Bank Of Montreal (BMO) Interest Coverage Ratio (2009 - 2025)
Bank Of Montreal's (BMO) Interest Coverage Ratio stood at 1.24 in fiscal Q3 2026 (quarter ended Jul 31, 2026), down 4.4% from 1.30 a year earlier and down 8.4% from the prior quarter.
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Analysis
Bank Of Montreal (BMO) Interest Coverage Ratio (2009 - 2025) Analysis & Trends
On a TTM basis, Bank Of Montreal's Interest Coverage Ratio came in at 1.31 as of Jul 31, 2026, up 3.7% year-over-year; for FY2025 (ended Oct 31, 2025), it came in at 1.27, up 5.8% from FY2024.
- Across earlier fiscal years, Interest Coverage Ratio came in at 1.20 in FY2024 (+3.8%), 1.16 in FY2023 (-55.8%), 2.62 in FY2022 (-7.6%) and 2.84 in FY2021 (+69.1%).
- The fiscal Q3 2026 figure is the lowest quarterly Interest Coverage Ratio since fiscal Q3 2024.
- On a year-over-year basis, Interest Coverage Ratio rose in seven of the last eight quarters, with growth averaging 5.1%.
- Peak year-over-year performance for Interest Coverage Ratio in the last five years was growth of 113.5% in fiscal Q2 2022, against a decline of 76.8% in fiscal Q2 2023 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at 1.36 (Q2 2026), 1.35 (Q1 2026) and 1.30 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 1.77 |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.50 |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 1.50 |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 1.43 |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 1.37 |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.62 |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 0.56 |
| 10 | Bank Of Montreal | 122.47 Bn | 122.47 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Oct 31, 2025 | 1.30 |
| Jul 31, 2025 | 1.30 |
| Apr 30, 2025 | 1.25 |
| Oct 31, 2024 | 1.26 |
| Jul 31, 2024 | 1.20 |
| Apr 30, 2024 | 1.21 |
| Oct 31, 2023 | 1.21 |
| Jul 31, 2023 | 1.20 |
| Apr 30, 2023 | 1.14 |
| Jan 31, 2023 | 1.07 |
| Oct 31, 2022 | 2.11 |
| Jul 31, 2022 | 1.59 |
| Apr 30, 2022 | 4.93 |
| Jan 31, 2022 | 4.28 |
| Oct 31, 2021 | 3.20 |
| Jul 31, 2021 | 3.16 |
| Apr 30, 2021 | 2.31 |
| Jan 31, 2021 | 2.75 |
| Oct 31, 2020 | 2.24 |
| Jul 31, 2020 | 1.76 |
API Access
Bank Of Montreal Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=BMO&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "BMO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=BMO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();