RKT vs STC vs FIGR Stock Comparison

Rocket Companies, Stewart Information Services and Figure Technology Solutions Prices as of Nov 5, 2026 Peers: Industry group
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RKT Rocket Companies, Inc.
$14.82 +28.1% 1M -9.1% 1Y
Market cap
$42.82B
P/E
32.8x
Revenue (TTM)
$11.46B
Div. yield
0.00%
Mortgage Lending Financial Services
4 wins

Head to Head

12 decided of 12

Stewart Information Services leads on 5 of the 12 questions below (Stewart Information Services 5, Rocket Companies 4, Figure Technology Solutions 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionRKTSTCFIGRLeader
Larger companyMarket capitalisation $42.82B $1.43B $5.07B RKT
Cheaper on earningsLower P/E, profitable companies only 32.8x 11.9x 21.4x STC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 25.1x 10.1x 19.5x STC
Faster revenue growthRevenue growth, trailing twelve months +90.4% +20.5% +88.8% RKT
More profitableNet margin, trailing twelve months 11.4% 3.6% 33.5% FIGR
Better return on capitalReturn on invested capital 4.5% 6.8% 8.9% FIGR
Less leveragedLower net debt / EBITDA 6.0x 1.6x — STC
Higher dividend yieldTrailing dividend yield 0.00% 0.05% 0.00% STC
Better 1-year returnPrice return, last 12 months -9.1% -29.0% -46.0% RKT
Better 5-year returnAnnualised price return, 5 years -2.9%/yr -7.9%/yr — RKT
Less volatileAnnualised volatility, 1 year 59.7% 36.3% 94.3% STC
Higher overall scoreMean of the five percentile scores vs peers 53/100 45/100 54/100 FIGR

Percentile Scorecard

RKTSTCFIGR

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisRKTSTCFIGR
Valuation 34 #111 of 168 63 #45 of 119 17 #140 of 168
Growth 100 #1 of 163 72 #33 of 117 98 #4 of 163
Profitability 46 #84 of 154 36 #75 of 117 69 #48 of 154
Financial Health 54 #75 of 161 33 #80 of 118 81 #31 of 161
Shareholder Returns 33 #91 of 136 23 #83 of 108 4 #131 of 136
Overall 53 45 54
  • RKT ranked among 173 companies in Lending and Credit
  • STC ranked among 126 companies in Insurance
  • FIGR ranked among 173 companies in Lending and Credit

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodRKTSTCFIGRSPY
1 month +28.1%-5.3%-23.6% -5.9%
3 months +12.0%-28.4%-26.9% -4.6%
6 months +4.7%-29.9%-44.3% +0.2%
Year to date -23.5%-30.3%-48.8% +7.5%
1 year -9.1%-29.0%-46.0% +8.2%
3 years +81.8%+6.8%— +68.3%
3 years, per year +22.1%+2.2%— +19.0%
5 years -13.8%-33.6%— +56.5%
5 years, per year -2.9%-7.9%— +9.4%
10 years —+14.1%— +251.5%
10 years, per year —+1.3%— +13.4%

Risk

MeasureRKTSTCFIGRSPY
Volatility, 1Y 59.7%36.3%94.3% 13.6%
Downside volatility, 1Y 57.2%40.3%91.0% 14.2%
Beta vs S&P 500, 1Y 1.940.362.55 1.00
Return / volatility, 1Y -0.15-0.80-0.49 0.60
Max drawdown, 5Y -62.8%-54.6%-71.7% -25.4%
From 52-week high -36.8%-36.6%-71.7% -5.9%
52-week high $23.44$77.17$73.91 $779.14
52-week low $10.53$42.86$20.90 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleRKTSTCFIGR
P/E now vs peer median 32.3xmedian 11.9x 12.4xmedian 10.9x 19.5xmedian 11.9x
P/S now vs peer median 3.7xmedian 2.7x 0.4xmedian 1.4x 6.6xmedian 2.7x
EV/EBITDA now vs peer median 17.4xmedian 12.1x 7.1xmedian 7.1x —median 12.1x
P/FCF now vs peer median 36.3xmedian 5.4x 14.6xmedian 8.3x -54.0xmedian 5.4x
P/B now vs peer median 1.7xmedian 0.7x 0.9xmedian 1.5x 3.3xmedian 0.7x
PEG now vs peer median 0.13median 0.34 0.27median 0.62 —median 0.34

