Bank First (BFC) Net Margin (2017 - 2026)

Bank First (BFC) reported Net Margin of 31.22% for Q1 2026, down 1086.0% year-over-year from 3.17% in Q1 2025, and down 23.36% quarter-over-quarter from 40.74% in Q4 2025.

Bank First (BFC) Net Margin (2017 - 2026) Analysis & Trends

Bank First (BFC) has 10 years of Net Margin data on file, last reported at 31.22% in Q1 2026.

  • Net Margin for Q1 2026 came in at 31.22%, down 1086.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 37.48% (down 429.0% YoY), and the FY2025 annual result was 40.92%, down 49.0% from the prior year.
  • Net Margin fell to 31.22% in Q1 2026 per BFC's latest filing, from 40.74% in the prior quarter.
  • Over five years, Net Margin peaked at 46.04% in Q4 2023 and troughed at 27.88% in Q1 2023.
  • A 5-year average of 38.43% and a median of 40.35% in 2025 frame the typical range for Net Margin.
  • The sharpest annual moves came in 2024 and 2026: Net Margin surged 1273 bps in 2024, then slumped 1086 bps in 2026.
  • A 5-year view of Net Margin shows it stood at 36.97% in 2022, then rose by 25 bps to 46.04% in 2023, then retreated by 5 bps to 43.54% in 2024, then fell by 6 bps to 40.74% in 2025, then fell by 23 bps to 31.22% in 2026.
  • Business Quant data shows BFC's Net Margin at 31.22% in Q1 2026, 40.74% in Q4 2025, and 40.5% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 27.26%
4 First Capital 215.78 Bn 215.63 Bn - 251.45%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 26.97%
7 NatWest 168.65 Bn -51.67 Bn - 32.86%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 5,788,021.18%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Bank First 1.63 Bn 1.23 Bn - 31.22%

Historic Data

Download Data
DateValue
Mar 31, 2026 31.22%
Dec 31, 2025 40.74%
Sep 30, 2025 40.50%
Jun 30, 2025 40.35%
Mar 31, 2025 42.09%
Dec 31, 2024 43.54%
Sep 30, 2024 40.38%
Jun 30, 2024 41.08%
Mar 31, 2024 40.61%
Dec 31, 2023 46.04%
Sep 30, 2023 37.45%
Jun 30, 2023 36.19%
Mar 31, 2023 27.88%
Dec 31, 2022 36.97%
Sep 30, 2022 31.82%
Jun 30, 2022 39.82%
Mar 31, 2022 36.71%
Dec 31, 2021 38.53%
Sep 30, 2021 39.80%
Jun 30, 2021 40.25%