American Integrity Insurance (AII) Gross Margin (2024 - 2025)
American Integrity Insurance (AII) reported Gross Margin of 61.32% for Q4 2025, up 1020.0% year-over-year from 5.47% in Q4 2024, and up 42.68% quarter-over-quarter from 42.98% in Q3 2025.
American Integrity Insurance (AII) Gross Margin (2024 - 2025) Analysis & Trends
American Integrity Insurance (AII) has 2 years of Gross Margin data on file, last reported at 61.32% in Q4 2025.
- Gross Margin for Q4 2025 came in at 61.32%, up 1020.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 62.02% (up 902.0% YoY), and the FY2025 annual result was 59.64%, up 409.0% from the prior year.
- Gross Margin improved to 61.32% in Q4 2025 per AII's latest filing, from 42.98% in the prior quarter.
- Over five years, Gross Margin peaked at 72.74% in Q2 2024 and troughed at 38.17% in Q3 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 58.50% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 37.68% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 46.48% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 86.87% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 73.70% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 99.65% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | 67.14% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | -153.50% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 72.35% |
| 10 | American Integrity Insurance | 293.00 Mn | 70.97 Mn | 41.74 Mn | 61.32% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 61.32% |
| Sep 30, 2025 | 42.98% |
| Jun 30, 2025 | 67.98% |
| Mar 31, 2025 | 70.98% |
| Dec 31, 2024 | 51.12% |
| Sep 30, 2024 | 38.17% |
| Jun 30, 2024 | 72.74% |
| Mar 31, 2024 | 48.16% |