American Integrity Insurance (AII) Net Margin (2024 - 2025)
American Integrity Insurance (AII) posted quarterly Net Margin of 35.16% for Q4 2025, up 2265.0% year-over-year from 1.49% in Q4 2024, and up 38.89% quarter-over-quarter from 25.31% in Q3 2025.
American Integrity Insurance (AII) Net Margin (2024 - 2025) Analysis & Trends
American Integrity Insurance (AII) has reported Net Margin for 2 consecutive years, with 35.16% the latest figure, recorded in Q4 2025.
- In Q4 2025, Net Margin rose 2265.0% year-over-year to 35.16%; the TTM figure through Dec 2025 stood at 39.94% (up 1874.0% YoY), while the FY2025 annual figure was 41.01%, up 2156.0% from the prior year.
- Net Margin grew to 35.16% in Q4 2025 per AII's latest filing, from 25.31% in the prior quarter.
- Across five years, Net Margin topped out at 53.0% in Q1 2025 and bottomed at 11.15% in Q3 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.03 Bn | 121.26 Bn | 9.13 Bn | 18.22% |
| 2 | Progressive | 124.11 Bn | 119.11 Bn | 9.04 Bn | 14.02% |
| 3 | Travelers Companies | 79.44 Bn | 55.69 Bn | 4.83 Bn | 20.53% |
| 4 | Allstate | 67.36 Bn | 28.63 Bn | 16.28 Bn | 17.43% |
| 5 | Fairfax Financial Holdings | 35.31 Bn | 35.31 Bn | - | - |
| 6 | Cincinnati Financial | 26.77 Bn | 24.88 Bn | 2.39 Bn | 29.36% |
| 7 | Loews | 23.31 Bn | 1.01 Bn | 2.57 Bn | 9.95% |
| 8 | Markel | 23.15 Bn | 6.26 Bn | 2.83 Bn | 29.09% |
| 9 | Assurant | 14.05 Bn | 12.02 Bn | 2.71 Bn | 8.64% |
| 10 | American Integrity Insurance | 350.82 Mn | 128.80 Mn | 33.02 Mn | 35.16% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 35.16% |
| Sep 30, 2025 | 25.31% |
| Jun 30, 2025 | 41.55% |
| Mar 31, 2025 | 53.00% |
| Dec 31, 2024 | 12.51% |
| Sep 30, 2024 | 11.15% |
| Jun 30, 2024 | 36.34% |
| Mar 31, 2024 | 30.82% |