American Integrity Insurance (AII) Operating Expenses (2024 - 2025)
American Integrity Insurance (AII) posted quarterly Operating Expenses of $38.8 million for Q4 2025, down 31.18% year-over-year from $56.4 million in Q4 2024, and down 10.3% quarter-over-quarter from $43.3 million in Q3 2025.
American Integrity Insurance (AII) Operating Expenses (2024 - 2025) Analysis & Trends
American Integrity Insurance (AII) has reported Operating Expenses for 2 consecutive years, with $38.8 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Operating Expenses fell 31.18% year-over-year to $38.8 million; the TTM figure through Dec 2025 stood at $161.4 million (up 5.29% YoY), while the FY2025 annual figure was $161.4 million, up 5.29% from the prior year.
- Operating Expenses slipped to $38.8 million in Q4 2025 per AII's latest filing, from $43.3 million in the prior quarter.
- Across five years, Operating Expenses topped out at $56.4 million in Q4 2024 and bottomed at $26.0 million in Q2 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.01 Bn | 121.24 Bn | 9.13 Bn | 12.19 Bn |
| 2 | Progressive | 124.83 Bn | 119.83 Bn | 9.04 Bn | 19.40 Bn |
| 3 | Travelers Companies | 79.46 Bn | 55.71 Bn | 4.83 Bn | 9.39 Bn |
| 4 | Allstate | 68.25 Bn | 29.52 Bn | 16.28 Bn | 14.45 Bn |
| 5 | Fairfax Financial Holdings | 35.31 Bn | 35.31 Bn | - | -134.80 Mn |
| 6 | Cincinnati Financial | 26.75 Bn | 24.86 Bn | 2.39 Bn | 2.70 Bn |
| 7 | Loews | 23.29 Bn | 995.49 Mn | 2.57 Bn | 4.12 Bn |
| 8 | Markel | 23.23 Bn | 6.35 Bn | 2.83 Bn | 3.63 Bn |
| 9 | Assurant | 14.11 Bn | 12.08 Bn | 2.71 Bn | 3.08 Bn |
| 10 | American Integrity Insurance | 351.94 Mn | 129.92 Mn | 33.02 Mn | 38.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 38.80 Mn |
| Sep 30, 2025 | 43.25 Mn |
| Jun 30, 2025 | 50.40 Mn |
| Mar 31, 2025 | 28.98 Mn |
| Dec 31, 2024 | 56.37 Mn |
| Sep 30, 2024 | 39.99 Mn |
| Jun 30, 2024 | 25.95 Mn |
| Mar 31, 2024 | 31.00 Mn |