Banco Santander (BCDRF) Interest Coverage Ratio (2013 - 2025)

Banco Santander has disclosed Interest Coverage Ratio across 13 years of filings, most recently posting 0.92 for Q4 2025.

• Interest Coverage Ratio for Q4 2025 came in at 0.92, up 24.94% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.61 (down 22.53% YoY), and the FY2025 annual result was 1.41, down 9.68% from the prior year.
• Interest Coverage Ratio came in at 0.92 for Q4 2025 at Banco Santander, up from 0.9 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 0.94 in Q4 2023 to a low of 0.86 in Q4 2022.
• The 5-year median for Interest Coverage Ratio is 0.71 (2021), against an average of 0.5.
• Across the five-year window, Interest Coverage Ratio soared 891.26% in 2021 and sank 221.72% in 2022, its largest moves.
• Banco Santander's Interest Coverage Ratio stood at 0.71 in 2021, then slumped by 221.72% to 0.86 in 2022, then surged by 208.79% to 0.94 in 2023, then declined by 21.64% to 0.73 in 2024, then rose by 24.94% to 0.92 in 2025.
• The last three Interest Coverage Ratio figures came in at 0.92 (Q4 2025), 0.9 (Q3 2025), and 0.44 (Q2 2025), per Business Quant data.