Bank First (BFC) EBT Margin (2017 - 2026)
Bank First (BFC) posted quarterly EBT Margin of 42.41% for Q1 2026, down 1518.0% year-over-year from 2.99% in Q1 2025, and down 40.59% quarter-over-quarter from 71.38% in Q4 2025.
Bank First (BFC) EBT Margin (2017 - 2026) Analysis & Trends
Bank First (BFC) has reported EBT Margin for 10 consecutive years, with 42.41% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT Margin fell 1518.0% year-over-year to 42.41%; the TTM figure through Mar 2026 stood at 52.29% (down 589.0% YoY), while the FY2025 annual figure was 55.08%, up 78.0% from the prior year.
- EBT Margin slipped to 42.41% in Q1 2026 per BFC's latest filing, from 71.38% in the prior quarter.
- Across five years, EBT Margin topped out at 142.07% in Q3 2022 and bottomed at 42.41% in Q1 2026.
- Historically, EBT Margin has averaged 66.87% across 5 years, with a median of 58.19% in 2023.
- Annual changes were most pronounced in 2022 — EBT Margin soared 8898 bps — and 2023, when it tumbled 6551 bps.
- Bank First's EBT Margin stood at 48.57% in 2022, then increased by 24 bps to 60.18% in 2023, then soared by 34 bps to 80.67% in 2024, then decreased by 12 bps to 71.38% in 2025, then plunged by 41 bps to 42.41% in 2026.
- Business Quant data shows BFC's EBT Margin at 42.41% in Q1 2026, 71.38% in Q4 2025, and 50.83% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 36.74% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 31.64% |
| 10 | Bank First | 1.69 Bn | 1.07 Bn | - | 47.11% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 47.11% |
| Mar 31, 2026 | 42.41% |
| Dec 31, 2025 | 71.38% |
| Sep 30, 2025 | 50.83% |
| Jun 30, 2025 | 52.99% |
| Mar 31, 2025 | 57.59% |
| Dec 31, 2024 | 80.67% |
| Sep 30, 2024 | 50.71% |
| Jun 30, 2024 | 50.99% |
| Mar 31, 2024 | 45.63% |
| Dec 31, 2023 | 60.18% |
| Sep 30, 2023 | 76.56% |
| Jun 30, 2023 | 63.00% |
| Mar 31, 2023 | 58.19% |
| Dec 31, 2022 | 48.57% |
| Sep 30, 2022 | 142.07% |
| Jun 30, 2022 | 107.43% |
| Mar 31, 2022 | 77.65% |
| Dec 31, 2021 | 51.19% |
| Sep 30, 2021 | 53.09% |