American Express (AXP) Net Cash Flow (2009 - 2025)
American Express' Net Cash Flow came in at -$2.07 billion for Q3 2026, compared with -$3.32 billion a year earlier.
American Express (AXP) Net Cash Flow (2009 - 2025) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, American Express reported Net Cash Flow of -$11.7 billion; for FY2025, it came in at $6.75 billion.
- Net Cash Flow carries a five-year compound annual growth rate of -3.7% (FY2020 to FY2025).
- Going back by year, Net Cash Flow was -$5.92 billion in FY2024, $12.51 billion in FY2023 (+5.1%), $11.9 billion in FY2022 and -$10.82 billion in FY2021.
- The five-year range for quarterly Net Cash Flow is -$8.51 billion (Q2 2026) to $11.86 billion (Q1 2025).
- Business Quant data shows AXP's Net Cash Flow at -$8.51 billion (Q2 2026), $5.91 billion (Q1 2026) and -$7.03 billion (Q4 2025) in the three quarters before Q3 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Yr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | -143.81 Bn |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | -62.60 Bn |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | -29.26 Bn |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | -14.33 Bn |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | 3.09 Bn |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | -23.28 Bn |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | -29.31 Bn |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | -132.92 Bn |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 6.75 Bn |
| 10 | Toronto Dominion Bank | 211.21 Bn | -464.66 Bn | - | 743.55 Mn |
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 6.75 Bn |
| Dec 31, 2024 | -5.92 Bn |
| Dec 31, 2023 | 12.51 Bn |
| Dec 31, 2022 | 11.90 Bn |
| Dec 31, 2021 | -10.82 Bn |
| Dec 31, 2020 | 8.16 Bn |
| Dec 31, 2019 | -3.59 Bn |
| Dec 31, 2018 | -5.58 Bn |
| Dec 31, 2017 | 7.54 Bn |
| Dec 31, 2016 | 2.42 Bn |
| Dec 31, 2015 | 750.00 Mn |
| Dec 31, 2014 | 3.03 Bn |
| Dec 31, 2013 | -2.61 Bn |
| Dec 31, 2012 | -2.73 Bn |
| Dec 31, 2011 | 8.60 Bn |
| Dec 31, 2010 | -378.00 Mn |
| Dec 31, 2009 | -5.06 Bn |
American Express Net Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-cash-flow-annual&ticker=AXP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-cash-flow-annual", "ticker": "AXP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-cash-flow-annual&ticker=AXP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();