ZG vs PAPL vs PRCH Stock Comparison

Zillow, Pineapple Financial and Porch Prices as of Nov 4, 2026 Peers: Industry group
1 more company in this comparison (JLL) Create a free account to keep reading and compare up to 10 companies.
ZG Zillow Group, Inc.
$34.45 +22.5% 1M -50.7% 1Y
Market cap
$7.09B
P/E
–
Revenue (TTM)
$2.86B
Div. yield
–
Real Estate Software Technology
5 wins
PRCH Porch Group, Inc.
$21.56 +24.3% 1M +47.6% 1Y
Market cap
$2.33B
P/E
243.2x
Revenue (TTM)
$530.17M
Div. yield
–
Property and Casualty Insurance Financial Services
5 wins

Head to Head

10 decided of 12

Zillow leads on 5 of the 12 questions below (Zillow 5, Porch 5). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionZGPAPLPRCHLeader
Larger companyMarket capitalisation $7.09B $18.64M $2.33B ZG
Cheaper on earningsLower P/E, profitable companies only -62.8x -7.4x 243.2x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS 14.7x — 718.7x ZG
Faster revenue growthRevenue growth, trailing twelve months +15.1% -6.6% +15.6% PRCH
More profitableNet margin, trailing twelve months -4.0% -90.1% 1.8% PRCH
Better return on capitalReturn on invested capital -3.1% — 1.1% PRCH
Less leveragedLower net debt / EBITDA -2.3x 26.6x 2.1x ZG
Higher dividend yieldTrailing dividend yield 0.00% — 0.00% –
Better 1-year returnPrice return, last 12 months -50.7% -80.7% +47.6% PRCH
Better 5-year returnAnnualised price return, 5 years -12.2%/yr — -1.2%/yr PRCH
Less volatileAnnualised volatility, 1 year 52.6% 138.8% 79.3% ZG
Higher overall scoreMean of the five percentile scores vs peers 62/100 28/100 23/100 ZG

Percentile Scorecard

ZGPAPLPRCH

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisZGPAPLPRCH
Valuation 65 #32 of 89 6 #157 of 167 6 #112 of 119
Growth 32 #56 of 82 44 #92 of 162 64 #43 of 116
Profitability 46 #43 of 78 12 #135 of 153 18 #95 of 116
Financial Health 70 #29 of 95 51 #79 of 160 21 #93 of 118
Shareholder Returns 98 #2 of 54 – 7 #101 of 109
Overall 62 28 23
  • ZG ranked among 98 companies in Vertical Software
  • PAPL ranked among 172 companies in Lending and Credit
  • PRCH ranked among 126 companies in Insurance

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodZGPAPLPRCHSPY
1 month +22.5%-21.5%+24.3% -1.0%
3 months -6.6%-40.7%+36.8% -0.4%
6 months -23.2%-32.4%+94.2% +4.5%
Year to date -49.5%-48.2%+136.1% +12.4%
1 year -50.7%-80.7%+47.6% +13.6%
3 years -6.3%-98.0%+3,070.6% +76.4%
3 years, per year -2.2%-73.1%+216.8% +20.8%
5 years -47.9%—-6.0% +63.7%
5 years, per year -12.2%—-1.2% +10.4%
10 years +1.7%—— +267.7%
10 years, per year +0.2%—— +13.9%

Risk

MeasureZGPAPLPRCHSPY
Volatility, 1Y 52.6%138.8%79.3% 12.8%
Downside volatility, 1Y 55.7%125.6%82.1% 12.7%
Beta vs S&P 500, 1Y 1.211.542.02 1.00
Return / volatility, 1Y -0.97-0.580.60 1.06
Max drawdown, 5Y -68.1%-99.4%-98.0% -25.4%
From 52-week high -53.4%-80.7%0.0% -1.6%
52-week high $73.87$3.79$21.56 $779.14
52-week low $27.70$0.58$6.40 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleZGPAPLPRCH
P/E now vs peer median -68.7xmedian 42.1x -7.4xmedian 12.0x 255.0xmedian 11.1x
P/S now vs peer median 2.7xmedian 2.6x 6.7xmedian 2.6x 5.4xmedian 1.4x
EV/EBITDA now vs peer median 54.4xmedian 16.8x 72.0xmedian 13.2x 42.8xmedian 7.3x
P/FCF now vs peer median 24.8xmedian 21.0x -3.6xmedian 5.5x 25.1xmedian 9.0x
P/B now vs peer median 1.8xmedian 1.8x 0.4xmedian 0.7x 96.4xmedian 1.6x
PEG now vs peer median -7.36median 1.52 —median 0.34 9.48median 0.64

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsZGPAPLPRCH
Revenue $2.86B $2.78M $530.17M
Gross profit $2.07B – $382.03M
Operating income -$146.00M -$402.62K $42.24M
Net income -$113.00M -$2.51M -$2.36M
Free cash flow $313.00M -$5.13M $114.00M
R&D $610.00M – $57.28M
EPS (diluted) $-0.50 $-0.10 $0.08
Cash & equivalents $602.00M $10.51M $230.54M
Total debt $392.00M $21.44M $404.26M
Shares (diluted) 225.31M 25.58M 126.30M
Enterprise value $3.63B -$13.37M $1.49B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricZGPAPLPRCH
P/E -68.7x -7.4x 255.0x
P/FCF 24.8x -3.6x 25.1x
P/Operating cash flow 17.5x -3.6x 24.9x
P/S 2.7x 6.7x 5.4x
P/B 1.8x 0.4x 96.4x
P/Tangible book 2.0x 8.4x -55.0x
EV/EBITDA 54.4x 72.0x 42.8x
EV/EBIT -51.1x -73.4x 71.2x
EV/Revenue 2.6x 10.6x 5.7x
EV/FCF 23.8x -5.8x 26.4x
EV/Operating cash flow 16.8x -5.8x 26.2x
PEG (3Y EPS CAGR) -7.36 – 9.48

