Alkami Technology (ALKT) Interest Coverage Ratio (2020 - 2026)
Alkami Technology (ALKT) posted Interest Coverage Ratio of 3.68 for Q2 2026, down 46.42% on a QoQ basis from 2.52 in Q1 2026, and up 25.95% year-over-year from 2.93 in Q2 2025.
Analysis
Alkami Technology (ALKT) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Alkami Technology has reported Interest Coverage Ratio for 7 years, with the latest figure at 3.68 in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio rose 25.95% year-over-year to 3.68 in Q2 2026; TTM through Jun 2026 was 3.63, a 68.94% increase from a year earlier, with the FY2025 full-year figure at 5.65, up 94.16% from the prior year.
- Interest Coverage Ratio was 3.68 for Q2 2026 at Alkami Technology, down from 2.52 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 2.52 in Q1 2026, with the low at 178.47 in Q2 2024.
- Average Interest Coverage Ratio over 5 years is 35.07, with a median of 9.72 recorded in 2023.
- The sharpest annual moves came in 2024 and 2025: Interest Coverage Ratio tumbled 1723.37% in 2024, then surged 97.21% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 3.62 in 2022, then sank by 93.53% to 7.0 in 2023, then plunged by 818.98% to 64.37 in 2024, then soared by 94.14% to 3.77 in 2025, then rose by 2.25% to 3.68 in 2026.
- The last three Interest Coverage Ratio figures came in at 3.68 (Q2 2026), 2.52 (Q1 2026), and 3.77 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | - |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 68.90 |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | 20.16 |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | 28.51 |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | 2.61 |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | -3.68 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -3.68 |
| Mar 31, 2026 | -2.52 |
| Dec 31, 2025 | -3.77 |
| Sep 30, 2025 | -4.33 |
| Jun 30, 2025 | -4.98 |
| Mar 31, 2025 | -19.22 |
| Dec 31, 2024 | -64.37 |
| Sep 30, 2024 | -57.93 |
| Jun 30, 2024 | -178.47 |
| Mar 31, 2024 | -169.38 |
| Dec 31, 2023 | -7.00 |
| Sep 30, 2023 | -8.18 |
| Jun 30, 2023 | -9.79 |
| Mar 31, 2023 | -9.64 |
| Dec 31, 2022 | -3.62 |
| Sep 30, 2022 | -16.72 |
| Jun 30, 2022 | -22.46 |
| Mar 31, 2022 | -45.16 |
| Dec 31, 2021 | -46.84 |
| Sep 30, 2021 | -37.14 |