Aflac (AFL) EBITDA Margin (2009 - 2026)

Aflac (AFL) posted EBITDA Margin of 22.0% for Q1 2026, down 24.83% sequentially from 29.26% in Q4 2025, and down 611.0% YoY from 4.3% in Q1 2025.

Aflac (AFL) EBITDA Margin (2009 - 2026) Analysis & Trends

Aflac has reported EBITDA Margin for 18 years, with the latest figure at 22.0% in Q1 2026.

Quarterly EBITDA Margin fell 611.0% year-over-year to 22.0% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 24.6% (down 241.0% YoY) and the FY2025 annual result came in at 30.09%, up 834.0% from the prior year.
EBITDA Margin retreated to 22.0% in Q1 2026 per AFL's latest filing, from 29.26% in the prior quarter.
Over five years, EBITDA Margin peaked at 34.11% in Q3 2024 and troughed at 17.46% in Q1 2022.
A 5-year average of 24.48% and a median of 25.43% in 2022 frame the typical range for EBITDA Margin.
The sharpest annual moves came in 2024 and 2025: EBITDA Margin surged 1362 bps in 2024, then tumbled 1160 bps in 2025.
Over 5 years, EBITDA Margin stood at 25.43% in 2022, then climbed by 0 bps to 25.55% in 2023, then retreated by 26 bps to 18.8% in 2024, then surged by 56 bps to 29.26% in 2025, then decreased by 25 bps to 22.0% in 2026.
According to Business Quant data, EBITDA Margin over the past three periods registered 22.0%, 29.26%, and 22.51% for Q1 2026, Q4 2025, and Q3 2025 respectively.

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	EBITDA Margin (Qtr)
1	Manulife Financial	71.16 Bn	51.25 Bn	-	9.99%
2	Metlife	60.49 Bn	33.18 Bn	7.82 Bn	34.99%
3	Aflac	58.74 Bn	-44.26 Bn	2.27 Bn	23.90%
4	Prudential	36.17 Bn	27.85 Bn	-	-
5	Unum	14.08 Bn	4.53 Bn	1.38 Bn	14.20%
6	Jackson Financial	9.29 Bn	3.30 Bn	-	552.38%
7	Primerica	9.26 Bn	8.63 Bn	717.74 Mn	5.06%
8	Lincoln National	8.20 Bn	-3.48 Bn	2.62 Bn	35.78%
9	Genworth Financial	3.76 Bn	1.77 Bn	668.00 Mn	43.98%
10	Brighthouse Financial	3.06 Bn	-5.01 Bn	1.03 Bn	76.51%

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