Credicorp (BAP) Return on Assets [ROA] (2009 - 2026)
Credicorp (BAP) reported Return on Assets [ROA] of 0.08% for the quarter ended Jun 30, 2026, down 1.53 percentage points from 1.60% a year earlier and down 2.04 percentage points from the prior quarter.
Credicorp (BAP) Return on Assets [ROA] (2009 - 2026) Analysis & Trends
For the year ended Dec 31, 2025, Credicorp posted Return on Assets [ROA] of 2.68%, up 0.43 percentage points from the prior year.
- Return on Assets [ROA] has increased for five consecutive years, with a five-year change of +2.53 percentage points (years ended Dec 2020 to Dec 2025).
- By year, Return on Assets [ROA] came in at 2.25% in the year ended Dec 31, 2024 (+0.14 pp), 2.11% in the year ended Dec 31, 2023 (+0.08 pp), 2.03% in the year ended Dec 31, 2022 (+0.52 pp) and 1.50% in the year ended Dec 31, 2021 (+1.35 pp).
- The figure for the quarter ended Jun 30, 2026 ranks as the lowest quarterly Return on Assets [ROA] since the quarter ended Dec 31, 2014.
- Year over year, Return on Assets [ROA] gained in four of the last seven quarters, with an average year-over-year change of +0.43 percentage points.
- The high point for year-over-year Return on Assets [ROA] in five years was the quarter ended Mar 31, 2022 (a gain of 3.65 percentage points); the low point was the quarter ended Dec 31, 2023 (a drop of 2.91 percentage points).
- Per Business Quant data, the three quarters before the quarter ended Jun 30, 2026 came in at 2.12% (quarter ended Mar 31, 2026), 2.26% (quarter ended Dec 31, 2025) and 1.50% (quarter ended Sep 30, 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 1.31% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | 1,525.80% |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 0.00% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 0.82% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 1.23% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 0.93% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 1.03% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.03% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 0.52% |
| 10 | Credicorp | 34.72 Bn | -127.92 Bn | - | 0.09% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.09% |
| Jun 30, 2026 | 0.09% |
| Mar 31, 2026 | 2.16% |
| Dec 31, 2025 | 2.30% |
| Sep 30, 2025 | 1.52% |
| Jun 30, 2025 | 1.60% |
| Mar 31, 2025 | 0.15% |
| Dec 31, 2024 | 0.15% |
| Sep 30, 2024 | 0.10% |
| Jun 30, 2024 | 0.11% |
| Mar 31, 2024 | 0.95% |
| Dec 31, 2023 | 1.76% |
| Sep 30, 2023 | 1.57% |
| Jun 30, 2023 | 3.11% |
| Mar 31, 2023 | 4.83% |
| Dec 31, 2022 | 4.67% |
| Sep 30, 2022 | 2.98% |
| Jun 30, 2022 | 2.53% |
| Mar 31, 2022 | 4.17% |
| Dec 31, 2021 | 3.67% |
Credicorp Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=BAP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "BAP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=BAP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();