Bread Financial Holdings, Inc. (BFH-PA) Interest Expenses (2009 - 2026)
Bread Financial Holdings (BFH-PA) recorded Interest Expenses of $195 million in Q2 2026, down 11.4% from $220 million a year earlier but up 1.0% from the prior quarter.
Bread Financial Holdings, Inc. (BFH-PA) Interest Expenses (2009 - 2026) Analysis & Trends
On a TTM basis, Bread Financial Holdings' Interest Expenses came in at $797 million as of Jun 30, 2026, down 13.0% year-over-year; for FY2025, it was $854 million, down 11.0% from FY2024.
- Annual Interest Expenses has a five-year compound annual growth rate of 11.3% (FY2020 to FY2025).
- Across earlier years, Interest Expenses came in at $960 million in FY2024 (+9.2%), $879 million in FY2023 (+74.8%), $503 million in FY2022 (+31.3%) and $383 million in FY2021 (-23.2%).
- Quarterly Interest Expenses has ranged from $79 million in Q1 2022 to $248 million in Q1 2024 over the past five years.
- On a year-over-year basis, Interest Expenses has declined for seven consecutive quarters, with an average decline of 7.9% over the last eight quarters.
- Peak year-over-year performance for Interest Expenses in the last five years was growth of 175.9% in Q1 2023, against a decline of 26.2% in Q1 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at $193 million (Q1 2026), $199 million (Q4 2025) and $210 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 195.00 Mn |
| Mar 31, 2026 | 193.00 Mn |
| Dec 31, 2025 | 199.00 Mn |
| Sep 30, 2025 | 210.00 Mn |
| Jun 30, 2025 | 220.00 Mn |
| Mar 31, 2025 | 225.00 Mn |
| Dec 31, 2024 | 231.00 Mn |
| Sep 30, 2024 | 240.00 Mn |
| Jun 30, 2024 | 241.00 Mn |
| Mar 31, 2024 | 248.00 Mn |
| Dec 31, 2023 | 238.00 Mn |
| Sep 30, 2023 | 219.00 Mn |
| Jun 30, 2023 | 205.00 Mn |
| Mar 31, 2023 | 218.00 Mn |
| Dec 31, 2022 | 195.00 Mn |
| Sep 30, 2022 | 133.00 Mn |
| Jun 30, 2022 | 95.00 Mn |
| Mar 31, 2022 | 79.00 Mn |
| Dec 31, 2021 | 85.00 Mn |
| Sep 30, 2021 | 91.00 Mn |
Bread Financial Holdings, Inc. Interest Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expenses&ticker=BFH-PA&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expenses", "ticker": "BFH-PA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-expenses&ticker=BFH-PA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();