Bank First (BFC) EBT Margin (2017 - 2026)
Bank First's EBT Margin was 47.11% in Q2 2026, down 2.55 percentage points from 49.65% a year earlier but up 8.37 percentage points from the prior quarter.
Bank First (BFC) EBT Margin (2017 - 2026) Analysis & Trends
On a trailing twelve-month basis, Bank First's EBT Margin was 46.22% through Jun 30, 2026, down 5.27 percentage points year-over-year; for FY2025, it came in at 50.71%, up 0.22 percentage points from FY2024.
- EBT Margin shows a five-year change of +3.53 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 50.49% in FY2024 (-1.07 pp), 51.56% in FY2023 (+3.39 pp), 48.17% in FY2022 (-4.61 pp) and 52.79% in FY2021 (+5.61 pp).
- Quarterly EBT Margin has moved between 37.38% (Q1 2023) and 61.04% (Q4 2023) over five years.
- Compared with a year earlier, EBT Margin has declined for three straight quarters, with an average year-over-year change of -2.50 percentage points over the last eight quarters.
- The best year-over-year quarter for EBT Margin over five years was Q4 2023 (a gain of 12.48 percentage points); the worst was Q1 2026 (a drop of 12.56 percentage points).
- Per Business Quant data, BFC's EBT Margin in the three quarters before Q2 2026 was 38.73% (Q1 2026), 51.00% (Q4 2025) and 50.83% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 47.98% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 36.65% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 34.42% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 41.80% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 42.10% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 35.57% |
| 10 | Bank First | 1.66 Bn | 624.57 Mn | - | 47.11% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 47.11% |
| Mar 31, 2026 | 38.73% |
| Dec 31, 2025 | 51.00% |
| Sep 30, 2025 | 50.83% |
| Jun 30, 2025 | 49.65% |
| Mar 31, 2025 | 51.30% |
| Dec 31, 2024 | 54.37% |
| Sep 30, 2024 | 50.71% |
| Jun 30, 2024 | 50.99% |
| Mar 31, 2024 | 45.63% |
| Dec 31, 2023 | 61.04% |
| Sep 30, 2023 | 50.02% |
| Jun 30, 2023 | 48.63% |
| Mar 31, 2023 | 37.38% |
| Dec 31, 2022 | 48.57% |
| Sep 30, 2022 | 42.50% |
| Jun 30, 2022 | 52.74% |
| Mar 31, 2022 | 49.39% |
| Dec 31, 2021 | 51.19% |
| Sep 30, 2021 | 53.09% |
Bank First EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=BFC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "BFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=BFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();