Ameris Bancorp (ABCB) Bank-Owned Life Insurance (2012 - 2026)
Ameris Bancorp (ABCB) reported Bank-Owned Life Insurance of $430.34 million for Q3 2026, up 3.2% from $417.1 million a year earlier and up 0.6% from the prior quarter.
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Analysis
Ameris Bancorp (ABCB) Bank-Owned Life Insurance (2012 - 2026) Analysis & Trends
At the end of FY2025, Ameris Bancorp posted Bank-Owned Life Insurance of $420.58 million, up 2.9% from FY2024.
- Bank-Owned Life Insurance has increased for 13 consecutive years, with a five-year compound annual growth rate of 19.0% (FY2020 to FY2025).
- By year, Bank-Owned Life Insurance came in at $408.57 million in FY2024 (+3.2%), $395.78 million in FY2023 (+1.9%), $388.41 million in FY2022 (+17.3%) and $331.15 million in FY2021 (+87.7%).
- The Q3 2026 figure ranks as the highest quarterly Bank-Owned Life Insurance since Q3 2024.
- Year over year, Bank-Owned Life Insurance has now increased in each of the last four quarters, with growth averaging 2.5% over the last eight quarters.
- The high point for year-over-year Bank-Owned Life Insurance in five years was Q1 2022 (growth of 88.5%); the low point was Q3 2025 (a decline of 9.5%).
- Per Business Quant data, the three quarters before Q3 2026 came in at $427.79 million (Q2 2026), $424.16 million (Q1 2026) and $420.58 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | BOLI (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | - |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | - |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | - |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | - |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | - |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | - |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | - |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | - |
| 10 | Ameris Bancorp | 5.47 Bn | 5.47 Bn | - | 427.79 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 427.79 Mn |
| Mar 31, 2026 | 424.16 Mn |
| Dec 31, 2025 | 420.58 Mn |
| Sep 30, 2025 | 417.10 Mn |
| Jun 30, 2025 | 414.38 Mn |
| Mar 31, 2025 | 410.89 Mn |
| Dec 31, 2024 | 408.57 Mn |
| Sep 30, 2024 | 460.70 Mn |
| Jun 30, 2024 | 376.46 Mn |
| Mar 31, 2024 | 396.80 Mn |
| Dec 31, 2023 | 395.78 Mn |
| Sep 30, 2023 | 393.77 Mn |
| Jun 30, 2023 | 391.48 Mn |
| Mar 31, 2023 | 389.20 Mn |
| Dec 31, 2022 | 388.41 Mn |
| Sep 30, 2022 | 386.53 Mn |
| Jun 30, 2022 | 384.86 Mn |
| Mar 31, 2022 | 332.91 Mn |
| Dec 31, 2021 | 331.15 Mn |
| Sep 30, 2021 | 279.39 Mn |
API Access
Ameris Bancorp Bank-Owned Life Insurance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=bank-owned-life-insurance&ticker=ABCB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "bank-owned-life-insurance", "ticker": "ABCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=bank-owned-life-insurance&ticker=ABCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();