Enact Holdings (ACT) Debt Ratio (2020 - 2026)
Enact Holdings' (ACT) quarterly Debt Ratio came in at 0.11 in Q1 2026, down 3.27% year-on-year from 0.11 in Q1 2025, and down 0.93% quarter-over-quarter from 0.11 in Q4 2025.
Enact Holdings (ACT) Debt Ratio (2020 - 2026) Analysis & Trends
Enact Holdings' Debt Ratio history runs 7 years deep, the most recent figure standing at 0.11 for Q1 2026.
- On a quarterly basis, Debt Ratio fell 3.27% year-over-year to 0.11 in Q1 2026; TTM through Mar 2026 was 0.11, a 3.27% decrease from a year earlier, with the FY2025 full-year figure at 0.11, down 5.21% from the prior year.
- Debt Ratio declined to 0.11 in Q1 2026 per ACT's latest filing, from 0.11 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.13 in Q4 2022 and bottomed at 0.11 in Q1 2026.
- The 5-year median for Debt Ratio is 0.12 (2024), against an average of 0.12.
- Across the five-year window, Debt Ratio climbed 5.03% in 2022 and retreated 9.29% in 2024, its largest moves.
- Year by year, Debt Ratio stood at 0.13 in 2022, then dropped by 7.45% to 0.12 in 2023, then fell by 5.38% to 0.11 in 2024, then dropped by 5.21% to 0.11 in 2025, then dropped by 0.93% to 0.11 in 2026.
- Per Business Quant, the three latest ACT Debt Ratio figures stand at 0.11 (Q1 2026), 0.11 (Q4 2025), and 0.11 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Fidelity National Financial | 13.08 Bn | 10.42 Bn | 3.16 Bn | 0.04 |
| 2 | Axis Capital Holdings | 8.50 Bn | 7.97 Bn | 613.18 Mn | 0.00 |
| 3 | First American Financial | 7.10 Bn | 4.22 Bn | 1.77 Bn | - |
| 4 | Enact Holdings | 6.51 Bn | 5.96 Bn | 205.69 Mn | 0.11 |
| 5 | Mgic Investment | 6.26 Bn | 6.23 Bn | 263.84 Mn | 0.10 |
| 6 | Essent | 6.05 Bn | 6.05 Bn | 211.88 Mn | 0.07 |
| 7 | Radian | 5.96 Bn | 5.91 Bn | 304.36 Mn | 0.12 |
| 8 | Assured Guaranty | 3.78 Bn | 3.28 Bn | 65.00 Mn | 0.13 |
| 9 | NMI Holdings | 3.17 Bn | 3.10 Bn | 134.15 Mn | 0.11 |
| 10 | Employers Holdings | 957.12 Mn | 620.72 Mn | 51.80 Mn | 0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.11 |
| Dec 31, 2025 | 0.11 |
| Sep 30, 2025 | 0.11 |
| Jun 30, 2025 | 0.11 |
| Mar 31, 2025 | 0.11 |
| Dec 31, 2024 | 0.11 |
| Sep 30, 2024 | 0.11 |
| Jun 30, 2024 | 0.12 |
| Mar 31, 2024 | 0.12 |
| Dec 31, 2023 | 0.12 |
| Sep 30, 2023 | 0.12 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | 0.13 |
| Dec 31, 2022 | 0.13 |
| Sep 30, 2022 | 0.13 |
| Jun 30, 2022 | 0.13 |
| Mar 31, 2022 | 0.13 |
| Dec 31, 2021 | 0.13 |
| Sep 30, 2021 | 0.12 |
| Dec 31, 2020 | 0.13 |