SMFG vs HSBC Stock Comparison

Sumitomo Mitsui Financial and Hsbc Holdings Prices as of Oct 26, 2026 Peers: Industry group
HSBC Hsbc Holdings Plc
$91.17 -9.7% 1M +36.1% 1Y
Market cap
$301.03B
P/E
12.1x
Revenue (TTM)
$55.61B
Div. yield
–
Money Center Banks Financial Services
6 wins

Head to Head

8 decided of 12

Hsbc Holdings leads on 6 of the 12 questions below (Hsbc Holdings 6, Sumitomo Mitsui Financial 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionSMFGHSBCLeader
Larger companyMarket capitalisation $93.04B $301.03B HSBC
Cheaper on earningsLower P/E, profitable companies only -2.1x 12.1x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS 14.3x 10.1x HSBC
Faster revenue growthRevenue growth, trailing twelve months +34.8% +2,725.8% HSBC
More profitableNet margin, trailing twelve months -42.5% 44.6% HSBC
Better return on capitalReturn on invested capital -0.9% — –
Less leveragedLower net debt / EBITDA — — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +48.5% +36.1% SMFG
Better 5-year returnAnnualised price return, 5 years +29.4%/yr +24.6%/yr SMFG
Less volatileAnnualised volatility, 1 year 29.2% 27.7% HSBC
Higher overall scoreMean of the five percentile scores vs peers 23/100 69/100 HSBC

Percentile Scorecard

SMFGHSBC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisSMFGHSBC
Valuation 47 #192 of 362 33 #242 of 362
Growth 34 #147 of 221 73 #60 of 221
Profitability 18 #165 of 200 81 #38 of 200
Financial Health 4 #196 of 203 –
Shareholder Returns 11 #303 of 342 89 #40 of 342
Overall 23 69
  • SMFG ranked among 370 companies in Banking
  • HSBC ranked among 370 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodSMFGHSBCSPY
1 month -10.5%-9.7% -0.8%
3 months -9.7%-12.3% +3.5%
6 months +17.0%+1.3% +7.0%
Year to date +23.1%+15.9% +12.2%
1 year +48.5%+36.1% +13.0%
3 years +147.7%+148.4% +86.3%
3 years, per year +35.3%+35.5% +23.1%
5 years +262.3%+199.7% +68.6%
5 years, per year +29.4%+24.6% +11.0%
10 years +252.1%+139.2% +258.0%
10 years, per year +13.4%+9.1% +13.6%

Risk

MeasureSMFGHSBCSPY
Volatility, 1Y 29.2%27.7% 12.7%
Downside volatility, 1Y 28.2%26.8% 12.7%
Beta vs S&P 500, 1Y 1.101.28 1.00
Return / volatility, 1Y 1.661.30 1.02
Max drawdown, 5Y -30.0%-34.6% -25.4%
From 52-week high -13.6%-15.5% -1.8%
52-week high $27.55$107.85 $779.14
52-week low $16.05$67.20 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleSMFGHSBC
P/E now vs peer median -2.1xmedian 12.1x 12.8xmedian 12.1x
P/S now vs peer median 0.9xmedian 3.4x 5.6xmedian 3.4x
EV/EBITDA now vs peer median —median 5.0x —median 5.0x
P/FCF now vs peer median —median 11.0x —median 11.0x
P/B now vs peer median 1.2xmedian 1.2x 1.6xmedian 1.2x
PEG now vs peer median 0.08median 1.36 1.95median 1.36

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsSMFGHSBC
Revenue $103.68B $55.61B
Gross profit $67.73B –
Operating income -$30.78B $30.80B
Net income $11.49B $26.01B
EPS (diluted) $-11.47 $7.07
Cash & equivalents – $227.80B
Total debt $397.48B –
Shares (diluted) 3.84B 3.51B
Enterprise value -$1.26T -$1.53T

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricSMFGHSBC
P/E -2.1x 12.8x
P/FCF – –
P/Operating cash flow – –
P/S 0.9x 5.6x
P/B 1.2x 1.6x
P/Tangible book 1.2x 1.6x
EV/EBITDA – –
EV/EBIT -35.6x 2.8x
EV/Revenue 0.8x 1.5x
EV/FCF – –
EV/Operating cash flow – –
PEG (3Y EPS CAGR) 0.08 1.95

