Ameris Bancorp (ABCB) Provision for Losses (2010 - 2026)
Ameris Bancorp's Provision for Losses was $17.25 million in Q2 2026, up 522.4% from $2.77 million a year earlier and up 4.2% from the prior quarter.
Ameris Bancorp (ABCB) Provision for Losses (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Ameris Bancorp's Provision for Losses was $79.38 million through Jun 30, 2026, up 82.2% year-over-year; for FY2025, it was $70.24 million, up 19.5% from FY2024.
- Provision for Losses shows a five-year compound annual growth rate of -13.5% (FY2020 to FY2025).
- In earlier years, Provision for Losses was $58.79 million in FY2024 (-58.8%), $142.66 million in FY2023 (+99.0%), $71.7 million in FY2022 and -$35.37 million in FY2021.
- Quarterly Provision for Losses has moved between -$9.68 million (Q3 2021) and $49.73 million (Q1 2023) over five years.
- Compared with a year earlier, Provision for Losses was higher in four of the last eight quarters, with growth averaging 80.9%.
- The best year-over-year quarter for Provision for Losses over five years was Q1 2023 (growth of 698.1%); the worst was Q2 2025 (a decline of 85.2%).
- Per Business Quant data, ABCB's Provision for Losses in the three quarters before Q2 2026 was $16.55 million (Q1 2026), $22.95 million (Q4 2025) and $22.63 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provision for Losses (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 939.56 Bn | 939.56 Bn | - | 2.74 Bn |
| 2 | Bank Of America | 365.96 Bn | -2,010.15 Bn | - | 1.30 Bn |
| 3 | Hsbc Holdings | 311.54 Bn | -1,792.05 Bn | - | - |
| 4 | Morgan Stanley | 299.87 Bn | -209.23 Bn | - | - |
| 5 | Royal Bank Of Canada | 294.50 Bn | -535.55 Bn | - | 717.20 Mn |
| 6 | Goldman Sachs | 274.96 Bn | -3,468.49 Bn | - | 368.00 Mn |
| 7 | Wells Fargo & Company | 262.04 Bn | 262.04 Bn | - | 1.03 Bn |
| 8 | Mitsubishi Ufj Financial | 250.56 Bn | -90.83 Bn | 10.89 Bn | - |
| 9 | American Express | 223.45 Bn | 22.93 Bn | - | 985.00 Mn |
| 10 | Ameris Bancorp | 5.65 Bn | 5.65 Bn | - | 17.25 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.25 Mn |
| Mar 31, 2026 | 16.55 Mn |
| Dec 31, 2025 | 22.95 Mn |
| Sep 30, 2025 | 22.63 Mn |
| Jun 30, 2025 | 2.77 Mn |
| Mar 31, 2025 | 21.89 Mn |
| Dec 31, 2024 | 12.81 Mn |
| Sep 30, 2024 | 6.11 Mn |
| Jun 30, 2024 | 18.77 Mn |
| Mar 31, 2024 | 21.11 Mn |
| Dec 31, 2023 | 22.95 Mn |
| Sep 30, 2023 | 24.46 Mn |
| Jun 30, 2023 | 45.52 Mn |
| Mar 31, 2023 | 49.73 Mn |
| Dec 31, 2022 | 32.89 Mn |
| Sep 30, 2022 | 17.65 Mn |
| Jun 30, 2022 | 14.92 Mn |
| Mar 31, 2022 | 6.23 Mn |
| Dec 31, 2021 | 2.76 Mn |
| Sep 30, 2021 | -9.68 Mn |
Ameris Bancorp Provision for Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-losses&ticker=ABCB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-losses", "ticker": "ABCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-losses&ticker=ABCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();