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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Aflac (AFL) Net Margin (2016 - 2025)

Aflac's Net Margin history spans 17 years, with the latest figure at 90.84% for Q4 2025.

  • For Q4 2025, Net Margin rose 6929.0% year-over-year to 90.84%; the TTM value through Dec 2025 reached 25.23%, down 412.0%, while the annual FY2025 figure was 25.23%, 353.0% down from the prior year.
  • Net Margin for Q4 2025 was 90.84% at Aflac, up from 34.58% in the prior quarter.
  • Across five years, Net Margin topped out at 251.91% in Q3 2022 and bottomed at 23.42% in Q4 2023.
  • The 5-year median for Net Margin is 25.21% (2022), against an average of 38.45%.
  • The largest annual shift saw Net Margin soared 20690bps in 2022 before it tumbled -20677bps in 2023.
  • A 5-year view of Net Margin shows it stood at 22.45% in 2021, then tumbled by -49bps to 11.48% in 2022, then crashed by -304bps to 23.42% in 2023, then soared by 192bps to 21.56% in 2024, then soared by 321bps to 90.84% in 2025.
  • Per Business Quant, the three most recent readings for AFL's Net Margin are 90.84% (Q4 2025), 34.58% (Q3 2025), and 14.4% (Q2 2025).