Bank First (BFC) Net Margin (2017 - 2026)
Bank First (BFC) reported Net Margin of 31.22% for Q1 2026, down 1086.0% year-over-year from 3.17% in Q1 2025, and down 23.36% quarter-over-quarter from 40.74% in Q4 2025.
Bank First (BFC) Net Margin (2017 - 2026) Analysis & Trends
Bank First (BFC) has 10 years of Net Margin data on file, last reported at 31.22% in Q1 2026.
- Net Margin for Q1 2026 came in at 31.22%, down 1086.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 37.48% (down 429.0% YoY), and the FY2025 annual result was 40.92%, down 49.0% from the prior year.
- Net Margin fell to 31.22% in Q1 2026 per BFC's latest filing, from 40.74% in the prior quarter.
- Over five years, Net Margin peaked at 46.04% in Q4 2023 and troughed at 27.88% in Q1 2023.
- A 5-year average of 38.43% and a median of 40.35% in 2025 frame the typical range for Net Margin.
- The sharpest annual moves came in 2024 and 2026: Net Margin surged 1273 bps in 2024, then slumped 1086 bps in 2026.
- A 5-year view of Net Margin shows it stood at 36.97% in 2022, then rose by 25 bps to 46.04% in 2023, then retreated by 5 bps to 43.54% in 2024, then fell by 6 bps to 40.74% in 2025, then fell by 23 bps to 31.22% in 2026.
- Business Quant data shows BFC's Net Margin at 31.22% in Q1 2026, 40.74% in Q4 2025, and 40.5% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Bank First | 1.63 Bn | 1.23 Bn | - | 31.22% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 31.22% |
| Dec 31, 2025 | 40.74% |
| Sep 30, 2025 | 40.50% |
| Jun 30, 2025 | 40.35% |
| Mar 31, 2025 | 42.09% |
| Dec 31, 2024 | 43.54% |
| Sep 30, 2024 | 40.38% |
| Jun 30, 2024 | 41.08% |
| Mar 31, 2024 | 40.61% |
| Dec 31, 2023 | 46.04% |
| Sep 30, 2023 | 37.45% |
| Jun 30, 2023 | 36.19% |
| Mar 31, 2023 | 27.88% |
| Dec 31, 2022 | 36.97% |
| Sep 30, 2022 | 31.82% |
| Jun 30, 2022 | 39.82% |
| Mar 31, 2022 | 36.71% |
| Dec 31, 2021 | 38.53% |
| Sep 30, 2021 | 39.80% |
| Jun 30, 2021 | 40.25% |