American Integrity Insurance (AII) Operating Margin (2024 - 2025)

American Integrity Insurance (AII) posted quarterly Operating Margin of 8.69% for Q4 2025, up 309.0% YoY from 2.12% in Q4 2024, and down 34.57% sequentially from 13.28% in Q3 2025.

American Integrity Insurance (AII) Operating Margin (2024 - 2025) Analysis & Trends

American Integrity Insurance has disclosed Operating Margin across 2 years of filings, most recently posting 8.69% for Q4 2025.

  • In Q4 2025, Operating Margin rose 309.0% year-over-year to 8.69%; the TTM figure through Dec 2025 stood at 8.41% (up 107.0% YoY), while the FY2025 annual figure was 8.93%, up 200.0% from the prior year.
  • Operating Margin eased to 8.69% in Q4 2025, from 13.28% in the prior quarter.
  • Over the last five years, Operating Margin for AII reached as high as 13.28% in Q3 2025 and fell as low as 5.6% in Q4 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -7.70%
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn -46.25%
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 11.57%
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 12.21%
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 8.45%
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 5.54%
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 71.45%
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 10.48%
10 American Integrity Insurance 327.47 Mn 105.45 Mn 41.74 Mn 8.69%

Historic Data

Download Data
DateValue
Dec 31, 2025 8.69%
Sep 30, 2025 13.28%
Jun 30, 2025 7.22%
Mar 31, 2025 5.71%
Dec 31, 2024 5.60%
Sep 30, 2024 9.28%
Jun 30, 2024 7.36%
Mar 31, 2024 8.27%