Growth Metrics

Bread Financial Holdings (BFH-PA) Loans - Loss Allowance (2016 - 2025)

Bread Financial Holdings has reported Loans - Loss Allowance over the past 17 years, most recently at $2.1 billion for Q4 2025.

  • Quarterly results put Loans - Loss Allowance at $2.1 billion for Q4 2025, down 6.02% from a year ago — trailing twelve months through Dec 2025 was $2.1 billion (down 6.02% YoY), and the annual figure for FY2025 was $2.1 billion, down 6.02%.
  • Loans - Loss Allowance for Q4 2025 was $2.1 billion at Bread Financial Holdings, up from $2.1 billion in the prior quarter.
  • Over the last five years, Loans - Loss Allowance for BFH-PA hit a ceiling of $2.5 billion in Q4 2022 and a floor of $1.6 billion in Q2 2021.
  • Median Loans - Loss Allowance over the past 5 years was $2.1 billion (2024), compared with a mean of $2.1 billion.
  • Biggest five-year swings in Loans - Loss Allowance: decreased 22.01% in 2021 and later soared 34.5% in 2022.
  • Bread Financial Holdings' Loans - Loss Allowance stood at $1.8 billion in 2021, then soared by 34.5% to $2.5 billion in 2022, then fell by 5.52% to $2.3 billion in 2023, then dropped by 3.74% to $2.2 billion in 2024, then decreased by 6.02% to $2.1 billion in 2025.
  • The last three reported values for Loans - Loss Allowance were $2.1 billion (Q4 2025), $2.1 billion (Q3 2025), and $2.1 billion (Q2 2025) per Business Quant data.