Credicorp (BAP) EBT Margin (2009 - 2025)
Credicorp (BAP) posted EBT Margin of 9.07% for Q4 2025, down 72.13% on a QoQ basis from 32.53% in Q4 2024, and down 2346.0% year-over-year from 0.4% in Q4 2024.
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Analysis
Credicorp (BAP) EBT Margin (2009 - 2025) Analysis & Trends
Credicorp has reported EBT Margin for 17 years, with the latest figure at 9.07% in Q4 2025.
- On a quarterly basis, EBT Margin fell 2346.0% year-over-year to 9.07% in Q4 2025; TTM through Dec 2025 was 15.46%, a 2282.0% decrease from a year earlier, with the FY2025 full-year figure at 34.84%, up 635.0% from the prior year.
- EBT Margin was 9.07% for Q4 2025 at Credicorp, down from 32.53% in the prior quarter.
- The five-year high for EBT Margin was 98440.02% in Q3 2022, with the low at 9.07% in Q4 2025.
- Average EBT Margin over 5 years is 10766.73%, with a median of 126.02% recorded in 2022.
- The sharpest annual moves came in 2022 and 2023: EBT Margin jumped 9824743 bps in 2022, then sank 9833518 bps in 2023.
- Over 5 years, EBT Margin stood at 10.91% in 2021, then surged by 264 bps to 39.74% in 2022, then dropped by 23 bps to 30.67% in 2023, then advanced by 6 bps to 32.53% in 2024, then tumbled by 72 bps to 9.07% in 2025.
- The last three EBT Margin figures came in at 9.07% (Q4 2025), 32.53% (Q4 2024), and 30.67% (Q4 2023), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 2,145.36 Bn | 1,556.87 Bn | 30.39 Bn | 36.65% |
| 2 | Morgan Stanley | 335.03 Bn | 174.89 Bn | - | 34.42% |
| 3 | Goldman Sachs | 309.45 Bn | -666.90 Bn | - | 42.10% |
| 4 | Mitsubishi Ufj Financial | 296.69 Bn | -87.63 Bn | 10.89 Bn | - |
| 5 | Royal Bank Of Canada | 291.49 Bn | 64.61 Bn | - | 41.80% |
| 6 | Wells Fargo & Company | 272.88 Bn | 68.91 Bn | - | 35.57% |
| 7 | American Express | 218.59 Bn | 169.28 Bn | 17.99 Bn | 20.73% |
| 8 | Banco Santander | 214.76 Bn | 222.37 Bn | 28.01 Bn | 16.00% |
| 9 | Toronto Dominion Bank | 205.88 Bn | 44.55 Bn | - | -18.89% |
| 10 | Credicorp | 29.80 Bn | 29.80 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 9.07% |
| Dec 31, 2024 | 32.53% |
| Dec 31, 2023 | 30.67% |
| Sep 30, 2023 | 104.84% |
| Jun 30, 2023 | 51,066.77% |
| Mar 31, 2023 | 117.52% |
| Dec 31, 2022 | 39.74% |
| Sep 30, 2022 | 98,440.02% |
| Jun 30, 2022 | 229.63% |
| Mar 31, 2022 | 134.51% |
| Dec 31, 2021 | 10.91% |
| Sep 30, 2021 | 192.59% |
| Jun 30, 2021 | 167.88% |
| Mar 31, 2021 | 157.59% |
| Dec 31, 2020 | 117.82% |
| Sep 30, 2020 | 25.60% |
| Jun 30, 2020 | -174.09% |
| Mar 31, 2020 | 57.16% |
| Dec 31, 2019 | -46.68% |
| Sep 30, 2019 | 16.99% |