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsRKTSTCFIGR
Revenue $11.46B $3.37B $708.87M
Gross profit – $3.28B $620.58M
Operating income – $204.32M $201.41M
Net income $1.30B $135.66M $237.39M
Free cash flow $1.16B $102.05M -$86.49M
R&D – – $62.64M
EPS (diluted) $0.46 $3.90 $0.96
Cash & equivalents $2.70B $152.31M $1.44B
Total debt $24.90B $654.91M $963.50M
Shares (diluted) 2.85B 30.98M 246.97M
Enterprise value $31.64B $232.01M -$125.85M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricRKTSTCFIGR
P/E 32.3x 12.4x 19.5x
P/FCF 36.3x 14.6x -54.0x
P/Operating cash flow 31.9x 7.8x -54.0x
P/S 3.7x 0.4x 6.6x
P/B 1.7x 0.9x 3.3x
P/Tangible book 10.4x 1.1x 3.7x
EV/EBITDA 17.4x 7.1x –
EV/EBIT 20.8x 9.5x 20.9x
EV/Revenue 5.6x 0.6x 5.9x
EV/FCF 55.4x 19.0x -48.6x
EV/Operating cash flow 48.7x 10.1x -48.6x
PEG (3Y EPS CAGR) 0.13 0.27 –

Growth

14 metrics
MetricRKTSTCFIGR
Revenue growth (1Y) 90.4% 20.5% 88.8%
Revenue CAGR (3Y) 47.3% 13.1% –
Gross profit growth (1Y) – 20.9% 90.5%
Gross profit CAGR (3Y) – 13.4% –
Operating income growth (1Y) – 20.8% 229.5%
Operating income CAGR (3Y) – 35.3% –
Net income growth (1Y) 275.7% 16.5% 279.9%
Net income CAGR (3Y) 58.8% 41.6% –
EPS growth (1Y) 1,042% 8.9% 36.1%
EPS CAGR (3Y) 248.8% 45.6% –
Operating cash flow growth (1Y) 254.5% 4.4% –
Operating cash flow CAGR (3Y) 181.6% 41.1% –
Free cash flow growth (1Y) 225.4% -18.7% –
Free cash flow CAGR (3Y) 121.4% 57.3% –

Profitability

14 metrics
MetricRKTSTCFIGR
Gross margin – 97.4% 87.5%
EBITDA margin 32.2% 8.1% –
Operating margin – 6.1% 28.4%
Pretax margin 15.8% 5.2% 28.3%
Net margin 11.4% 3.6% 33.5%
FCF margin 10.1% 3.0% -12.2%
Operating cash flow margin 11.5% 5.7% -12.2%
Return on equity 5.4% 8.1% 17.6%
Return on assets 2.2% 4.1% 8.3%
Return on invested capital 4.5% 6.8% 8.9%
Return on capital employed – – 12.7%
Asset turnover 0.2x 1.0x 0.2x
Cash conversion (OCF / net income) 1.0x 1.4x -0.4x
Stock comp / revenue 3.8% 0.5% 15.4%

Financial Health

11 metrics
MetricRKTSTCFIGR
Debt / assets 41.4% 19.9% 31.9%
Debt / equity 1.0x 0.4x 0.7x
Net debt / EBITDA 6.0x 1.6x –
Debt / FCF 21.5x 6.4x -11.1x
Liabilities / assets 59.6% 48.9% 53.2%
Equity / assets 40.4% 51.1% 46.8%
Interest coverage 2.4x 7.2x 3.2x
Current ratio – – 1.9x
Quick ratio – – 1.2x
Cash ratio – – 1.1x
Altman Z-score – – 2.62

