Better Home & Finance Holding (BETRW) Free Cash Flow (2021 - 2026)
Better Home & Finance Holding (BETRW) posted Free Cash Flow of -$127.5 million for Q1 2026, down 112.88% sequentially from -$59.9 million in Q4 2025, and down 114.23% YoY from $896.0 million in Q1 2025.
Better Home & Finance Holding (BETRW) Free Cash Flow (2021 - 2026) Analysis & Trends
Better Home & Finance Holding has reported Free Cash Flow for 6 years, with the latest figure at -$127.5 million in Q1 2026.
- Quarterly Free Cash Flow fell 114.23% year-over-year to -$127.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$244.6 million (up 38.8% YoY) and the FY2025 annual result came in at -$176.6 million, up 53.93% from the prior year.
- Free Cash Flow declined to -$127.5 million in Q1 2026 per BETRW's latest filing, from -$59.9 million in the prior quarter.
- Over five years, Free Cash Flow peaked at $979.2 million in Q3 2022 and troughed at -$221.9 million in Q2 2024.
- A 5-year average of $4.6 million and a median of -$44.5 million in 2022 frame the typical range for Free Cash Flow.
- The sharpest annual moves came in 2022 and 2023: Free Cash Flow surged 772816.94% in 2022, then slumped 42980.09% in 2023.
- Over 5 years, Free Cash Flow stood at -$44.5 million in 2022, then tumbled by 82.26% to -$81.1 million in 2023, then declined by 29.88% to -$105.3 million in 2024, then soared by 43.1% to -$59.9 million in 2025, then slumped by 112.88% to -$127.5 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered -$127.5 million, -$59.9 million, and $1.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | -1.25 Bn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | 9.25 Bn |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | 2.76 Bn |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 2.13 Bn |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 1.17 Bn |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 3.64 Mn |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | 334.58 Mn |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | -516.90 Mn |
| 10 | Better Home & Finance Holding | 1.93 Mn | -100.32 Mn | - | 21.37 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 21.37 Mn |
| Jun 30, 2026 | 21.37 Mn |
| Mar 31, 2026 | -127.52 Mn |
| Mar 31, 2026 | -127.52 Mn |
| Dec 31, 2025 | -59.90 Mn |
| Dec 31, 2025 | -59.90 Mn |
| Sep 30, 2025 | 1.65 Mn |
| Sep 30, 2025 | 1.65 Mn |
| Jun 30, 2025 | -58.83 Mn |
| Jun 30, 2025 | -58.83 Mn |
| Mar 31, 2025 | -59.53 Mn |
| Mar 31, 2025 | -59.53 Mn |
| Dec 31, 2024 | -105.28 Mn |
| Dec 31, 2024 | -105.28 Mn |
| Sep 30, 2024 | -12.96 Mn |
| Sep 30, 2024 | -12.96 Mn |
| Jun 30, 2024 | -221.92 Mn |
| Jun 30, 2024 | -221.92 Mn |
| Mar 31, 2024 | -43.19 Mn |
| Mar 31, 2024 | -43.19 Mn |