American Integrity Insurance (AII) Operating Expenses (2024 - 2025)
American Integrity Insurance (AII) reported Operating Expenses of $38.8 million for Q4 2025, down 31.18% year-over-year from $56.4 million in Q4 2024, and down 10.3% quarter-over-quarter from $43.3 million in Q3 2025.
American Integrity Insurance (AII) Operating Expenses (2024 - 2025) Analysis & Trends
American Integrity Insurance (AII) has 2 years of Operating Expenses data on file, last reported at $38.8 million in Q4 2025.
- Operating Expenses for Q4 2025 came in at $38.8 million, down 31.18% year-over-year; the trailing twelve-month figure through Dec 2025 was $161.4 million (up 5.29% YoY), and the FY2025 annual result was $161.4 million, up 5.29% from the prior year.
- Operating Expenses declined to $38.8 million in Q4 2025 per AII's latest filing, from $43.3 million in the prior quarter.
- Over five years, Operating Expenses peaked at $56.4 million in Q4 2024 and troughed at $26.0 million in Q2 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 11.78 Bn |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 18.62 Bn |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 9.81 Bn |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 13.83 Bn |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 3.07 Bn |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 2.54 Bn |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | 3.10 Bn |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 4.09 Bn |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 3.08 Bn |
| 10 | American Integrity Insurance | 293.00 Mn | 70.97 Mn | 41.74 Mn | 38.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 38.80 Mn |
| Sep 30, 2025 | 43.25 Mn |
| Jun 30, 2025 | 50.40 Mn |
| Mar 31, 2025 | 28.98 Mn |
| Dec 31, 2024 | 56.37 Mn |
| Sep 30, 2024 | 39.99 Mn |
| Jun 30, 2024 | 25.95 Mn |
| Mar 31, 2024 | 31.00 Mn |