Shareholder Returns

7 metrics
MetricRKTSTCFIGR
Dividend yield 0.0% 4.4% –
Net buyback yield -0.1% -9.5% -14.7%
Shareholder yield -0.1% -5.2% -14.7%
Payout ratio (earnings) 1.0% 48.3% –
Payout ratio (FCF) 1.1% 64.2% –
Dividend growth (1Y) -94.5% 16.0% –
Dividend CAGR (3Y) – 9.6% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusRKTSTCFIGR
Forward P/E 25.1xFY2026 10.1xFY2026 19.5xFY2026
EPS, next fiscal year $0.59FY2026 $4.86FY2026 $1.07FY2026
EPS growth, next FY +110.7%FY2026 -0.6%FY2026 +98.1%FY2026
EPS growth, the year after +6.8% +11.7% +34.6%
Revenue, next fiscal year $11.58BFY2026 $3.64BFY2026 $833.08MFY2026
Revenue growth, next FY +72.8%FY2026 +24.6%FY2026 +61.8%FY2026
Revenue growth, the year after -3.2% +2.9% +49.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersRKTSTCFIGR
Held by institutions 97.9% 97.9% 66.8%
Institutions holding 796 253 307
Change in shares held, QoQ +16.2% +1.9% +16.9%
Institutions buying 428 139 196
Institutions selling 261 78 82
Buyers to sellers 1.64 1.78 2.39

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

RKTSTCFIGR
RKT 1.00 0.28 0.17
STC 0.28 1.00 -0.01
FIGR 0.17 -0.01 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, RKT, STC and FIGR?

Rocket Companies (RKT) is the largest by market capitalisation: Rocket Companies (RKT) $42.82B, Stewart Information Services (STC) $1.43B, Figure Technology Solutions (FIGR) $5.07B.

Which stock is cheaper, RKT, STC and FIGR?

Stewart Information Services (STC) trades on the lowest price-to-earnings ratio (Rocket Companies (RKT) 32.8x, Stewart Information Services (STC) 11.9x, Figure Technology Solutions (FIGR) 21.4x). On next year's consensus earnings, Stewart Information Services (STC) is cheapest (Rocket Companies (RKT) 25.1x, Stewart Information Services (STC) 10.1x, Figure Technology Solutions (FIGR) 19.5x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Rocket Companies (RKT) grew revenue fastest over the trailing twelve months: Rocket Companies (RKT) +90.4%, Stewart Information Services (STC) +20.5%, Figure Technology Solutions (FIGR) +88.8%.

Which company is more profitable?

Figure Technology Solutions (FIGR) has the highest net margin (Rocket Companies (RKT) 11.4%, Stewart Information Services (STC) 3.6%, Figure Technology Solutions (FIGR) 33.5%). On return on invested capital, Figure Technology Solutions (FIGR) leads (Rocket Companies (RKT) 4.5%, Stewart Information Services (STC) 6.8%, Figure Technology Solutions (FIGR) 8.9%).

Which stock has performed better?

Over the past year Rocket Companies (RKT) returned the most: Rocket Companies (RKT) -9.1%, Stewart Information Services (STC) -29.0%, Figure Technology Solutions (FIGR) -46.0%. Over five years, Rocket Companies (RKT) compounded fastest (Rocket Companies (RKT) -2.9%/yr, Stewart Information Services (STC) -7.9%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Stewart Information Services (STC) has the highest dividend yield: Rocket Companies (RKT) 0.00%, Stewart Information Services (STC) 0.05%, Figure Technology Solutions (FIGR) 0.00%. Figure Technology Solutions (FIGR) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Stewart Information Services (STC) has been the steadiest (Rocket Companies (RKT) 59.7%, Stewart Information Services (STC) 36.3%, Figure Technology Solutions (FIGR) 94.3%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, RKT, STC and FIGR?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Stewart Information Services (STC) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.