Aflac (AFL) Net Margin (2009 - 2026)
Aflac (AFL) posted Net Margin of 23.45% for Q1 2026, down 43.47% sequentially from 41.47% in Q4 2025, and up 2259.0% YoY from 0.99% in Q1 2025.
Aflac (AFL) Net Margin (2009 - 2026) Analysis & Trends
Aflac has reported Net Margin for 18 years, with the latest figure at 23.45% in Q1 2026.
- Quarterly Net Margin rose 2259.0% year-over-year to 23.45% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 27.98% (up 414.0% YoY) and the FY2025 annual result came in at 26.91%, down 185.0% from the prior year.
- Net Margin slipped to 23.45% in Q1 2026 per AFL's latest filing, from 41.47% in the prior quarter.
- Over five years, Net Margin peaked at 54.37% in Q1 2024 and troughed at 3.15% in Q3 2024.
- A 5-year average of 26.66% and a median of 26.23% in 2022 frame the typical range for Net Margin.
- The widest YoY moves for Net Margin: up 3773 bps in 2025, down 5352 bps in 2025.
- Over 5 years, Net Margin stood at 5.56% in 2022, then jumped by 42 bps to 7.92% in 2023, then soared by 345 bps to 35.2% in 2024, then gained by 18 bps to 41.47% in 2025, then tumbled by 43 bps to 23.45% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 23.45%, 41.47%, and 34.58% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Manulife Financial | 70.86 Bn | 50.95 Bn | - | 7.61% |
| 2 | Metlife | 60.18 Bn | 32.86 Bn | 7.82 Bn | 3.68% |
| 3 | Aflac | 58.60 Bn | -44.40 Bn | 2.27 Bn | 20.04% |
| 4 | Prudential | 35.64 Bn | 27.32 Bn | - | - |
| 5 | Unum | 13.88 Bn | 4.33 Bn | 1.38 Bn | 7.62% |
| 6 | Primerica | 9.32 Bn | 8.68 Bn | 717.74 Mn | 23.38% |
| 7 | Jackson Financial | 9.08 Bn | 3.09 Bn | - | 383.33% |
| 8 | Lincoln National | 8.09 Bn | -3.59 Bn | 2.62 Bn | 29.08% |
| 9 | Genworth Financial | 3.76 Bn | 1.78 Bn | 668.00 Mn | 4.26% |
| 10 | Brighthouse Financial | 3.06 Bn | -5.00 Bn | 1.03 Bn | 58.94% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 20.04% |
| Mar 31, 2026 | 23.45% |
| Dec 31, 2025 | 41.47% |
| Sep 30, 2025 | 34.58% |
| Jun 30, 2025 | 14.40% |
| Mar 31, 2025 | 0.85% |
| Dec 31, 2024 | 35.20% |
| Sep 30, 2024 | -3.15% |
| Jun 30, 2024 | 52.78% |
| Mar 31, 2024 | 54.37% |
| Dec 31, 2023 | 7.92% |
| Sep 30, 2023 | 45.14% |
| Jun 30, 2023 | 31.59% |
| Mar 31, 2023 | 24.75% |
| Dec 31, 2022 | 5.56% |
| Sep 30, 2022 | 37.86% |
| Jun 30, 2022 | 26.23% |
| Mar 31, 2022 | 20.24% |
| Dec 31, 2021 | 22.42% |
| Sep 30, 2021 | 16.96% |