025) and 0.23 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - |
| 10 | Bank Of The James Financial | 123.62 Mn | 123.62 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.16 |
| Mar 31, 2026 | 0.17 |
| Dec 31, 2025 | 0.20 |
| Sep 30, 2025 | 0.23 |
| Jun 30, 2025 | 0.25 |
| Mar 31, 2025 | 0.28 |
| Dec 31, 2024 | 0.23 |
| Sep 30, 2024 | 0.20 |
| Jun 30, 2024 | 0.19 |
| Mar 31, 2024 | 0.17 |
| Dec 31, 2023 | 0.17 |
| Sep 30, 2023 | 0.17 |
| Jun 30, 2023 | 0.16 |
| Mar 31, 2023 | 0.16 |
| Dec 31, 2022 | 0.15 |
| Sep 30, 2022 | 0.15 |
| Jun 30, 2022 | 0.16 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.17 |
| Sep 30, 2021 | 0.17 |
API Access
Bank Of The James Financial Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=payout-ratio&ticker=BOTJ&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "payout-ratio", "ticker": "BOTJ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=payout-ratio&ticker=BOTJ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();