Credicorp (BAP) Net Margin (2009 - 2026)
Credicorp (BAP) posted Net Margin of 36.97% for the quarter ended Jun 30, 2026, down 129.55 percentage points from 166.52% a year earlier but up 9.26 percentage points from the prior quarter.
Credicorp (BAP) Net Margin (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Margin at Credicorp was 2.83%, down 37.08 percentage points year-over-year; for the year ended Dec 31, 2025, it was 24.25%, up 4.23 percentage points from the prior year.
- Annual Net Margin shows a five-year change of +22.37 percentage points (years ended Dec 2020 to Dec 2025).
- In prior years, Credicorp's Net Margin was 20.02% in the year ended Dec 31, 2024 (+1.07 pp), 18.96% in the year ended Dec 31, 2023 (-3.26 pp), 22.22% in the year ended Dec 31, 2022 (+3.79 pp) and 18.43% in the year ended Dec 31, 2021 (+16.54 pp).
- Quarterly Net Margin has run from a low of 0.37% in the quarter ended Dec 31, 2024 to a high of 495.48% in the quarter ended Sep 30, 2022 over five years.
- On a year-over-year basis, Net Margin increased in four of the last seven quarters, with an average year-over-year change of +6.36 percentage points.
- The strongest year-over-year quarter for Net Margin in the past five years was the quarter ended Sep 30, 2022, with a gain of 363.58 percentage points; the weakest was the quarter ended Dec 31, 2023, with a drop of 143.45 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 27.71% (quarter ended Mar 31, 2026), 0.49% (quarter ended Dec 31, 2025) and 40.76% (quarter ended Sep 30, 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 38.08% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 32.48% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 246.71% |
| 10 | Credicorp | 34.72 Bn | -127.92 Bn | - | 31.59% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 31.59% |
| Jun 30, 2026 | 50.26% |
| Mar 31, 2026 | 27.71% |
| Dec 31, 2025 | 0.49% |
| Sep 30, 2025 | 32.26% |
| Jun 30, 2025 | 166.52% |
| Mar 31, 2025 | 23.04% |
| Dec 31, 2024 | 0.37% |
| Sep 30, 2024 | 17.00% |
| Jun 30, 2024 | 17.15% |
| Mar 31, 2024 | 26.02% |
| Dec 31, 2023 | 1.26% |
| Sep 30, 2023 | 36.21% |
| Jun 30, 2023 | 34.04% |
| Mar 31, 2023 | 34.61% |
| Dec 31, 2022 | 144.71% |
| Sep 30, 2022 | 495.48% |
| Jun 30, 2022 | 168.40% |
| Mar 31, 2022 | 168.01% |
| Dec 31, 2021 | 152.68% |
Credicorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=BAP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "BAP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=BAP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();