Atlanticus Holdings (ATLCZ) Loans - Loss Allowance (2015 - 2025)
Atlanticus Holdings (ATLCZ) posted quarterly Loans - Loss Allowance of $4.9 million for Q2 2025, up 104.17% year-over-year from $2.4 million in Q2 2024, and down 54.21% on a QoQ basis from $10.7 million in Q1 2025.
Atlanticus Holdings (ATLCZ) Loans - Loss Allowance (2015 - 2025) Analysis & Trends
Atlanticus Holdings (ATLCZ) has reported Loans - Loss Allowance for 11 consecutive years, with $4.9 million the latest figure, recorded in Q2 2025.
- In Q2 2025, Loans - Loss Allowance rose 104.17% year-over-year to $4.9 million; the TTM figure through Jun 2025 stood at $4.9 million (up 104.17% YoY), while the FY2024 annual figure was $10.8 million, up 500.0% from the prior year.
- Loans - Loss Allowance came in at $4.9 million for Q2 2025 at Atlanticus Holdings, down from $10.7 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $105.9 million in Q1 2021, with the low at $1.6 million in Q1 2022.
- Average Loans - Loss Allowance over 5 years is $23.9 million, with a median of $2.9 million recorded in 2024.
- Across the five-year window, Loans - Loss Allowance sank 98.49% in 2022 and soared 500.0% in 2024, its largest moves.
- Year by year, Loans - Loss Allowance stood at $57.2 million in 2021, then slumped by 96.85% to $1.8 million in 2022, then changed by 0.0% to $1.8 million in 2023, then jumped by 500.0% to $10.8 million in 2024, then slumped by 54.63% to $4.9 million in 2025.
- According to Business Quant data, Loans - Loss Allowance over the past three periods registered $4.9 million, $10.7 million, and $10.8 million for Q2 2025, Q1 2025, and Q4 2024 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | - |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 512.31 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 3.54 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Atlanticus Holdings | - | - | 144.79 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2025 | 4.90 Mn |
| Mar 31, 2025 | 10.70 Mn |
| Dec 31, 2024 | 10.80 Mn |
| Jun 30, 2024 | 2.40 Mn |
| Mar 31, 2024 | 3.40 Mn |
| Dec 31, 2023 | 1.80 Mn |
| Sep 30, 2023 | 1.83 Mn |
| Jun 30, 2023 | 1.70 Mn |
| Mar 31, 2023 | 1.70 Mn |
| Sep 30, 2022 | 1.80 Mn |
| Jun 30, 2022 | 1.60 Mn |
| Mar 31, 2022 | 1.60 Mn |
| Dec 31, 2021 | 57.20 Mn |
| Sep 30, 2021 | 80.03 Mn |
| Jun 30, 2021 | 95.18 Mn |
| Mar 31, 2021 | 105.88 Mn |
| Dec 31, 2020 | 124.96 Mn |
| Sep 30, 2020 | 125.92 Mn |
| Jun 30, 2020 | 158.09 Mn |
| Mar 31, 2020 | 186.91 Mn |