Bread Financial Holdings (BFH) Long-Term Debt (2010 - 2025)
Bread Financial Holdings' Long-Term Debt came in at $4.31 billion for Q4 2025, down 22.5% from $5.56 billion a year earlier but up 13.8% from the prior quarter.
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Analysis
Bread Financial Holdings (BFH) Long-Term Debt (2010 - 2025) Analysis & Trends
Going back to Q4 2010, Bread Financial Holdings' Long-Term Debt data covers 19 quarters.
- Long-Term Debt carries a four-year compound annual growth rate of -12.8% (FY2021 to FY2025).
- Going back by year, Long-Term Debt was $5.56 billion in FY2024 (+5.0%), $5.29 billion in FY2023 (-33.9%), $8.01 billion in FY2022 (+7.6%) and $7.44 billion in FY2021.
- The five-year range for quarterly Long-Term Debt is $3.79 billion (Q3 2025) to $8.01 billion (Q4 2022).
- Year-over-year, Long-Term Debt increased in two of the last four quarters, with an average decline of 6.6%.
- Business Quant data shows BFH's Long-Term Debt at $3.79 billion (Q3 2025), $4.23 billion (Q2 2025) and $5.12 billion (Q1 2025) in the three quarters before Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Long-Term Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | - |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | 37.32 Bn |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | 8.59 Bn |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | - |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | - |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 17.03 Bn |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | - |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | - |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | 15.12 Bn |
| 10 | Bread Financial Holdings | 3.74 Bn | -11.14 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 4.31 Bn |
| Sep 30, 2025 | 3.79 Bn |
| Jun 30, 2025 | 4.23 Bn |
| Mar 31, 2025 | 5.12 Bn |
| Dec 31, 2024 | 5.56 Bn |
| Sep 30, 2024 | 4.58 Bn |
| Dec 31, 2023 | 5.29 Bn |
| Sep 30, 2023 | 4.22 Bn |
| Jun 30, 2023 | 4.70 Bn |
| Dec 31, 2022 | 8.01 Bn |
| Dec 31, 2021 | 7.44 Bn |
| Dec 31, 2016 | 5.60 Bn |
| Dec 31, 2015 | -72.00 Mn |
| Dec 31, 2014 | -75.80 Mn |
| Mar 31, 2014 | 319.30 Mn |
| Dec 31, 2013 | 333.10 Mn |
| Sep 30, 2011 | 13.02 Bn |
| Jun 30, 2011 | 12.16 Bn |
| Dec 31, 2010 | 12.84 Bn |
API Access
Bread Financial Holdings Long-Term Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=long-term-debt&ticker=BFH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "long-term-debt", "ticker": "BFH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=long-term-debt&ticker=BFH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();