Growth

14 metrics
MetricZGPAPLPRCH
Revenue growth (1Y) 15.1% -6.6% 15.6%
Revenue CAGR (3Y) 14.5% – 11.8%
Gross profit growth (1Y) 11.5% – 15.6%
Gross profit CAGR (3Y) 11.1% – 30.0%
Operating income growth (1Y) -58.7% 88.0% -6.5%
Operating income CAGR (3Y) 16.2% – 29.7%
Net income growth (1Y) -253.1% 29.1% -106.5%
Net income CAGR (3Y) 10.4% – 75.8%
EPS growth (1Y) -301.6% 98.2% -74.1%
EPS CAGR (3Y) 9.3% – 26.9%
Operating cash flow growth (1Y) 6.5% -628.7% 197.8%
Operating cash flow CAGR (3Y) 8.1% – 19.4%
Free cash flow growth (1Y) 12.2% -629.0% 199.5%
Free cash flow CAGR (3Y) 12.0% – 19.8%

Profitability

14 metrics
MetricZGPAPLPRCH
Gross margin 72.5% – 72.1%
EBITDA margin 4.8% 14.8% 13.3%
Operating margin -5.1% -14.5% 8.0%
Pretax margin -3.7% -74.1% 1.8%
Net margin -4.0% -90.1% 1.8%
FCF margin 11.0% -184.6% 21.5%
Operating cash flow margin 15.6% -184.6% 21.7%
Return on equity -2.6% -5.2% 4.6%
Return on assets -2.1% -3.3% 0.1%
Return on invested capital -3.1% – 1.1%
Return on capital employed -3.4% -1.0% 5.5%
Asset turnover 0.5x 0.0x 0.6x
Cash conversion (OCF / net income) -3.9x 2.0x -48.7x
Stock comp / revenue 12.2% 3.9% 6.7%

Financial Health

11 metrics
MetricZGPAPLPRCH
Debt / assets 7.4% 28.3% 46.7%
Debt / equity 0.1x 0.4x 13.6x
Net debt / EBITDA -2.3x 26.6x 2.1x
Debt / FCF 1.3x -4.2x 3.5x
Liabilities / assets 20.6% 31.9% 96.6%
Equity / assets 79.4% 68.1% 3.4%
Interest coverage -7.0x -0.4x 0.7x
Current ratio 1.8x 1.0x 1.5x
Quick ratio 0.9x 1.0x 3.5x
Cash ratio 0.7x 0.4x 3.2x
Altman Z-score 4.35 0.21 1.84

Shareholder Returns

7 metrics
MetricZGPAPLPRCH
Dividend yield – – –
Net buyback yield 13.4% – 0.1%
Shareholder yield 13.4% – 0.1%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusZGPAPLPRCH
Forward P/E 14.7xFY2026 – 718.7xFY2026
EPS, next fiscal year $2.34FY2026 $-0.32FY2026 $0.03FY2026
EPS growth, next FY +42.7%FY2026 – –
EPS growth, the year after +26.9% – +833.3%
Revenue, next fiscal year $3.04BFY2026 $4.16MFY2026 $493.33MFY2026
Revenue growth, next FY +17.8%FY2026 +39.1%FY2026 +17.8%FY2026
Revenue growth, the year after +11.5% +77.2% +20.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersZGPAPLPRCH
Held by institutions 100.0% – 78.9%
Institutions holding 264 – 203
Change in shares held, QoQ +0.1% – +2.8%
Institutions buying 125 – 124
Institutions selling 98 – 55
Buyers to sellers 1.28 – 2.25

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

ZGPAPLPRCH
ZG 1.00 0.10 0.22
PAPL 0.10 1.00 0.07
PRCH 0.22 0.07 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, ZG, PAPL and PRCH?

Zillow (ZG) is the largest by market capitalisation: Zillow (ZG) $7.09B, Pineapple Financial (PAPL) $18.64M, Porch (PRCH) $2.33B.

Which company is growing faster?

Porch (PRCH) grew revenue fastest over the trailing twelve months: Zillow (ZG) +15.1%, Pineapple Financial (PAPL) -6.6%, Porch (PRCH) +15.6%.

Which company is more profitable?

Porch (PRCH) has the highest net margin (Zillow (ZG) -4.0%, Pineapple Financial (PAPL) -90.1%, Porch (PRCH) 1.8%). On return on invested capital, Porch (PRCH) leads (Zillow (ZG) -3.1%, Porch (PRCH) 1.1%).

Which stock has performed better?

Over the past year Porch (PRCH) returned the most: Zillow (ZG) -50.7%, Pineapple Financial (PAPL) -80.7%, Porch (PRCH) +47.6%. Over five years, Porch (PRCH) compounded fastest (Zillow (ZG) -12.2%/yr, Porch (PRCH) -1.2%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Zillow (ZG) has been the steadiest (Zillow (ZG) 52.6%, Pineapple Financial (PAPL) 138.8%, Porch (PRCH) 79.3%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, ZG, PAPL and PRCH?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Zillow (ZG) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.