Credicorp (BAP) Asset Utilization Ratio (2009 - 2026)
Credicorp's (BAP) Asset Utilization Ratio came in at 0.03 for the quarter ended Jun 30, 2026, down 34.1% from 0.04 a year earlier and down 49.5% from the prior quarter.
Credicorp (BAP) Asset Utilization Ratio (2009 - 2026) Analysis & Trends
For the year ended Dec 31, 2025, Credicorp's Asset Utilization Ratio stood at 0.11, down 1.6% from the prior year.
- In prior years, Credicorp's Asset Utilization Ratio was 0.11 in the year ended Dec 31, 2024 (+0.7%), 0.11 in the year ended Dec 31, 2023 (+22.5%), 0.09 in the year ended Dec 31, 2022 (+11.8%) and 0.08 in the year ended Dec 31, 2021 (-7.9%).
- The figure for the quarter ended Jun 30, 2026 stands as the lowest quarterly Asset Utilization Ratio since the quarter ended Sep 30, 2024.
- On a year-over-year basis, Asset Utilization Ratio increased in five of the last seven quarters, with growth averaging 28.8%.
- The strongest year-over-year quarter for Asset Utilization Ratio in the past five years was the quarter ended Dec 31, 2023, with growth of 280.4%; the weakest was the quarter ended Dec 31, 2022, with a decline of 36.0%.
- According to Business Quant data, Asset Utilization Ratio for the three prior quarters was 0.05 (quarter ended Mar 31, 2026), 0.06 (quarter ended Dec 31, 2025) and 0.04 (quarter ended Sep 30, 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 0.04 |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 0.03 |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 0.02 |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 0.05 |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 0.03 |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 0.03 |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 0.04 |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 0.02 |
| 10 | Credicorp | 34.72 Bn | -127.92 Bn | - | 0.03 |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.03 |
| Jun 30, 2026 | 0.03 |
| Mar 31, 2026 | 0.05 |
| Dec 31, 2025 | 0.06 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.04 |
| Mar 31, 2025 | 0.05 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.02 |
| Mar 31, 2024 | 0.05 |
| Dec 31, 2023 | 0.07 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.04 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.02 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.02 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.03 |
Credicorp Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=BAP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "BAP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=BAP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();