TFC vs MTB vs FITB Stock Comparison

Truist Financial, M&T Bank and Fifth Third Bancorp Prices as of Oct 29, 2026 Peers: Industry group
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TFC Truist Financial Corp
$49.28 +6.1% 1M +12.2% 1Y
Market cap
$58.83B
P/E
12.1x
Revenue (TTM)
$19.41B
Div. yield
0.04%
Regional Banks Financial Services
1 win
MTB M&T Bank Corp
$224.21 +3.1% 1M +23.6% 1Y
Market cap
$32.11B
P/E
11.1x
Revenue (TTM)
—
Div. yield
–
Regional Banks Financial Services
4 wins
FITB Fifth Third Bancorp
$54.44 +6.8% 1M +30.3% 1Y
Market cap
$49.03B
P/E
18.4x
Revenue (TTM)
$10.16B
Div. yield
–
Regional Banks Financial Services
5 wins

Head to Head

10 decided of 12

Fifth Third Bancorp leads on 5 of the 12 questions below (Fifth Third Bancorp 5, M&T Bank 4, Truist Financial 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionTFCMTBFITBLeader
Larger companyMarket capitalisation $58.83B $32.11B $49.03B TFC
Cheaper on earningsLower P/E, profitable companies only 12.1x 11.1x 18.4x MTB
Cheaper on forward earningsLower price / next fiscal year consensus EPS 11.5x 10.9x 17.3x MTB
Faster revenue growthRevenue growth, trailing twelve months -3.6% — +17.1% FITB
More profitableNet margin, trailing twelve months 25.1% — 26.2% FITB
Better return on capitalReturn on invested capital 10.2% — 12.9% FITB
Less leveragedLower net debt / EBITDA 4.1x — — –
Higher dividend yieldTrailing dividend yield 0.04% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +12.2% +23.6% +30.3% FITB
Better 5-year returnAnnualised price return, 5 years -4.9%/yr +8.8%/yr +4.6%/yr MTB
Less volatileAnnualised volatility, 1 year 23.4% 21.4% 24.9% MTB
Higher overall scoreMean of the five percentile scores vs peers 34/100 — 42/100 FITB

Percentile Scorecard

TFCMTBFITB

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisTFCMTBFITB
Valuation 43 #206 of 361 66 #122 of 361 11 #322 of 361
Growth 19 #124 of 153 – 26 #114 of 153
Profitability 39 #79 of 128 – 47 #69 of 128
Financial Health 22 #109 of 140 – 55 #63 of 140
Shareholder Returns 45 #184 of 335 56 #149 of 335 70 #100 of 335
Overall 34 – 42
  • TFC ranked among 368 companies in Banking
  • MTB ranked among 368 companies in Banking
  • FITB ranked among 368 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodTFCMTBFITBSPY
1 month +6.1%+3.1%+6.8% +0.7%
3 months -5.2%-9.2%-3.8% +3.7%
6 months -4.3%+2.6%+7.2% +7.1%
Year to date +0.1%+11.3%+16.3% +12.8%
1 year +12.2%+23.6%+30.3% +11.9%
3 years +74.9%+100.1%+132.8% +85.2%
3 years, per year +20.5%+26.0%+32.6% +22.8%
5 years -22.4%+52.4%+25.1% +67.6%
5 years, per year -4.9%+8.8%+4.6% +10.9%
10 years +25.9%+83.7%+151.9% +262.0%
10 years, per year +2.3%+6.3%+9.7% +13.7%

Risk

MeasureTFCMTBFITBSPY
Volatility, 1Y 23.4%21.4%24.9% 12.7%
Downside volatility, 1Y 26.3%21.6%24.8% 12.6%
Beta vs S&P 500, 1Y 0.590.560.69 1.00
Return / volatility, 1Y 0.521.111.22 0.94
Max drawdown, 5Y -61.1%-43.1%-54.6% -25.4%
From 52-week high -11.7%-11.8%-8.3% -1.2%
52-week high $55.81$254.11$59.36 $779.14
52-week low $43.73$180.90$41.12 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleTFCMTBFITB
P/E now vs peer median 12.2xmedian 12.2x 11.3xmedian 12.2x 18.7xmedian 12.2x
P/S now vs peer median 3.0xmedian 3.4x 3.2xmedian 3.4x 4.9xmedian 3.4x
EV/EBITDA now vs peer median 7.7xmedian 5.3x —median 5.3x —median 5.3x
P/FCF now vs peer median 9.7xmedian 10.8x 8.7xmedian 10.8x —median 10.8x
P/B now vs peer median 1.0xmedian 1.2x 1.1xmedian 1.2x 1.4xmedian 1.2x
PEG now vs peer median -795.40median 1.34 3.34median 1.34 -2.94median 1.34

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsTFCMTBFITB
Revenue $19.41B – $10.16B
Net income $5.19B – $2.81B
Free cash flow $6.06B – –
EPS (diluted) $3.97 $19.72 $2.91
Cash & equivalents – – $4.37B
Total debt $65.79B – $22.27B
Shares (diluted) 1.23B 146.76M 916.00M
Enterprise value $58.83B $32.11B -$33.20B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricTFCMTBFITB
P/E 12.2x 11.3x 18.7x
P/FCF 9.7x 8.7x –
P/Operating cash flow 9.7x – –
P/S 3.0x 3.2x 4.9x
P/B 1.0x 1.1x 1.4x
P/Tangible book 1.0x 1.2x 1.5x
EV/EBITDA 7.7x – –
EV/EBIT 8.1x – 6.2x
EV/Revenue 6.4x – 4.7x
EV/FCF 20.6x – –
EV/Operating cash flow 20.6x – –
PEG (3Y EPS CAGR) -795.40 3.34 -2.94

