Atlanticus Holdings (ATLCZ) Operating Expenses (2011 - 2026)

Atlanticus Holdings (ATLCZ) posted quarterly Operating Expenses of $130.9 million for Q1 2026, up 69.16% year-over-year from $77.4 million in Q1 2025, and up 0.94% on a QoQ basis from $129.6 million in Q4 2025.

Atlanticus Holdings (ATLCZ) Operating Expenses (2011 - 2026) Analysis & Trends

Atlanticus Holdings (ATLCZ) has reported Operating Expenses for 16 consecutive years, with $130.9 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Operating Expenses rose 69.16% year-over-year to $130.9 million; the TTM figure through Mar 2026 stood at $451.0 million (up 61.36% YoY), while the FY2025 annual figure was $397.5 million, up 51.22% from the prior year.
  • Operating Expenses came in at $130.9 million for Q1 2026 at Atlanticus Holdings, up from $129.6 million in the prior quarter.
  • The five-year high for Operating Expenses was $130.9 million in Q1 2026, with the low at $52.2 million in Q1 2023.
  • Average Operating Expenses over 5 years is $73.8 million, with a median of $61.8 million recorded in 2022.
  • Across the five-year window, Operating Expenses retreated 25.39% in 2023 and jumped 71.76% in 2025, its largest moves.
  • Year by year, Operating Expenses stood at $52.6 million in 2022, then advanced by 16.23% to $61.1 million in 2023, then gained by 27.02% to $77.6 million in 2024, then soared by 67.05% to $129.6 million in 2025, then advanced by 0.94% to $130.9 million in 2026.
  • According to Business Quant data, Operating Expenses over the past three periods registered $130.9 million, $129.6 million, and $108.3 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 4.00 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 3.49 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 13.88 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 6.87 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 950.34 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 891.92 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.24 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 422.90 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -363.39 Mn
10 Atlanticus Holdings - - 144.79 Mn 130.86 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 130.86 Mn
Dec 31, 2025 129.63 Mn
Sep 30, 2025 108.33 Mn
Jun 30, 2025 82.17 Mn
Mar 31, 2025 77.36 Mn
Dec 31, 2024 77.60 Mn
Sep 30, 2024 63.07 Mn
Jun 30, 2024 61.48 Mn
Mar 31, 2024 60.71 Mn
Dec 31, 2023 61.09 Mn
Sep 30, 2023 56.48 Mn
Jun 30, 2023 56.47 Mn
Mar 31, 2023 52.20 Mn
Dec 31, 2022 52.56 Mn
Sep 30, 2022 53.12 Mn
Jun 30, 2022 61.83 Mn
Mar 31, 2022 69.96 Mn
Dec 31, 2021 52.91 Mn
Sep 30, 2021 49.55 Mn
Jun 30, 2021 46.07 Mn