Bank First (BFC) Net Margin (2017 - 2026)
Bank First (BFC) posted quarterly Net Margin of 34.18% for Q1 2026, down 1307.0% year-over-year from 2.83% in Q1 2025, and down 40.05% quarter-over-quarter from 57.02% in Q4 2025.
Bank First (BFC) Net Margin (2017 - 2026) Analysis & Trends
Bank First (BFC) has reported Net Margin for 10 consecutive years, with 34.18% the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Margin fell 1307.0% year-over-year to 34.18%; the TTM figure through Mar 2026 stood at 42.01% (down 489.0% YoY), while the FY2025 annual figure was 44.45%, down 9.0% from the prior year.
- Net Margin eased to 34.18% in Q1 2026 per BFC's latest filing, from 57.02% in the prior quarter.
- Across five years, Net Margin topped out at 106.39% in Q3 2022 and bottomed at 34.18% in Q1 2026.
- Historically, Net Margin has averaged 51.99% across 5 years, with a median of 45.38% in 2023.
- Annual changes were most pronounced in 2022 — Net Margin surged 6659 bps — and 2023, when it tumbled 4908 bps.
- Bank First's Net Margin stood at 36.97% in 2022, then grew by 23 bps to 45.38% in 2023, then jumped by 42 bps to 64.6% in 2024, then dropped by 12 bps to 57.02% in 2025, then sank by 40 bps to 34.18% in 2026.
- Business Quant data shows BFC's Net Margin at 34.18% in Q1 2026, 57.02% in Q4 2025, and 40.5% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | Bank First | 1.69 Bn | 1.07 Bn | - | 37.80% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 37.80% |
| Mar 31, 2026 | 34.18% |
| Dec 31, 2025 | 57.02% |
| Sep 30, 2025 | 40.50% |
| Jun 30, 2025 | 43.06% |
| Mar 31, 2025 | 47.25% |
| Dec 31, 2024 | 64.60% |
| Sep 30, 2024 | 40.38% |
| Jun 30, 2024 | 41.08% |
| Mar 31, 2024 | 40.61% |
| Dec 31, 2023 | 45.38% |
| Sep 30, 2023 | 57.31% |
| Jun 30, 2023 | 46.89% |
| Mar 31, 2023 | 43.39% |
| Dec 31, 2022 | 36.97% |
| Sep 30, 2022 | 106.39% |
| Jun 30, 2022 | 81.11% |
| Mar 31, 2022 | 57.72% |
| Dec 31, 2021 | 38.53% |
| Sep 30, 2021 | 39.80% |