Growth

14 metrics
MetricTFCMTBFITB
Revenue growth (1Y) -3.6% – 17.1%
Revenue CAGR (3Y) 2.0% – 4.6%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – –
Operating income CAGR (3Y) – – –
Net income growth (1Y) -0.8% – 20.2%
Net income CAGR (3Y) -3.2% – 3.3%
EPS growth (1Y) 5.0% 17.7% -10.3%
EPS CAGR (3Y) 0.0% 3.4% -6.3%
Operating cash flow growth (1Y) 54.2% – –
Operating cash flow CAGR (3Y) -14.8% – –
Free cash flow growth (1Y) 54.2% – –
Free cash flow CAGR (3Y) -14.8% – –

Profitability

14 metrics
MetricTFCMTBFITB
Gross margin – – –
EBITDA margin 83.0% – –
Operating margin – – –
Pretax margin 30.7% – 35.4%
Net margin 25.1% – 26.2%
FCF margin 31.2% – –
Operating cash flow margin 31.2% – –
Return on equity 8.3% – 10.0%
Return on assets 0.9% – 1.1%
Return on invested capital 10.2% – 12.9%
Return on capital employed – – –
Asset turnover 0.0x – 0.0x
Cash conversion (OCF / net income) 1.2x – –
Stock comp / revenue – – –

Financial Health

11 metrics
MetricTFCMTBFITB
Debt / assets 11.9% – 7.4%
Debt / equity 1.1x – 0.6x
Net debt / EBITDA 4.1x – –
Debt / FCF 10.9x – –
Liabilities / assets 88.9% 87.2% 88.5%
Equity / assets 11.1% 12.8% 11.5%
Interest coverage 1.6x – 1.9x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricTFCMTBFITB
Dividend yield 4.2% 2.7% 3.0%
Net buyback yield 7.3% – –
Shareholder yield 11.5% 2.7% 3.0%
Payout ratio (earnings) 49.5% – –
Payout ratio (FCF) 42.4% – –
Dividend growth (1Y) -4.9% – –
Dividend CAGR (3Y) -2.4% – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusTFCMTBFITB
Forward P/E 11.5xFY2026 10.9xFY2026 17.3xFY2026
EPS, next fiscal year $4.28FY2026 $20.48FY2026 $3.15FY2026
EPS growth, next FY +12.0%FY2026 +20.5%FY2026 -10.8%FY2026
EPS growth, the year after +18.0% -0.4% +61.3%
Revenue, next fiscal year $19.70BFY2026 $10.60BFY2026 $12.18BFY2026
Revenue growth, next FY -4.0%FY2026 +9.4%FY2026 +34.7%FY2026
Revenue growth, the year after +1.3% -4.7% +23.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersTFCMTBFITB
Held by institutions 76.7% 90.2% 90.8%
Institutions holding 1,689 1,149 1,305
Change in shares held, QoQ +0.8% -0.4% +3.9%
Institutions buying 800 524 692
Institutions selling 657 392 407
Buyers to sellers 1.22 1.34 1.70

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

TFCMTBFITB
TFC 1.00 0.85 0.84
MTB 0.85 1.00 0.87
FITB 0.84 0.87 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, TFC, MTB and FITB?

Truist Financial (TFC) is the largest by market capitalisation: Truist Financial (TFC) $58.83B, M&T Bank (MTB) $32.11B, Fifth Third Bancorp (FITB) $49.03B.

Which stock is cheaper, TFC, MTB and FITB?

M&T Bank (MTB) trades on the lowest price-to-earnings ratio (Truist Financial (TFC) 12.1x, M&T Bank (MTB) 11.1x, Fifth Third Bancorp (FITB) 18.4x). On next year's consensus earnings, M&T Bank (MTB) is cheapest (Truist Financial (TFC) 11.5x, M&T Bank (MTB) 10.9x, Fifth Third Bancorp (FITB) 17.3x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Fifth Third Bancorp (FITB) grew revenue fastest over the trailing twelve months: Truist Financial (TFC) -3.6%, Fifth Third Bancorp (FITB) +17.1%.

Which company is more profitable?

Fifth Third Bancorp (FITB) has the highest net margin (Truist Financial (TFC) 25.1%, Fifth Third Bancorp (FITB) 26.2%). On return on invested capital, Fifth Third Bancorp (FITB) leads (Truist Financial (TFC) 10.2%, Fifth Third Bancorp (FITB) 12.9%).

Which stock has performed better?

Over the past year Fifth Third Bancorp (FITB) returned the most: Truist Financial (TFC) +12.2%, M&T Bank (MTB) +23.6%, Fifth Third Bancorp (FITB) +30.3%. Over five years, M&T Bank (MTB) compounded fastest (Truist Financial (TFC) -4.9%/yr, M&T Bank (MTB) +8.8%/yr, Fifth Third Bancorp (FITB) +4.6%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Truist Financial (TFC) 0.04%, M&T Bank (MTB) 0.00%, Fifth Third Bancorp (FITB) 0.00%. M&T Bank (MTB) and Fifth Third Bancorp (FITB) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, M&T Bank (MTB) has been the steadiest (Truist Financial (TFC) 23.4%, M&T Bank (MTB) 21.4%, Fifth Third Bancorp (FITB) 24.9%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, TFC, MTB and FITB?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Fifth Third Bancorp (FITB) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.