Bank First (BFC) Net Margin (2017 - 2026)
Bank First (BFC) reported Net Margin of 31.22% for Q1 2026, down 1086.0% year-over-year from 3.17% in Q1 2025, and down 23.36% on a QoQ basis from 40.74% in Q4 2025.
Bank First (BFC) has 10 years of Net Margin data on file, last reported at 31.22% in Q1 2026.
- Quarterly Net Margin fell 1086.0% year-over-year to 31.22% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 37.48% (down 429.0% YoY) and the FY2025 annual result came in at 40.92%, down 49.0% from the prior year.
- Net Margin retreated to 31.22% in Q1 2026 per BFC's latest filing, from 40.74% in the prior quarter.
- Across five years, Net Margin topped out at 46.04% in Q4 2023 and bottomed at 27.88% in Q1 2023.
- The 5-year median for Net Margin is 40.35% (2025), against an average of 38.43%.
- The widest annual swing landed in 2024, when Net Margin soared 1273 bps; it then plunged 1086 bps in 2026.
- Tracing BFC's Net Margin over 5 years: stood at 36.97% in 2022, then grew by 25 bps to 46.04% in 2023, then declined by 5 bps to 43.54% in 2024, then dropped by 6 bps to 40.74% in 2025, then dropped by 23 bps to 31.22% in 2026.
- Per Business Quant, the three latest BFC Net Margin figures stand at 31.22% (Q1 2026), 40.74% (Q4 2025), and 40.5% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 251.45% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 26.97% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | -0.97% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 27.35% |
| 10 | Bank First | 1.59 Bn | 1.19 Bn | - | 31.22% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 31.22% |
| Dec 31, 2025 | 40.74% |
| Sep 30, 2025 | 40.50% |
| Jun 30, 2025 | 40.35% |
| Mar 31, 2025 | 42.09% |
| Dec 31, 2024 | 43.54% |
| Sep 30, 2024 | 40.38% |
| Jun 30, 2024 | 41.08% |
| Mar 31, 2024 | 40.61% |
| Dec 31, 2023 | 46.04% |
| Sep 30, 2023 | 37.45% |
| Jun 30, 2023 | 36.19% |
| Mar 31, 2023 | 27.88% |
| Dec 31, 2022 | 36.97% |
| Sep 30, 2022 | 31.82% |
| Jun 30, 2022 | 39.82% |
| Mar 31, 2022 | 36.71% |
| Dec 31, 2021 | 38.53% |
| Sep 30, 2021 | 39.80% |
| Jun 30, 2021 | 40.25% |
| Mar 31, 2021 | 40.48% |
| Dec 31, 2020 | 36.94% |
| Sep 30, 2020 | 39.07% |
| Jun 30, 2020 | 29.05% |
| Mar 31, 2020 | 32.24% |
| Dec 31, 2019 | 33.92% |
| Sep 30, 2019 | 28.39% |
| Jun 30, 2019 | 33.07% |
| Mar 31, 2019 | 35.15% |
| Dec 31, 2018 | 33.55% |
| Sep 30, 2018 | 32.88% |
| Jun 30, 2018 | 34.05% |
| Mar 31, 2018 | 35.81% |
| Dec 31, 2017 | 19.26% |
| Sep 30, 2017 | 29.72% |
| Jun 30, 2017 | 32.15% |
| Mar 31, 2017 | 31.74% |