WSE vs RELY vs V Stock Comparison

Wise, Remitly Global and Visa Prices as of Oct 28, 2026 Peers: Industry group
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WSE Wise Group plc
$10.91 -5.1% 1M
Market cap
$11.18B
P/E
–
Revenue (TTM)
—
Div. yield
–
Money Transfer Financial Services
RELY Remitly Global, Inc.
$24.27 +10.9% 1M +45.9% 1Y
Market cap
$5.22B
P/E
17.1x
Revenue (TTM)
$1.81B
Div. yield
–
Money Transfer Financial Services
5 wins
V Visa Inc.
$401.02 +9.0% 1M +15.6% 1Y
Market cap
$686.87B
P/E
27.1x
Revenue (TTM)
$45.90B
Div. yield
–
Payment Networks Financial Services
3 wins

Head to Head

8 decided of 12

Remitly Global leads on 5 of the 12 questions below (Remitly Global 5, Visa 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionWSERELYVLeader
Larger companyMarket capitalisation $11.18B $5.22B $686.87B V
Cheaper on earningsLower P/E, profitable companies only — 17.1x 27.1x RELY
Cheaper on forward earningsLower price / next fiscal year consensus EPS 20.2x 17.3x 29.0x RELY
Faster revenue growthRevenue growth, trailing twelve months — +23.8% +14.8% RELY
More profitableNet margin, trailing twelve months — 16.9% — –
Better return on capitalReturn on invested capital — 16.8% — –
Less leveragedLower net debt / EBITDA — -3.1x — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months — +45.9% +15.6% RELY
Better 5-year returnAnnualised price return, 5 years — -4.5%/yr +13.6%/yr V
Less volatileAnnualised volatility, 1 year 43.5% 57.8% 22.2% V
Higher overall scoreMean of the five percentile scores vs peers — 69/100 49/100 RELY

Percentile Scorecard

WSERELYV

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisWSERELYV
Valuation – 48 #487 of 941 10 #847 of 941
Growth – 98 #16 of 636 56 #280 of 636
Profitability – 69 #191 of 612 95 #32 of 612
Financial Health – 96 #26 of 693 79 #145 of 693
Shareholder Returns – 33 #471 of 706 7 #657 of 706
Overall – 69 49
  • WSE ranked among 1,003 companies in Financial Services
  • RELY ranked among 1,003 companies in Financial Services
  • V ranked among 1,003 companies in Financial Services

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodWSERELYVSPY
1 month -5.1%+10.9%+9.0% +0.9%
3 months -8.5%+4.2%+8.6% +5.9%
6 months —+10.9%+19.8% +8.5%
Year to date —+75.9%+14.3% +13.3%
1 year —+45.9%+15.6% +12.4%
3 years —-6.0%+74.9% +88.1%
3 years, per year —-2.0%+20.5% +23.5%
5 years —-20.7%+89.4% +68.2%
5 years, per year —-4.5%+13.6% +11.0%
10 years ——+387.7% +263.4%
10 years, per year ——+17.2% +13.8%

Risk

MeasureWSERELYVSPY
Volatility, 1Y 43.5%57.8%22.2% 12.7%
Downside volatility, 1Y 47.9%60.7%19.9% 12.7%
Beta vs S&P 500, 1Y 0.591.490.28 1.00
Return / volatility, 1Y —0.790.70 0.98
Max drawdown, 5Y -32.5%-81.7%-24.5% -25.4%
From 52-week high -29.2%-9.8%-3.2% -0.9%
52-week high $15.40$26.92$414.26 $779.14
52-week low $10.40$12.20$295.52 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleWSERELYV
P/E now vs peer median —median 12.9x 16.8xmedian 12.9x 27.1xmedian 12.9x
P/S now vs peer median —median 3.2x 2.8xmedian 3.2x 15.6xmedian 3.2x
EV/EBITDA now vs peer median —median 7.5x 20.7xmedian 7.5x —median 7.5x
P/FCF now vs peer median 1.8xmedian 10.8x 13.2xmedian 10.8x 31.1xmedian 10.8x
P/B now vs peer median —median 1.2x 4.6xmedian 1.2x 19.8xmedian 1.2x
PEG now vs peer median —median 0.87 0.26median 0.87 —median 0.87

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsWSERELYV
Revenue – $1.81B $45.90B
Gross profit – $1.11B –
Operating income – $171.01M $28.11B
Net income – $305.01M $23.50B
Free cash flow – $388.00M –
R&D – $316.21M –
EPS (diluted) – $1.38 –
Cash & equivalents – $676.39M $12.94B
Total debt – $3.02M –
Shares (diluted) 1.03B 221.05M 1.90B
Enterprise value $11.18B $2.87B $686.87B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricWSERELYV
P/E – 16.8x 27.1x
P/FCF 1.8x 13.2x 31.1x
P/Operating cash flow – 12.6x 30.1x
P/S – 2.8x 15.6x
P/B – 4.6x 19.8x
P/Tangible book – 4.6x 81.8x
EV/EBITDA – 20.7x –
EV/EBIT – 26.1x –
EV/Revenue – 2.5x 15.6x
EV/FCF – 11.5x –
EV/Operating cash flow – 11.0x 30.1x
PEG (3Y EPS CAGR) – 0.26 –

