Aflac (AFL) EBITDA Margin (2009 - 2026)
Aflac's (AFL) quarterly EBITDA Margin came in at 23.9% in Q2 2026, down 208.0% year-over-year from 22.13% in Q2 2025, and up 8.65% quarter-over-quarter from 22.0% in Q1 2026.
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Aflac (AFL) EBITDA Margin (2009 - 2026) Analysis & Trends
Aflac has disclosed EBITDA Margin across 18 years of filings, most recently posting 23.9% for Q2 2026.
- In Q2 2026, EBITDA Margin fell 208.0% year-over-year to 23.9%; the TTM figure through Jun 2026 stood at 22.03% (down 289.0% YoY), while the FY2025 annual figure was 23.75%, up 200.0% from the prior year.
- EBITDA Margin came in at 23.9% for Q2 2026 at Aflac, up from 22.0% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 30.23% in Q3 2024 to a low of 17.46% in Q1 2022.
- Average EBITDA Margin over 5 years is 21.71%, with a median of 20.8% recorded in 2023.
- Year-over-year, EBITDA Margin jumped 995 bps in 2024 and slumped 772 bps in 2025.
- Over 5 years, EBITDA Margin stood at 22.7% in 2022, then grew by 1 bps to 22.9% in 2023, then dropped by 18 bps to 18.8% in 2024, then advanced by 6 bps to 20.0% in 2025, then advanced by 20 bps to 23.9% in 2026.
- Per Business Quant data, the three most recent EBITDA Margin figures were 23.9% in Q2 2026, 22.0% in Q1 2026, and 20.0% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 130.78 Bn | 117.01 Bn | 9.13 Bn | 11.13% |
| 2 | Progressive | 125.55 Bn | 120.55 Bn | 9.04 Bn | -43.89% |
| 3 | Travelers Companies | 76.87 Bn | 53.12 Bn | 6.23 Bn | 8.80% |
| 4 | Allstate | 64.29 Bn | 25.56 Bn | 16.28 Bn | 5.43% |
| 5 | Aflac | 57.36 Bn | -45.64 Bn | 2.27 Bn | 23.90% |
| 6 | American International | 39.51 Bn | 1.69 Bn | 3.50 Bn | 15.91% |
| 7 | Hartford Insurance | 37.21 Bn | 20.89 Bn | 3.18 Bn | 11.01% |
| 8 | Cincinnati Financial | 26.00 Bn | 24.11 Bn | 2.39 Bn | 7.46% |
| 9 | Loews | 22.28 Bn | -18.69 Mn | 2.57 Bn | 16.08% |
| 10 | Markel | 22.27 Bn | 5.38 Bn | 2.83 Bn | 38.83% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 23.90% |
| Mar 31, 2026 | 22.00% |
| Dec 31, 2025 | 20.00% |
| Sep 30, 2025 | 22.51% |
| Jun 30, 2025 | 25.99% |
| Mar 31, 2025 | 28.10% |
| Dec 31, 2024 | 18.80% |
| Sep 30, 2024 | 30.23% |
| Jun 30, 2024 | 21.31% |
| Mar 31, 2024 | 18.40% |
| Dec 31, 2023 | 22.90% |
| Sep 30, 2023 | 20.28% |
| Jun 30, 2023 | 19.32% |
| Mar 31, 2023 | 19.65% |
| Dec 31, 2022 | 22.70% |
| Sep 30, 2022 | 19.56% |
| Jun 30, 2022 | 17.63% |
| Mar 31, 2022 | 17.46% |
| Dec 31, 2021 | 18.63% |
| Sep 30, 2021 | 18.92% |