Atlanticus Holdings (ATLCL) Loans - Loss Allowance (2015 - 2025)

Atlanticus Holdings (ATLCL) posted quarterly Loans - Loss Allowance of $4.9 million for Q2 2025, up 104.17% year-over-year from $2.4 million in Q2 2024, and down 54.21% on a QoQ basis from $10.7 million in Q1 2025.

Atlanticus Holdings (ATLCL) Loans - Loss Allowance (2015 - 2025) Analysis & Trends

Atlanticus Holdings (ATLCL) has reported Loans - Loss Allowance for 11 consecutive years, with $4.9 million the latest figure, recorded in Q2 2025.

  • In Q2 2025, Loans - Loss Allowance rose 104.17% year-over-year to $4.9 million; the TTM figure through Jun 2025 stood at $4.9 million (up 104.17% YoY), while the FY2024 annual figure was $10.8 million, up 500.0% from the prior year.
  • Loans - Loss Allowance came in at $4.9 million for Q2 2025 at Atlanticus Holdings, down from $10.7 million in the prior quarter.
  • The five-year high for Loans - Loss Allowance was $105.9 million in Q1 2021, with the low at $1.6 million in Q1 2022.
  • Average Loans - Loss Allowance over 5 years is $23.9 million, with a median of $2.9 million recorded in 2024.
  • Across the five-year window, Loans - Loss Allowance sank 98.49% in 2022 and soared 500.0% in 2024, its largest moves.
  • Year by year, Loans - Loss Allowance stood at $57.2 million in 2021, then slumped by 96.85% to $1.8 million in 2022, then changed by 0.0% to $1.8 million in 2023, then jumped by 500.0% to $10.8 million in 2024, then slumped by 54.63% to $4.9 million in 2025.
  • According to Business Quant data, Loans - Loss Allowance over the past three periods registered $4.9 million, $10.7 million, and $10.8 million for Q2 2025, Q1 2025, and Q4 2024 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 512.31 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 3.54 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Atlanticus Holdings - - 144.79 Mn -

Historic Data

Download Data
DateValue
Jun 30, 2025 4.90 Mn
Mar 31, 2025 10.70 Mn
Dec 31, 2024 10.80 Mn
Jun 30, 2024 2.40 Mn
Mar 31, 2024 3.40 Mn
Dec 31, 2023 1.80 Mn
Sep 30, 2023 1.83 Mn
Jun 30, 2023 1.70 Mn
Mar 31, 2023 1.70 Mn
Sep 30, 2022 1.80 Mn
Jun 30, 2022 1.60 Mn
Mar 31, 2022 1.60 Mn
Dec 31, 2021 57.20 Mn
Sep 30, 2021 80.03 Mn
Jun 30, 2021 95.18 Mn
Mar 31, 2021 105.88 Mn
Dec 31, 2020 124.96 Mn
Sep 30, 2020 125.92 Mn
Jun 30, 2020 158.09 Mn
Mar 31, 2020 186.91 Mn