Enact Holdings (ACT) Debt Ratio (2020 - 2026)

Enact Holdings' (ACT) quarterly Debt Ratio came in at 0.11 in Q1 2026, down 3.27% year-on-year from 0.11 in Q1 2025, and down 0.93% quarter-over-quarter from 0.11 in Q4 2025.

Enact Holdings (ACT) Debt Ratio (2020 - 2026) Analysis & Trends

Enact Holdings' Debt Ratio history runs 7 years deep, the most recent figure standing at 0.11 for Q1 2026.

  • On a quarterly basis, Debt Ratio fell 3.27% year-over-year to 0.11 in Q1 2026; TTM through Mar 2026 was 0.11, a 3.27% decrease from a year earlier, with the FY2025 full-year figure at 0.11, down 5.21% from the prior year.
  • Debt Ratio declined to 0.11 in Q1 2026 per ACT's latest filing, from 0.11 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.13 in Q4 2022 and bottomed at 0.11 in Q1 2026.
  • The 5-year median for Debt Ratio is 0.12 (2024), against an average of 0.12.
  • Across the five-year window, Debt Ratio climbed 5.03% in 2022 and retreated 9.29% in 2024, its largest moves.
  • Year by year, Debt Ratio stood at 0.13 in 2022, then dropped by 7.45% to 0.12 in 2023, then fell by 5.38% to 0.11 in 2024, then dropped by 5.21% to 0.11 in 2025, then dropped by 0.93% to 0.11 in 2026.
  • Per Business Quant, the three latest ACT Debt Ratio figures stand at 0.11 (Q1 2026), 0.11 (Q4 2025), and 0.11 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Fidelity National Financial 13.08 Bn 10.42 Bn 3.16 Bn 0.04
2 Axis Capital Holdings 8.50 Bn 7.97 Bn 613.18 Mn 0.00
3 First American Financial 7.10 Bn 4.22 Bn 1.77 Bn -
4 Enact Holdings 6.51 Bn 5.96 Bn 205.69 Mn 0.11
5 Mgic Investment 6.26 Bn 6.23 Bn 263.84 Mn 0.10
6 Essent 6.05 Bn 6.05 Bn 211.88 Mn 0.07
7 Radian 5.96 Bn 5.91 Bn 304.36 Mn 0.12
8 Assured Guaranty 3.78 Bn 3.28 Bn 65.00 Mn 0.13
9 NMI Holdings 3.17 Bn 3.10 Bn 134.15 Mn 0.11
10 Employers Holdings 957.12 Mn 620.72 Mn 51.80 Mn 0.04

Historic Data

Download Data
DateValue
Mar 31, 2026 0.11
Dec 31, 2025 0.11
Sep 30, 2025 0.11
Jun 30, 2025 0.11
Mar 31, 2025 0.11
Dec 31, 2024 0.11
Sep 30, 2024 0.11
Jun 30, 2024 0.12
Mar 31, 2024 0.12
Dec 31, 2023 0.12
Sep 30, 2023 0.12
Jun 30, 2023 0.13
Mar 31, 2023 0.13
Dec 31, 2022 0.13
Sep 30, 2022 0.13
Jun 30, 2022 0.13
Mar 31, 2022 0.13
Dec 31, 2021 0.13
Sep 30, 2021 0.12
Dec 31, 2020 0.13