Aflac (AFL) EBITDA Margin (2009 - 2026)
Aflac (AFL) reported EBITDA Margin of 22.0% for Q1 2026, down 611.0% on a YoY basis from 4.3% in Q1 2025, and down 24.83% sequentially from 29.26% in Q4 2025.
Aflac (AFL) EBITDA Margin (2009 - 2026) Analysis & Trends
Aflac (AFL) has 18 years of EBITDA Margin data on file, last reported at 22.0% in Q1 2026.
- For the quarter ending Q1 2026, EBITDA Margin fell 611.0% year-over-year to 22.0%; the trailing twelve-month figure through Mar 2026 stood at 24.6% (down 241.0% YoY), and the FY2025 full-year result was 30.09%, up 834.0% from the prior year.
- EBITDA Margin retreated to 22.0% in Q1 2026, from 29.26% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 34.11% in Q3 2024 to a low of 17.46% in Q1 2022.
- A 5-year average of 24.48% and a median of 25.43% in 2022 frame the typical range for EBITDA Margin.
- Across the five-year window, EBITDA Margin soared 1362 bps in 2024 and sank 1160 bps in 2025, its largest moves.
- Tracing AFL's EBITDA Margin over 5 years: stood at 25.43% in 2022, then rose by 0 bps to 25.55% in 2023, then dropped by 26 bps to 18.8% in 2024, then surged by 56 bps to 29.26% in 2025, then declined by 25 bps to 22.0% in 2026.
- Business Quant data shows AFL's EBITDA Margin at 22.0% in Q1 2026, 29.26% in Q4 2025, and 22.51% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Prudential | 75.05 Bn | 67.97 Bn | - | - |
| 2 | Aflac | 63.80 Bn | 58.14 Bn | 2.51 Bn | 22.00% |
| 3 | Metlife | 60.34 Bn | 44.39 Bn | 256.00 Mn | 44.18% |
| 4 | Manulife Financial | 52.65 Bn | 53.78 Bn | - | - |
| 5 | Unum | 14.19 Bn | 4.23 Bn | 1.40 Bn | 14.41% |
| 6 | Primerica | 9.76 Bn | 9.08 Bn | 770.81 Mn | 4.96% |
| 7 | Jackson Financial | 8.17 Bn | 3.03 Bn | - | 25.50% |
| 8 | Lincoln National | 7.81 Bn | -1.09 Bn | 3.25 Bn | 30.25% |
| 9 | F&G Annuities & Life | 3.87 Bn | 1.67 Bn | 1.15 Bn | 60.91% |
| 10 | Genworth Financial | 3.84 Bn | 2.75 Bn | 553.00 Mn | 43.11% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.00% |
| Dec 31, 2025 | 29.26% |
| Sep 30, 2025 | 22.51% |
| Jun 30, 2025 | 25.99% |
| Mar 31, 2025 | 28.10% |
| Dec 31, 2024 | 18.80% |
| Sep 30, 2024 | 34.11% |
| Jun 30, 2024 | 32.93% |
| Mar 31, 2024 | 28.94% |
| Dec 31, 2023 | 25.55% |
| Sep 30, 2023 | 28.88% |
| Jun 30, 2023 | 19.32% |
| Mar 31, 2023 | 19.65% |
| Dec 31, 2022 | 25.43% |
| Sep 30, 2022 | 19.56% |
| Jun 30, 2022 | 17.63% |
| Mar 31, 2022 | 17.46% |
| Dec 31, 2021 | 24.67% |
| Sep 30, 2021 | 18.92% |
| Jun 30, 2021 | 22.36% |