Bank Of Montreal (BMO) Net Margin (2009 - 2026)
Bank Of Montreal's Net Margin was 11.07% in fiscal Q3 2026 (quarter ended Jul 31, 2026), down 3.71 percentage points from 14.78% a year earlier and down 6.42 percentage points from the prior quarter.
Bank Of Montreal (BMO) Net Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Bank Of Montreal's Net Margin was 14.89% through Jul 31, 2026, up 1.44 percentage points year-over-year; for FY2025 (ended Oct 31, 2025), it was 13.71%, up 2.62 percentage points from FY2024.
- Net Margin shows a five-year change of +8.92 percentage points (FY2020 to FY2025).
- In earlier fiscal years, Net Margin was 11.09% in FY2024 (+8.23 pp), 2.86% in FY2023 (-3.57 pp), 6.44% in FY2022 (+12.53 pp) and -6.09% in FY2021 (-10.88 pp).
- The fiscal Q3 2026 figure marks the lowest quarterly Net Margin since fiscal Q3 2024.
- Compared with a year earlier, Net Margin was higher in seven of the last eight quarters, with an average year-over-year change of +2.28 percentage points.
- The best year-over-year quarter for Net Margin over five years was fiscal Q2 2022 (a gain of 59.53 percentage points); the worst was fiscal Q2 2023 (a drop of 78.67 percentage points).
- Per Business Quant data, BMO's Net Margin in the three fiscal quarters before Q3 2026 was 17.49% (Q2 2026), 16.41% (Q1 2026) and 14.73% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 32.48% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Bank Of Montreal | 125.83 Bn | -71.94 Bn | - | 17.66% |
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 11.07% |
| Apr 30, 2026 | 17.49% |
| Jan 31, 2026 | 16.41% |
| Oct 31, 2025 | 14.73% |
| Jul 31, 2025 | 14.78% |
| Apr 30, 2025 | 12.52% |
| Jan 31, 2025 | 12.83% |
| Oct 31, 2024 | 13.64% |
| Jul 31, 2024 | 10.90% |
| Apr 30, 2024 | 11.52% |
| Jan 31, 2024 | 8.14% |
| Oct 31, 2023 | 10.92% |
| Jul 31, 2023 | 10.55% |
| Apr 30, 2023 | 7.44% |
| Jan 31, 2023 | 1.17% |
| Oct 31, 2022 | 49.13% |
| Jul 31, 2022 | 20.32% |
| Apr 30, 2022 | 86.11% |
| Jan 31, 2022 | 56.34% |
| Oct 31, 2021 | 42.94% |
Bank Of Montreal Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=BMO&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "BMO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=BMO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();