Bread Financial Holdings (BFH) Cash & Equivalents (2009 - 2026)
Bread Financial Holdings (BFH) reported Cash & Equivalents of $3.68 billion for Q2 2026, down 3.1% from $3.8 billion a year earlier but up 1.3% from the prior quarter.
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Analysis
Bread Financial Holdings (BFH) Cash & Equivalents (2009 - 2026) Analysis & Trends
At the end of FY2025, Bread Financial Holdings posted Cash & Equivalents of $3.6 billion, down 2.0% from FY2024.
- Cash & Equivalents has a five-year compound annual growth rate of 5.2% (FY2020 to FY2025).
- By year, Cash & Equivalents came in at $3.68 billion in FY2024 (+2.5%), $3.59 billion in FY2023 (-7.7%), $3.89 billion in FY2022 (+27.7%) and $3.05 billion in FY2021 (+8.9%).
- Five-year quarterly Cash & Equivalents spans a low of $2.93 billion in Q1 2022 and a high of $4.21 billion in Q1 2025.
- Year over year, Cash & Equivalents has now declined in each of the last three quarters, with an average year-over-year change of 0.0% over the last eight quarters.
- The high point for year-over-year Cash & Equivalents in five years was Q4 2022 (growth of 27.7%); the low point was Q1 2026 (a decline of 13.7%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $3.64 billion (Q1 2026), $3.6 billion (Q4 2025) and $3.76 billion (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 3.10 Bn |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 5.98 Bn |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | 811.99 Mn |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 1.63 Bn |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | - |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 15.90 Bn |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 182.47 Mn |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 2.91 Bn |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | 383.00 Mn |
| 10 | Bread Financial Holdings | 3.87 Bn | -10.82 Bn | - | 3.68 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.68 Bn |
| Mar 31, 2026 | 3.64 Bn |
| Dec 31, 2025 | 3.60 Bn |
| Sep 30, 2025 | 3.76 Bn |
| Jun 30, 2025 | 3.80 Bn |
| Mar 31, 2025 | 4.21 Bn |
| Dec 31, 2024 | 3.68 Bn |
| Sep 30, 2024 | 3.45 Bn |
| Jun 30, 2024 | 4.05 Bn |
| Mar 31, 2024 | 3.79 Bn |
| Dec 31, 2023 | 3.59 Bn |
| Sep 30, 2023 | 3.38 Bn |
| Jun 30, 2023 | 3.33 Bn |
| Mar 31, 2023 | 3.61 Bn |
| Dec 31, 2022 | 3.89 Bn |
| Sep 30, 2022 | 3.58 Bn |
| Jun 30, 2022 | 3.11 Bn |
| Mar 31, 2022 | 2.93 Bn |
| Dec 31, 2021 | 3.05 Bn |
| Sep 30, 2021 | 2.96 Bn |
API Access
Bread Financial Holdings Cash & Equivalents API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=BFH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "cash-and-equivalents", "ticker": "BFH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=BFH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();