Credicorp (BAP) Net Margin (2009 - 2026)
Credicorp (BAP) posted quarterly Net Margin of 62.04% for Q1 2026, up 645.0% year-over-year from 8.33% in Q1 2025, and up 23.41% quarter-over-quarter from 50.28% in Q4 2025.
Credicorp (BAP) Net Margin (2009 - 2026) Analysis & Trends
Credicorp's Net Margin history runs 18 years deep, the most recent figure standing at 62.04% for Q1 2026.
- In Q1 2026, Net Margin rose 645.0% year-over-year to 62.04%; the TTM figure through Mar 2026 stood at 56.15% (up 2612.0% YoY), while the FY2023 annual figure was 102.67%, down 100942113323.0% from the prior year.
- Net Margin for Q1 2026 stood at 62.04%, up from 50.28% in the prior quarter.
- The five-year high for Net Margin was 278991.94% in Q3 2023, with the low at 0.03% in Q3 2022.
- The 5-year median for Net Margin is 54.35% (2025), against an average of 18746.89%.
- The sharpest annual moves came in 2023 and 2024: Net Margin jumped 27899191 bps in 2023, then tumbled 27896342 bps in 2024.
- Credicorp's Net Margin stood at 632.12% in 2022, then sank by 91 bps to 53.76% in 2023, then slumped by 77 bps to 12.51% in 2024, then soared by 302 bps to 50.28% in 2025, then rose by 23 bps to 62.04% in 2026.
- Business Quant data shows BAP's Net Margin at 62.04% in Q1 2026, 50.28% in Q4 2025, and 54.35% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | Credicorp | 29.43 Bn | 29.43 Bn | - | 84.36% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 62.04% |
| Dec 31, 2025 | 50.28% |
| Sep 30, 2025 | 54.35% |
| Jun 30, 2025 | 57.75% |
| Mar 31, 2025 | 55.60% |
| Dec 31, 2024 | 12.51% |
| Sep 30, 2024 | 28.52% |
| Jun 30, 2024 | 52.62% |
| Mar 31, 2024 | 26.87% |
| Dec 31, 2023 | 53.76% |
| Sep 30, 2023 | 278,991.94% |
| Jun 30, 2023 | 38,259.30% |
| Mar 31, 2023 | 26.03% |
| Dec 31, 2022 | 632.12% |
| Sep 30, 2022 | 0.03% |
| Jun 30, 2022 | 166.19% |
| Mar 31, 2022 | 167.26% |
| Dec 31, 2021 | 503.39% |
| Sep 30, 2021 | 53.94% |
| Jun 30, 2021 | 124.58% |