UWMC vs BSBR vs EXR Stock Comparison

UWM Holdings, Banco Santander (Brasil) and Extra Space Storage Prices as of Oct 27, 2026 Peers: Industry group
UWMC UWM Holdings Corp
$1.55 +26.0% 1M -73.5% 1Y
Market cap
$509.66M
P/E
–
Revenue (TTM)
$3.58B
Div. yield
–
Mortgage Lending Financial Services
1 win
EXR Extra Space Storage Inc.
$144.71 +8.5% 1M -3.2% 1Y
Market cap
$30.70B
P/E
29.5x
Revenue (TTM)
$3.48B
Div. yield
–
Self-Storage REITs Real Estate
4 wins

Head to Head

7 decided of 12

Extra Space Storage leads on 4 of the 12 questions below (Extra Space Storage 4, Banco Santander (Brasil) 2, UWM Holdings 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionUWMCBSBREXRLeader
Larger companyMarket capitalisation $509.66M $17.33B $30.70B EXR
Cheaper on earningsLower P/E, profitable companies only -13.7x — 29.5x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS 8.2x 7.1x 30.0x BSBR
Faster revenue growthRevenue growth, trailing twelve months +26.1% — +4.1% UWMC
More profitableNet margin, trailing twelve months -1.0% — — –
Better return on capitalReturn on invested capital 6.3% — — –
Less leveragedLower net debt / EBITDA 10.6x — — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -73.5% -12.5% -3.2% EXR
Better 5-year returnAnnualised price return, 5 years -25.6%/yr -4.9%/yr -5.7%/yr BSBR
Less volatileAnnualised volatility, 1 year 80.1% 37.9% 23.1% EXR
Higher overall scoreMean of the five percentile scores vs peers 36/100 — 46/100 EXR

Percentile Scorecard

UWMCBSBREXR

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisUWMCBSBREXR
Valuation 20 #136 of 169 – 35 #95 of 145
Growth 16 #135 of 160 – 59 #58 of 141
Profitability 32 #102 of 149 – –
Financial Health 18 #130 of 158 26 #130 of 175 –
Shareholder Returns 95 #8 of 136 99 #3 of 341 45 #72 of 131
Overall 36 – 46
  • UWMC ranked among 174 companies in Lending and Credit
  • BSBR ranked among 368 companies in Banking
  • EXR ranked among 149 companies in Property REITs

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodUWMCBSBREXRSPY
1 month +26.0%-15.7%+8.5% -0.2%
3 months -17.1%-12.0%-5.0% +3.9%
6 months -57.5%-18.0%+2.6% +8.2%
Year to date -64.6%-20.8%+11.1% +12.9%
1 year -73.5%-12.5%-3.2% +12.3%
3 years -68.9%-10.4%+38.6% +87.4%
3 years, per year -32.3%-3.6%+11.5% +23.3%
5 years -77.1%-22.3%-25.3% +67.9%
5 years, per year -25.6%-4.9%-5.7% +10.9%
10 years —-39.0%+105.0% +261.1%
10 years, per year —-4.8%+7.4% +13.7%

Risk

MeasureUWMCBSBREXRSPY
Volatility, 1Y 80.1%37.9%23.1% 12.7%
Downside volatility, 1Y 89.8%39.3%23.6% 12.7%
Beta vs S&P 500, 1Y 1.481.230.34 1.00
Return / volatility, 1Y -0.92-0.33-0.14 0.97
Max drawdown, 5Y -89.5%-52.2%-54.5% -25.4%
From 52-week high -74.6%-32.8%-5.3% -1.2%
52-week high $6.10$7.20$152.75 $779.14
52-week low $1.00$4.82$126.69 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleUWMCBSBREXR
P/E now vs peer median -14.1xmedian 11.1x —median 12.1x 29.4xmedian 26.3x
P/S now vs peer median 0.7xmedian 2.6x —median 3.4x 8.8xmedian 4.0x
EV/EBITDA now vs peer median 15.3xmedian 13.5x —median 5.0x —median 14.4x
P/FCF now vs peer median -0.5xmedian 7.0x —median 10.9x 26.5xmedian 23.3x
P/B now vs peer median 2.5xmedian 0.7x 1.5xmedian 1.2x —median 1.3x
PEG now vs peer median 0.28median 0.32 —median 1.34 5.64median 1.91

