Atlanticus Holdings (ATLCZ) Interest Expenses (2011 - 2026)

Atlanticus Holdings (ATLCZ) posted quarterly Interest Expenses of $122.8 million for Q1 2026, up 158.28% year-over-year from $47.5 million in Q1 2025, and down 1.97% on a QoQ basis from $125.2 million in Q4 2025.

Atlanticus Holdings (ATLCZ) Interest Expenses (2011 - 2026) Analysis & Trends

Atlanticus Holdings (ATLCZ) has reported Interest Expenses for 16 consecutive years, with $122.8 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Expenses rose 158.28% year-over-year to $122.8 million; the TTM figure through Mar 2026 stood at $377.1 million (up 118.45% YoY), while the FY2025 annual figure was $301.9 million, up 88.49% from the prior year.
  • Interest Expenses came in at $122.8 million for Q1 2026 at Atlanticus Holdings, down from $125.2 million in the prior quarter.
  • The five-year high for Interest Expenses was $125.2 million in Q4 2025, with the low at $17.4 million in Q1 2022.
  • Average Interest Expenses over 5 years is $45.6 million, with a median of $35.1 million recorded in 2024.
  • Across the five-year window, Interest Expenses advanced 27.95% in 2023 and surged 180.33% in 2025, its largest moves.
  • Year by year, Interest Expenses stood at $24.0 million in 2022, then surged by 35.9% to $32.6 million in 2023, then jumped by 36.94% to $44.7 million in 2024, then soared by 180.33% to $125.2 million in 2025, then declined by 1.97% to $122.8 million in 2026.
  • According to Business Quant data, Interest Expenses over the past three periods registered $122.8 million, $125.2 million, and $75.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 178.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 185.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 113.76 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 308.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.52 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 113.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Atlanticus Holdings - - 144.79 Mn 122.76 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 122.76 Mn
Mar 31, 2026 122.76 Mn
Dec 31, 2025 125.23 Mn
Dec 31, 2025 125.23 Mn
Sep 30, 2025 75.46 Mn
Sep 30, 2025 75.46 Mn
Jun 30, 2025 53.68 Mn
Jun 30, 2025 53.68 Mn
Mar 31, 2025 47.53 Mn
Mar 31, 2025 47.53 Mn
Dec 31, 2024 44.67 Mn
Dec 31, 2024 44.67 Mn
Sep 30, 2024 42.49 Mn
Sep 30, 2024 42.49 Mn
Jun 30, 2024 37.95 Mn
Jun 30, 2024 37.95 Mn
Mar 31, 2024 35.06 Mn
Mar 31, 2024 35.06 Mn
Dec 31, 2023 32.62 Mn
Dec 31, 2023 32.62 Mn