Credicorp (BAP) Net Margin (2009 - 2026)
Credicorp's (BAP) quarterly Net Margin came in at 72.45% in Q1 2026, up 899.0% year-on-year from 7.25% in Q1 2025, and up 23.15% quarter-over-quarter from 58.83% in Q4 2025.
Credicorp (BAP) Net Margin (2009 - 2026) Analysis & Trends
Credicorp's Net Margin history runs 18 years deep, the most recent figure standing at 72.45% for Q1 2026.
- On a quarterly basis, Net Margin rose 899.0% year-over-year to 72.45% in Q1 2026; TTM through Mar 2026 was 64.86%, a 3088.0% decrease from a year earlier, with the FY2025 full-year figure at 12.99%, down 49540403.0% from the prior year.
- Net Margin advanced to 72.45% in Q1 2026 per BAP's latest filing, from 58.83% in the prior quarter.
- Across five years, Net Margin topped out at 2037152.87% in Q4 2023 and bottomed at 1.96% in Q4 2022.
- The 5-year median for Net Margin is 72.45% (2026), against an average of 168328.22%.
- Across the five-year window, Net Margin jumped 203715091 bps in 2023 and tumbled 154173585 bps in 2024, its largest moves.
- Year by year, Net Margin stood at 1.96% in 2022, then jumped by 103769729 bps to 2037152.87% in 2023, then tumbled by 76 bps to 495417.02% in 2024, then sank by 100 bps to 58.83% in 2025, then grew by 23 bps to 72.45% in 2026.
- Per Business Quant, the three latest BAP Net Margin figures stand at 72.45% (Q1 2026), 58.83% (Q4 2025), and 62.38% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 258,422.08% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 853.96% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 0.00% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 27.26% |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 251.63% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 32.86% |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 27.35% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 31.10% |
| 10 | Credicorp | 30.93 Bn | 30.93 Bn | - | 72.45% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 72.45% |
| Dec 31, 2025 | 58.83% |
| Sep 30, 2025 | 62.38% |
| Jun 30, 2025 | 65.51% |
| Mar 31, 2025 | 63.46% |
| Dec 31, 2024 | 495,417.02% |
| Sep 30, 2024 | 168.17% |
| Jun 30, 2024 | 34.59% |
| Mar 31, 2024 | 71.85% |
| Dec 31, 2023 | 2,037,152.87% |
| Sep 30, 2023 | 24,069.84% |
| Jun 30, 2023 | 38,259.30% |
| Mar 31, 2023 | 53.89% |
| Dec 31, 2022 | 1.96% |
| Sep 30, 2022 | 265,691.76% |
| Jun 30, 2022 | 166.19% |
| Mar 31, 2022 | 169.71% |
| Dec 31, 2021 | 1.46% |
| Sep 30, 2021 | 128.81% |
| Jun 30, 2021 | 109.30% |