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsUWMCBSBREXR
Revenue $3.58B – $3.48B
Operating income – – $1.52B
Net income -$104.96M – $1.09B
Free cash flow -$4.92B – –
EPS (diluted) $-0.11 – $4.72
Cash & equivalents $498.41M $5.42B $114.82M
Total debt $19.23B $55.96B –
Shares (diluted) 337.53M 3.93B 220.36M
Enterprise value -$1.79B -$330.70B $30.70B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricUWMCBSBREXR
P/E -14.1x – 29.4x
P/FCF -0.5x – 26.5x
P/Operating cash flow -0.5x – –
P/S 0.7x – 8.8x
P/B 2.5x 1.5x –
P/Tangible book -0.6x 2.0x –
EV/EBITDA 15.3x – –
EV/EBIT 17.3x – –
EV/Revenue 2.2x – 8.8x
EV/FCF -1.6x – –
EV/Operating cash flow -1.6x – –
PEG (3Y EPS CAGR) 0.28 – 5.64

Growth

14 metrics
MetricUWMCBSBREXR
Revenue growth (1Y) 26.1% – 4.1%
Revenue CAGR (3Y) 27.3% – 15.3%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – 7.1%
Operating income CAGR (3Y) – – 11.2%
Net income growth (1Y) -175.0% – 8.9%
Net income CAGR (3Y) -31.9% – 8.9%
EPS growth (1Y) -287.6% – 10.0%
EPS CAGR (3Y) -51.2% – 5.2%
Operating cash flow growth (1Y) -103.1% – –
Operating cash flow CAGR (3Y) -18.2% – –
Free cash flow growth (1Y) -100.4% – –
Free cash flow CAGR (3Y) -18.4% – –

Profitability

14 metrics
MetricUWMCBSBREXR
Gross margin – – –
EBITDA margin 14.6% – –
Operating margin – – –
Pretax margin -3.2% – –
Net margin -1.0% – –
FCF margin -137.6% – –
Operating cash flow margin -135.9% – –
Return on equity -8.1% – –
Return on assets -0.6% – 3.7%
Return on invested capital 6.3% – –
Return on capital employed – – –
Asset turnover 0.2x – 0.1x
Cash conversion (OCF / net income) 46.3x – –
Stock comp / revenue 1.6% – –

Financial Health

11 metrics
MetricUWMCBSBREXR
Debt / assets 33.5% 6.3% –
Debt / equity 6.1x 0.6x –
Net debt / EBITDA 10.6x – –
Debt / FCF -1.2x – –
Liabilities / assets 94.5% 90.1% 52.5%
Equity / assets 5.5% 9.9% –
Interest coverage 0.8x – –
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricUWMCBSBREXR
Dividend yield 19.4% 8.7% 4.5%
Net buyback yield – – –
Shareholder yield 19.4% 8.7% 4.5%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusUWMCBSBREXR
Forward P/E 8.2xFY2026 7.1xFY2026 30.0xFY2026
EPS, next fiscal year $0.19FY2026 $0.68FY2026 $4.82FY2026
EPS growth, next FY +58.3%FY2026 -18.1%FY2026 +5.0%FY2026
EPS growth, the year after +26.3% +30.9% -2.1%
Revenue, next fiscal year $2.26BFY2026 $16.93BFY2026 $3.38BFY2026
Revenue growth, next FY -5.8%FY2026 +6.4%FY2026 +0.1%FY2026
Revenue growth, the year after +37.3% +9.6% +11.4%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersUWMCBSBREXR
Held by institutions 17.0% 14.6% 97.5%
Institutions holding 290 88 795
Change in shares held, QoQ +31.8% +1.3% +2.2%
Institutions buying 213 52 386
Institutions selling 50 24 266
Buyers to sellers 4.26 2.17 1.45

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

UWMCBSBREXR
UWMC 1.00 0.13 0.20
BSBR 0.13 1.00 0.18
EXR 0.20 0.18 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, UWMC, BSBR and EXR?

Extra Space Storage (EXR) is the largest by market capitalisation: UWM Holdings (UWMC) $509.66M, Banco Santander (Brasil) (BSBR) $17.33B, Extra Space Storage (EXR) $30.70B.

Which company is growing faster?

UWM Holdings (UWMC) grew revenue fastest over the trailing twelve months: UWM Holdings (UWMC) +26.1%, Extra Space Storage (EXR) +4.1%.

Which stock has performed better?

Over the past year Extra Space Storage (EXR) returned the most: UWM Holdings (UWMC) -73.5%, Banco Santander (Brasil) (BSBR) -12.5%, Extra Space Storage (EXR) -3.2%. Over five years, Banco Santander (Brasil) (BSBR) compounded fastest (UWM Holdings (UWMC) -25.6%/yr, Banco Santander (Brasil) (BSBR) -4.9%/yr, Extra Space Storage (EXR) -5.7%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Extra Space Storage (EXR) has been the steadiest (UWM Holdings (UWMC) 80.1%, Banco Santander (Brasil) (BSBR) 37.9%, Extra Space Storage (EXR) 23.1%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, UWMC, BSBR and EXR?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Extra Space Storage (EXR) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.