Better Home & Finance Holding (BETR) Total Debt (2020 - 2026)
Better Home & Finance Holding's Total Debt was $653.14 million in Q2 2026, up 14.3% from $571.6 million a year earlier but down 7.5% from the prior quarter.
Better Home & Finance Holding (BETR) Total Debt (2020 - 2026) Analysis & Trends
At the end of FY2025, Total Debt at Better Home & Finance Holding came in at $610.66 million, up 150.2% from FY2024.
- Total Debt shows a five-year compound annual growth rate of 650.1% (FY2020 to FY2025).
- In earlier years, Total Debt was $244.07 million in FY2024 (+93.4%), $126.22 million in FY2023 (-56.7%), $291.26 million in FY2022 and $1.41 million in FY2021.
- Quarterly Total Debt has moved between $412,395 (Q1 2023) and $706.38 million (Q1 2026) over five years.
- Compared with a year earlier, Total Debt has increased for eight straight quarters, with growth averaging 133.3% over the last eight quarters.
- The best year-over-year quarter for Total Debt over five years was Q1 2022 (growth of 753.7%); the worst was Q2 2023 (a decline of 82.2%).
- Per Business Quant data, BETR's Total Debt in the three quarters before Q2 2026 was $706.38 million (Q1 2026), $610.66 million (Q4 2025) and $548.57 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.82 Bn | 31.64 Bn | - | 24.90 Bn |
| 2 | Orix | 38.85 Bn | 7.58 Bn | 12.74 Bn | 38.96 Bn |
| 3 | Royalty Pharma | 30.02 Bn | 27.40 Bn | - | 8.59 Bn |
| 4 | Federal National Mortgage Association Fannie Mae | 26.05 Bn | 26.05 Bn | - | 4,169.25 Bn |
| 5 | Synchrony Financial | 23.55 Bn | -44.08 Bn | - | 8.11 Bn |
| 6 | Affirm Holdings | 23.27 Bn | 16.32 Bn | - | 2.90 Bn |
| 7 | Royal Gold | 22.53 Bn | 21.71 Bn | 390.45 Mn | 395.89 Mn |
| 8 | Annaly Capital Management | 14.32 Bn | 5.27 Bn | - | 38.38 Bn |
| 9 | Ares Capital | 13.77 Bn | 11.52 Bn | - | 15.12 Bn |
| 10 | Better Home & Finance Holding | 359.37 Mn | -195.91 Mn | - | 653.14 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 653.14 Mn |
| Mar 31, 2026 | 706.38 Mn |
| Dec 31, 2025 | 610.66 Mn |
| Sep 30, 2025 | 548.57 Mn |
| Jun 30, 2025 | 571.60 Mn |
| Mar 31, 2025 | 235.96 Mn |
| Dec 31, 2024 | 244.07 Mn |
| Sep 30, 2024 | 134.48 Mn |
| Jun 30, 2024 | 247.35 Mn |
| Mar 31, 2024 | 126.16 Mn |
| Dec 31, 2023 | 126.22 Mn |
| Sep 30, 2023 | 73.54 Mn |
| Jun 30, 2023 | 412,395.00 |
| Mar 31, 2023 | 412,395.00 |
| Dec 31, 2022 | 291.26 Mn |
| Sep 30, 2022 | 2.81 Mn |
| Jun 30, 2022 | 2.31 Mn |
| Mar 31, 2022 | 1.81 Mn |
| Dec 31, 2021 | 1.41 Mn |
| Sep 30, 2021 | 462,295.00 |
Better Home & Finance Holding Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=BETR&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "BETR", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=BETR&period=max&api_key=YOUR_API_KEY");
const data = await res.json();