Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Aflac (AFL) Net Margin (2016 - 2025)

Aflac (AFL) has disclosed Net Margin for 17 consecutive years, with 41.47% as the latest value for Q4 2025.

  • Quarterly Net Margin fell 1563.0% to 41.47% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 24.42% through Dec 2025, down 1177.0% year-over-year, with the annual reading at 26.91% for FY2025, 1359.0% down from the prior year.
  • Net Margin hit 41.47% in Q4 2025 for Aflac, up from 34.58% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 57.1% in Q4 2024 to a low of 3.15% in Q3 2024.
  • Historically, Net Margin has averaged 26.11% across 5 years, with a median of 24.13% in 2021.
  • Biggest five-year swings in Net Margin: surged 4918bps in 2024 and later plummeted -3552bps in 2025.
  • Year by year, Net Margin stood at 19.35% in 2021, then crashed by -74bps to 4.96% in 2022, then surged by 59bps to 7.92% in 2023, then surged by 621bps to 57.1% in 2024, then decreased by -27bps to 41.47% in 2025.
  • Business Quant data shows Net Margin for AFL at 41.47% in Q4 2025, 34.58% in Q3 2025, and 17.26% in Q2 2025.