Acnb (ACNB) Interest Coverage Ratio (2010 - 2026)
Acnb's (ACNB) quarterly Interest Coverage Ratio came in at 2.99 in Q2 2026, up 23.9% on a YoY basis from 2.41 in Q2 2025, and up 7.61% quarter-over-quarter from 2.78 in Q1 2026.
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Analysis
Acnb (ACNB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Acnb (ACNB) has reported Interest Coverage Ratio for 17 consecutive years, with 2.99 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Interest Coverage Ratio rose 23.9% year-over-year to 2.99; the trailing twelve-month figure through Jun 2026 stood at 2.73 (up 36.97% YoY), and the FY2025 full-year result was 2.16, down 19.92% from the prior year.
- Interest Coverage Ratio rose to 2.99 in Q2 2026 per ACNB's latest filing, from 2.78 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 16.14 in Q3 2022 and bottomed at 0.94 in Q1 2025.
- Historically, Interest Coverage Ratio has averaged 6.3 across 5 years, with a median of 2.91 in 2025.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio soared 211.72% in 2022, then tumbled 86.04% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 16.13 in 2022, then sank by 86.04% to 2.25 in 2023, then grew by 2.73% to 2.31 in 2024, then increased by 0.16% to 2.32 in 2025, then rose by 28.95% to 2.99 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 2.99, 2.78, and 2.32 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.09 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.90 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.83 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 2.52 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1.27 |
| 10 | Acnb | 656.67 Mn | 656.67 Mn | - | 2.99 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.99 |
| Mar 31, 2026 | 2.78 |
| Dec 31, 2025 | 2.32 |
| Sep 30, 2025 | 2.83 |
| Jun 30, 2025 | 2.41 |
| Mar 31, 2025 | 0.94 |
| Dec 31, 2024 | 2.31 |
| Sep 30, 2024 | 2.49 |
| Jun 30, 2024 | 3.41 |
| Mar 31, 2024 | 2.58 |
| Dec 31, 2023 | 2.25 |
| Sep 30, 2023 | 5.67 |
| Jun 30, 2023 | 10.86 |
| Mar 31, 2023 | 14.98 |
| Dec 31, 2022 | 16.13 |
| Sep 30, 2022 | 16.14 |
| Jun 30, 2022 | 13.19 |
| Mar 31, 2022 | 9.04 |
| Dec 31, 2021 | 5.17 |
| Sep 30, 2021 | 7.27 |