Growth

14 metrics
MetricWSERELYV
Revenue growth (1Y) – 23.8% 14.8%
Revenue CAGR (3Y) – 31.4% 12.0%
Gross profit growth (1Y) – 27.6% –
Gross profit CAGR (3Y) – 38.0% –
Operating income growth (1Y) – 627.6% 17.2%
Operating income CAGR (3Y) – 53.7% 10.2%
Net income growth (1Y) – 2,066% 17.2%
Net income CAGR (3Y) – 71.7% 10.8%
EPS growth (1Y) – 2,046% –
EPS CAGR (3Y) – 64.9% –
Operating cash flow growth (1Y) – 59.3% 2.9%
Operating cash flow CAGR (3Y) – 60.7% 4.6%
Free cash flow growth (1Y) – 66.8% –
Free cash flow CAGR (3Y) – 58.9% –

Profitability

14 metrics
MetricWSERELYV
Gross margin – 61.5% –
EBITDA margin – 11.9% –
Operating margin – 9.5% –
Pretax margin – 9.1% –
Net margin – 16.9% –
FCF margin – 21.4% –
Operating cash flow margin – 22.4% 51.7%
Return on equity – 30.0% 65.9%
Return on assets – 20.7% 24.9%
Return on invested capital – 16.8% –
Return on capital employed – 15.9% –
Asset turnover – 1.2x 0.5x
Cash conversion (OCF / net income) – 1.3x 1.0x
Stock comp / revenue – 7.9% 2.0%

Financial Health

11 metrics
MetricWSERELYV
Debt / assets – 0.2% –
Debt / equity – 0.0x –
Net debt / EBITDA – -3.1x –
Debt / FCF – 0.0x –
Liabilities / assets – 28.1% 61.7%
Equity / assets – 71.9% 38.3%
Interest coverage – 16.7x –
Current ratio – 3.2x 1.0x
Quick ratio – 1.7x –
Cash ratio – 1.7x –
Altman Z-score – 9.00 –

Shareholder Returns

7 metrics
MetricWSERELYV
Dividend yield – – 0.7%
Net buyback yield – 1.7% –
Shareholder yield – 1.7% 0.7%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusWSERELYV
Forward P/E 20.2xFY2026 17.3xFY2026 29.0xFY2026
EPS, next fiscal year $0.54FY2026 $1.40FY2026 $13.83FY2026
EPS growth, next FY +12.5%FY2026 +351.6%FY2026 +20.6%FY2026
EPS growth, the year after +20.4% -26.4% +11.6%
Revenue, next fiscal year $2.84BFY2026 $1.85BFY2026 $48.15BFY2027
Revenue growth, next FY +13.8%FY2026 +12.9%FY2026 +4.9%FY2027
Revenue growth, the year after +21.9% +36.0% +19.9%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersWSERELYV
Held by institutions 26.2% 86.6% 87.6%
Institutions holding 214 346 4,529
Change in shares held, QoQ – +5.8% +2.4%
Institutions buying 214 230 2,329
Institutions selling 0 74 1,733
Buyers to sellers – 3.11 1.34

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

WSERELYV
WSE 1.00 0.41 0.42
RELY 0.41 1.00 0.23
V 0.42 0.23 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, WSE, RELY and V?

Visa (V) is the largest by market capitalisation: Wise (WSE) $11.18B, Remitly Global (RELY) $5.22B, Visa (V) $686.87B.

Which stock is cheaper, WSE, RELY and V?

Remitly Global (RELY) trades on the lowest price-to-earnings ratio (Remitly Global (RELY) 17.1x, Visa (V) 27.1x). On next year's consensus earnings, Remitly Global (RELY) is cheapest (Wise (WSE) 20.2x, Remitly Global (RELY) 17.3x, Visa (V) 29.0x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Remitly Global (RELY) grew revenue fastest over the trailing twelve months: Remitly Global (RELY) +23.8%, Visa (V) +14.8%.

Which stock has performed better?

Over the past year Remitly Global (RELY) returned the most: Remitly Global (RELY) +45.9%, Visa (V) +15.6%. Over five years, Visa (V) compounded fastest (Remitly Global (RELY) -4.5%/yr, Visa (V) +13.6%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Visa (V) has been the steadiest (Wise (WSE) 43.5%, Remitly Global (RELY) 57.8%, Visa (V) 22.2%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, WSE, RELY and V?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Remitly Global (RELY) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.