American Financial (AFG) EBT Margin (2009 - 2026)
American Financial (AFG) reported EBT Margin of 11.65% for Q1 2026, up 190.0% on a YoY basis from 4.02% in Q1 2025, and down 69.4% quarter-over-quarter from 38.07% in Q4 2025.
American Financial (AFG) EBT Margin (2009 - 2026) Analysis & Trends
American Financial has reported EBT Margin for 18 years, with the latest figure at 11.65% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 190.0% year-over-year to 11.65%; the trailing twelve-month figure through Mar 2026 stood at 14.3% (up 714.0% YoY), and the FY2025 full-year result was 14.09%, up 564.0% from the prior year.
- EBT Margin for Q1 2026 stood at 11.65%, down from 38.07% in the prior quarter.
- The five-year high for EBT Margin was 38.07% in Q4 2025, with the low at 2.0% in Q4 2024.
- Historically, EBT Margin has averaged 12.36% across 5 years, with a median of 11.38% in 2023.
- Annual changes were most pronounced in 2024 — EBT Margin plunged 2461 bps — and 2025, when it soared 4008 bps.
- American Financial's EBT Margin stood at 15.2% in 2022, then surged by 49 bps to 22.61% in 2023, then tumbled by 109 bps to 2.0% in 2024, then surged by 2003 bps to 38.07% in 2025, then slumped by 69 bps to 11.65% in 2026.
- The last three EBT Margin figures came in at 11.65% (Q1 2026), 38.07% (Q4 2025), and 7.98% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 20.26% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 16.07% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 17.77% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 18.35% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 16.69% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -7.60% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 53.96% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 12.06% |
| 10 | American Financial | 11.03 Bn | 8.93 Bn | 948.00 Mn | 11.65% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 11.65% |
| Dec 31, 2025 | 38.07% |
| Sep 30, 2025 | 7.98% |
| Jun 30, 2025 | 12.75% |
| Mar 31, 2025 | 9.75% |
| Dec 31, 2024 | -2.00% |
| Sep 30, 2024 | 8.86% |
| Jun 30, 2024 | 13.26% |
| Mar 31, 2024 | 9.39% |
| Dec 31, 2023 | 22.61% |
| Sep 30, 2023 | 9.24% |
| Jun 30, 2023 | 12.83% |
| Mar 31, 2023 | 11.38% |
| Dec 31, 2022 | 15.20% |
| Sep 30, 2022 | 6.65% |
| Jun 30, 2022 | 9.42% |
| Mar 31, 2022 | 13.04% |
| Dec 31, 2021 | -10.41% |
| Sep 30, 2021 | 13.85% |
| Jun 30, 2021 | 9.21% |