Aflac AFL
NYSE AFL
$116.14 -0.36 (-0.31%)
At close: Aug 20, 2026 · 4:00 PM EDT

Aflac (AFL) Net Margin (2009 - 2026)

Aflac (AFL) posted Net Margin of 23.45% for Q1 2026, down 43.47% sequentially from 41.47% in Q4 2025, and up 2259.0% YoY from 0.99% in Q1 2025.

Aflac (AFL) Net Margin (2009 - 2026) Analysis & Trends

Aflac has reported Net Margin for 18 years, with the latest figure at 23.45% in Q1 2026.

  • Quarterly Net Margin rose 2259.0% year-over-year to 23.45% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 27.98% (up 414.0% YoY) and the FY2025 annual result came in at 26.91%, down 185.0% from the prior year.
  • Net Margin slipped to 23.45% in Q1 2026 per AFL's latest filing, from 41.47% in the prior quarter.
  • Over five years, Net Margin peaked at 54.37% in Q1 2024 and troughed at 3.15% in Q3 2024.
  • A 5-year average of 26.66% and a median of 26.23% in 2022 frame the typical range for Net Margin.
  • The widest YoY moves for Net Margin: up 3773 bps in 2025, down 5352 bps in 2025.
  • Over 5 years, Net Margin stood at 5.56% in 2022, then jumped by 42 bps to 7.92% in 2023, then soared by 345 bps to 35.2% in 2024, then gained by 18 bps to 41.47% in 2025, then tumbled by 43 bps to 23.45% in 2026.
  • According to Business Quant data, Net Margin over the past three periods registered 23.45%, 41.47%, and 34.58% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Manulife Financial 70.86 Bn 50.95 Bn - 7.61%
2 Metlife 60.18 Bn 32.86 Bn 7.82 Bn 3.68%
3 Aflac 58.60 Bn -44.40 Bn 2.27 Bn 20.04%
4 Prudential 35.64 Bn 27.32 Bn - -
5 Unum 13.88 Bn 4.33 Bn 1.38 Bn 7.62%
6 Primerica 9.32 Bn 8.68 Bn 717.74 Mn 23.38%
7 Jackson Financial 9.08 Bn 3.09 Bn - 383.33%
8 Lincoln National 8.09 Bn -3.59 Bn 2.62 Bn 29.08%
9 Genworth Financial 3.76 Bn 1.78 Bn 668.00 Mn 4.26%
10 Brighthouse Financial 3.06 Bn -5.00 Bn 1.03 Bn 58.94%

Historic Data

Download Data
DateValue
Jun 30, 2026 20.04%
Mar 31, 2026 23.45%
Dec 31, 2025 41.47%
Sep 30, 2025 34.58%
Jun 30, 2025 14.40%
Mar 31, 2025 0.85%
Dec 31, 2024 35.20%
Sep 30, 2024 -3.15%
Jun 30, 2024 52.78%
Mar 31, 2024 54.37%
Dec 31, 2023 7.92%
Sep 30, 2023 45.14%
Jun 30, 2023 31.59%
Mar 31, 2023 24.75%
Dec 31, 2022 5.56%
Sep 30, 2022 37.86%
Jun 30, 2022 26.23%
Mar 31, 2022 20.24%
Dec 31, 2021 22.42%
Sep 30, 2021 16.96%