Growth

14 metrics
MetricSMFGHSBC
Revenue growth (1Y) 34.8% 2,726%
Revenue CAGR (3Y) 14.6% 4.0%
Gross profit growth (1Y) 12.6% –
Gross profit CAGR (3Y) 5.3% –
Operating income growth (1Y) -32.3% 25.1%
Operating income CAGR (3Y) -75.2% 4.4%
Net income growth (1Y) 823.3% 31.5%
Net income CAGR (3Y) 4.6% 0.8%
EPS growth (1Y) 15.9% 46.4%
EPS CAGR (3Y) -25.7% 6.6%
Operating cash flow growth (1Y) – –
Operating cash flow CAGR (3Y) – –
Free cash flow growth (1Y) – –
Free cash flow CAGR (3Y) – –

Profitability

14 metrics
MetricSMFGHSBC
Gross margin 65.3% –
EBITDA margin – –
Operating margin -29.7% 55.4%
Pretax margin 14.5% 60.5%
Net margin -42.5% 44.6%
FCF margin – –
Operating cash flow margin – –
Return on equity 13.3% 13.2%
Return on assets 0.6% 0.8%
Return on invested capital -0.9% –
Return on capital employed – –
Asset turnover 0.1x 0.0x
Cash conversion (OCF / net income) – –
Stock comp / revenue – –

Financial Health

11 metrics
MetricSMFGHSBC
Debt / assets 5.0% –
Debt / equity 1.4x –
Net debt / EBITDA – –
Debt / FCF – –
Liabilities / assets 96.4% 94.3%
Equity / assets 3.6% 5.7%
Interest coverage -0.1x –
Current ratio – –
Quick ratio – –
Cash ratio – –
Altman Z-score – –

Shareholder Returns

7 metrics
MetricSMFGHSBC
Dividend yield 1.2% 4.1%
Net buyback yield – –
Shareholder yield 1.2% 4.1%
Payout ratio (earnings) – –
Payout ratio (FCF) – –
Dividend growth (1Y) – –
Dividend CAGR (3Y) – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusSMFGHSBC
Forward P/E 14.3xFY2026 10.1xFY2026
EPS, next fiscal year $1.67FY2026 $9.02FY2026
EPS growth, next FY +28.5%FY2026 +19.5%FY2026
EPS growth, the year after +2.4% +9.1%
Revenue, next fiscal year $34.01BFY2026 $70.05BFY2026
Revenue growth, next FY -50.1%FY2026 -1.3%FY2026
Revenue growth, the year after +14.2% +18.0%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersSMFGHSBC
Held by institutions 3.5% 2.5%
Institutions holding 459 707
Change in shares held, QoQ +7.9% -0.3%
Institutions buying 291 402
Institutions selling 91 180
Buyers to sellers 3.20 2.23

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

SMFGHSBC
SMFG 1.00 0.54
HSBC 0.54 1.00

Add a Peer

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Frequently Asked Questions

Which is bigger, SMFG and HSBC?

Hsbc Holdings (HSBC) is the largest by market capitalisation: Sumitomo Mitsui Financial (SMFG) $93.04B, Hsbc Holdings (HSBC) $301.03B.

Which company is growing faster?

Hsbc Holdings (HSBC) grew revenue fastest over the trailing twelve months: Sumitomo Mitsui Financial (SMFG) +34.8%, Hsbc Holdings (HSBC) +2,725.8%.

Which company is more profitable?

Hsbc Holdings (HSBC) has the highest net margin (Sumitomo Mitsui Financial (SMFG) -42.5%, Hsbc Holdings (HSBC) 44.6%).

Which stock has performed better?

Over the past year Sumitomo Mitsui Financial (SMFG) returned the most: Sumitomo Mitsui Financial (SMFG) +48.5%, Hsbc Holdings (HSBC) +36.1%. Over five years, Sumitomo Mitsui Financial (SMFG) compounded fastest (Sumitomo Mitsui Financial (SMFG) +29.4%/yr, Hsbc Holdings (HSBC) +24.6%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Hsbc Holdings (HSBC) has been the steadiest (Sumitomo Mitsui Financial (SMFG) 29.2%, Hsbc Holdings (HSBC) 27.7%). Volatility measures how widely the price swings, not the risk of the business.

Do SMFG and HSBC move together?

Their daily returns over the past year have a correlation of 0.54, a moderate positive relationship. Holding both diversifies more than two closely linked stocks would.

Which is the better stock, SMFG and HSBC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Hsbc Holdings (HSBC) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.