American Financial (AFG) EBT Margin (2009 - 2026)
American Financial's EBT Margin came in at 25.27% for Q2 2026, up 4.79 percentage points from 20.48% a year earlier and up 3.53 percentage points from the prior quarter.
Powered by 
Analysis
American Financial (AFG) EBT Margin (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, American Financial reported EBT Margin of 23.06%, up 3.18 percentage points year-over-year; for FY2025, it came in at 21.26%, down 0.70 percentage points from FY2024.
- EBT Margin has declined in each of the last four years, though with a five-year change of +8.92 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 21.96% in FY2024 (-0.26 pp), 22.22% in FY2023 (-2.71 pp), 24.93% in FY2022 (-5.15 pp) and 30.08% in FY2021 (+17.74 pp).
- The five-year range for quarterly EBT Margin is 17.01% (Q3 2023) to 35.89% (Q4 2021).
- Year-over-year, EBT Margin has increased for four consecutive quarters, with an average year-over-year change of +0.54 percentage points over the last eight quarters.
- The fastest year-over-year change in EBT Margin over five years came in Q4 2021 (a gain of 18.09 percentage points), and the weakest in Q4 2022 (a drop of 10.28 percentage points).
- Business Quant data shows AFG's EBT Margin at 21.74% (Q1 2026), 26.13% (Q4 2025) and 19.48% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.69 Bn | -333.79 Bn | 55.86 Bn | 31.49% |
| 2 | Chubb | 127.81 Bn | 79.86 Bn | 9.13 Bn | 22.91% |
| 3 | Progressive | 121.79 Bn | 97.63 Bn | 9.04 Bn | 17.83% |
| 4 | Marsh & Mclennan Companies | 80.80 Bn | 72.54 Bn | - | 22.99% |
| 5 | Travelers Companies | 75.76 Bn | 52.01 Bn | 6.23 Bn | 22.77% |
| 6 | Manulife Financial | 74.06 Bn | 75.27 Bn | - | 13.82% |
| 7 | Metlife | 61.12 Bn | -45.36 Bn | 7.82 Bn | 5.40% |
| 8 | Arthur J. Gallagher | 58.82 Bn | 53.25 Bn | - | 10.34% |
| 9 | Allstate | 57.81 Bn | 19.06 Bn | 8.73 Bn | 22.27% |
| 10 | American Financial | 11.45 Bn | 1.98 Bn | 1.03 Bn | 25.27% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 25.27% |
| Mar 31, 2026 | 21.74% |
| Dec 31, 2025 | 26.13% |
| Sep 30, 2025 | 19.48% |
| Jun 30, 2025 | 20.48% |
| Mar 31, 2025 | 18.91% |
| Dec 31, 2024 | 23.03% |
| Sep 30, 2024 | 17.31% |
| Jun 30, 2024 | 23.16% |
| Mar 31, 2024 | 25.34% |
| Dec 31, 2023 | 22.80% |
| Sep 30, 2023 | 17.01% |
| Jun 30, 2023 | 23.59% |
| Mar 31, 2023 | 26.55% |
| Dec 31, 2022 | 25.61% |
| Sep 30, 2022 | 17.24% |
| Jun 30, 2022 | 22.81% |
| Mar 31, 2022 | 35.77% |
| Dec 31, 2021 | 35.89% |
| Sep 30, 2021 | 23.49% |
API Access
American Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=AFG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "AFG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=AFG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();