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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH-PA) Return on Invested Capital (2016 - 2025)

Bread Financial Holdings has reported Return on Invested Capital over the past 15 years, most recently at 0.2% for Q4 2025.

  • Quarterly results put Return on Invested Capital at 0.2% for Q4 2025, up 5.0% from a year ago — trailing twelve months through Dec 2025 was 0.2% (up 5.0% YoY), and the annual figure for FY2025 was 0.18%, up 4.0%.
  • Return on Invested Capital for Q4 2025 was 0.2% at Bread Financial Holdings, down from 0.2% in the prior quarter.
  • Over the last five years, Return on Invested Capital for BFH-PA hit a ceiling of 0.58% in Q2 2021 and a floor of 0.01% in Q2 2022.
  • Median Return on Invested Capital over the past 5 years was 0.19% (2024), compared with a mean of 0.19%.
  • Biggest five-year swings in Return on Invested Capital: crashed -57bps in 2022 and later rose 21bps in 2023.
  • Bread Financial Holdings' Return on Invested Capital stood at 0.03% in 2021, then skyrocketed by 439bps to 0.15% in 2022, then soared by 32bps to 0.2% in 2023, then decreased by -28bps to 0.15% in 2024, then skyrocketed by 35bps to 0.2% in 2025.
  • The last three reported values for Return on Invested Capital were 0.2% (Q4 2025), 0.2% (Q3 2025), and 0.15% (Q2 2025) per Business Quant data.